Benita Mun

Benita Mun finance & lifestyle content creator 🤍
💌[email protected]
https://www.benitamun.com

There is absolutely nothing wrong with starting over. If you’re starting over (or even starting for the first time), you...
08/15/2025

There is absolutely nothing wrong with starting over.

If you’re starting over (or even starting for the first time), you have permission to start small.

Your small habits will compound into big changes.

When I decided to change my habits and take my finances seriously, I thought I had to do everything all at once. Now that I’m being intentional about this journey, I’ve realized that the small things matter just as much as the big.

Your financial journey is yours. You have the power to set yourself up for a beautiful future.

No matter where you’re coming from, you got this!

🎀 Save this for the days you feel like you need a fresh start
💌 Share this with a friend who needs a reminder that they can do this
💬 Comment TEMPLATE and I’ll send you the budget tracker I use
🤍 Follow for realistic money tips & my debt payoff journey.

My car loan balance, month by month! Follow me to see how I do in August 🚗🤍
08/10/2025

My car loan balance, month by month! Follow me to see how I do in August 🚗🤍

Paying off $25K of debt this year means every income stream is serious 😅Some of these are consistent, some are super ran...
07/05/2025

Paying off $25K of debt this year means every income stream is serious 😅

Some of these are consistent, some are super random, and some I’m actively trying to grow. Combined, they all help me make progress on my goals.

What income streams are you building right now?

these are the things i wish i knew before i bought my car. i walked into a dealership and 30 minutes later, I was $30K i...
06/20/2025

these are the things i wish i knew before i bought my car. i walked into a dealership and 30 minutes later, I was $30K in debt.

If you’re thinking of buying a car, make sure you do plentyyyy of research.

Tax season is upon us! If you’ve been dodging the CRA, this is your sign to file your taxes. 🫠🫶🏾Filing isn’t complicated...
02/26/2025

Tax season is upon us! If you’ve been dodging the CRA, this is your sign to file your taxes. 🫠🫶🏾

Filing isn’t complicated at all, here are the steps:

✅ Gather your income slips (T4, T4A, RRSP, tuition, etc.)
✅ Claim deductions like rent, RRSP contributions, and self employment expenses
✅ Use a CRA-approved tax software (Wealthsimple Tax, TurboTax)
✅ Pay by April 30 if you owe, or wait for your refund in 2-8 weeks.

✨ You got this!



💸 If you want to be a financially responsible girl who is prioritizing her future, now is the perfect time to build your...
02/16/2025

💸 If you want to be a financially responsible girl who is prioritizing her future, now is the perfect time to build your 6-month emergency fund.

Comment “budget” and I’ll send you the budget template that helps me make sure I’m on track to hitting my financial goals, including building my own emergency fund!

An emergency fund is the ultimate safety net, it protects you from unexpected expenses, job loss, and financial stress. You don’t have to have it all at once, you can slowly build this fund so you are prepared for the unexpected.

Small, consistent steps guarantee success in your financial journey.

Save this post for later & follow me for more money tips to become your most financially responsible self. 🤍✨



💸 If you want to be a financially responsible girl who is prioritizing her future, now is the perfect time to build your...
02/16/2025

💸 If you want to be a financially responsible girl who is prioritizing her future, now is the perfect time to build your 6-month emergency fund.

Comment “budget” and I’ll send you the budget template that helps me make sure I’m on track to hitting my financial goals, including building my own emergency fund!

An emergency fund is the ultimate safety net, it protects you from unexpected expenses, job loss, and financial stress. You don’t have to have it all at once, you can slowly build this fund so you are prepared for the unexpected.

Small, consistent steps guarantee success in your financial journey.

Save this post for later & follow me for more money tips to become your most financially responsible self. 🤍✨



a 7 year loan term is crazy, i dont know who let me do that 😭
01/14/2025

a 7 year loan term is crazy, i dont know who let me do that 😭

if you wanna start using sinking funds, here is how you can get started & organize your funds. sinking funds are a cheat...
01/04/2025

if you wanna start using sinking funds, here is how you can get started & organize your funds. sinking funds are a cheat code for managing your money effectively!!

let me know in the comments the sinking funds you plan to build in 2025 🤍

having an emergency fund has made me feel so secure in the last year! don’t wait until something happens to start one. m...
12/31/2024

having an emergency fund has made me feel so secure in the last year! don’t wait until something happens to start one. make it a goal to open one in 2025 🤍🤍

what are your 2025 money goals?
12/26/2024

what are your 2025 money goals?

i recently shared my goal to pay off $25K worth of debt in 2025. in order to do this, my mindset towards debt has to cha...
12/17/2024

i recently shared my goal to pay off $25K worth of debt in 2025. in order to do this, my mindset towards debt has to change. these are some mindset shifts that have changed the way i view debt, and that will allow me to be intentional about reaching my goal. 🤍



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Toronto, ON

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