06/27/2026
🎓 TFSA, RRSP & RESP Tracker v1.5 — Google Sheets Template for Canadian Investors
Stop juggling multiple spreadsheets or paying costly monthly app subscriptions. This professional, all-in-one financial ecosystem covers your TFSA, RRSP, and RESP in a single, beautifully designed Google Sheet. Equipped with a built-in CESG grant maximizer, live market prices, and automatic asset allocations, it gives you a complete view of your family's wealth.
🔥 PRODUCT LAUNCH PROMOTION: To celebrate the launch of version 1.5, we are offering an exclusive 25% OFF for a limited time! Get instant access to the entire ecosystem here:
👉 https://maplesheetco.etsy.com/listing/4526534020
📊 10 TABS — INCLUDED IN YOUR TEMPLATE
⭐ Start Here: Your launchpad containing a quick setup guide, column glossary, RESP entry rules, and a ticker format cheat sheet.
⚙️ Settings & Goals: Enter your beneficiary names, dates of birth, eligibility years, personalized TFSA/RRSP limits, and annual savings targets just once. Everything else syncs instantly.
📋 Transaction Log: The ONLY tab you ever type into. Enter your buys, sells, contributions, and grants here—all other portfolio tabs auto-update.
🔵 TFSA Portfolio: Track live holdings, average cost basis (ACB), unrealized gains/losses, and total return percentages alongside a clean asset allocation donut chart.
🟢 RRSP Portfolio: Mirroring the TFSA structure, this tab is optimized for tracking and sheltering US-listed dividend growth stocks from withholding tax.
🟣 RESP Portfolio: A dedicated space for your children's education capital, featuring automated cost basis calculations and live performance visual charts.
🎓 RESP Tracker: The core command center featuring an automated annual contribution log, per-child balance summaries, and real-time grant eligibility tracking.
💰 Dividend Tracker: Monitor your passive income with monthly distribution schedules, per-ticker summaries, and a live look at your annual dividend run-rate projection.
🔍 Analysis & Recommendations: Stay safe with built-in over-contribution warnings, automated sector/broker allocation breakdowns, and 6 actionable portfolio tips.
📊 Main Dashboard: Your ultimate financial bird's-eye view. Combines your TFSA, RRSP, and RESP accounts into a unified net worth summary with clean visual analytics.
💎 EXCLUSIVE RESP TRACKER HIGHLIGHTS
CESG Grant Calculator: Matches 20% of your first $2,500 annual contribution per child to automatically track the $500 yearly government grant.
Lifetime Grant Tracker: Features a live countdown tracking the $7,200 lifetime maximum ceiling per beneficiary so you don't over-contribute.
Multi-Child Support: Built for up to 4 beneficiaries. Each child gets a dedicated panel displaying their Name, DOB, Last Eligible Year, School Start Year, and Remaining Grant Room.
Catch-Up Room Logic: Missed a contribution last year? The sheet automatically calculates your eligibility to contribute up to $5,000 to claim a $1,000 grant in a single year.
🔧 TECHNICAL DETAILS & SPECIFICATIONS
Platform: Google Sheets (A free Google account is required).
Easy Setup: Receive a secure link, open it, and click "Make a copy" to add the entire 10-tab system instantly to your own Google Drive account.
Live Market Data: Stock and ETF prices fetch automatically via the native GOOGLEFINANCE engine (Supports TSX, NEO, NYSE, NASDAQ, and more).
Automatic FX Conversion: Seamlessly pulls live USD/CAD exchange rates to accurately calculate the value of your US holdings.
Capacity Limits: Built to comfortably scale for up to 4 children, 25 unique ticker holdings per investment account, and up to 1,000 rows of transaction history.
Compatibility: Works perfectly across Mac, Windows, and ChromeOS through any modern desktop web browser.
🎁 WHAT YOU RECEIVE UPON PURCHASE
Template Access Link PDF: Your secure, private document containing the direct link to make your own personal copy of the Google Sheet, along with simple setup instructions.
RESP Setup & User Guide (PDF): An 8-page, step-by-step master guide breaking down CESG rules, transaction data entry methods, FAQs, and a vital year-end checklist.
Product Overview PDF: A quick-reference feature summary, detailed tab-by-tab breakdown, and complete technical specifications.
🇨🇦 IS THIS RIGHT FOR YOU?
This ecosystem is custom-built for Canadian parents looking to maximize their children's education funds while keeping their own retirement portfolios organized. Whether you invest through Wealthsimple, Questrade, or a traditional bank brokerage, this sheet puts you in complete control.
📌 REGULATORY & LEGAL DISCLAIMERS
Digital Download Only: This is a digital product available for instant access. No physical items will be shipped.
Educational Use Only: This spreadsheet tool is designed solely for personal tracking, organizational, and educational purposes. It does not constitute financial, investment, legal, or tax advice.
Grant Estimations: All CESG calculations within the sheet are estimates based on standard Canadian government rules. Actual grant disbursements are determined and paid by the Government of Canada. Always consult a qualified financial professional or tax advisor for personalized financial planning.
Stop Guessing. Start Tracking.
Designed and developed by MapleSheet Co.
👉 Claim your 25% launch discount now: https://maplesheetco.etsy.com/listing/4526534020
