
26/09/2025
The Debt-Saddled Graduate:
Ben, a recent university graduate with a mountain of student loan debt.
Anxiety Trigger: The sheer size of the debt and the looming monthly payments felt overwhelming. He worried about delaying life milestones like buying a home or starting a family.
Turning Point: Ben sought advice from a financial advisor. Together, they created a debt repayment plan that prioritized high-interest loans and explored options like income-driven repayment plans. He also committed to a strict budget and side hustled to generate extra income.
Outcome: Ben felt empowered by taking action. The structured repayment plan gave him a clear path forward, and the extra income allowed him to make faster progress. He celebrated small victories along the way, which kept him motivated and reduced his anxiety.