What are the opening hours?

Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

Boring Money

Home
United Kingdom
London
Boring Money

Helping you make confident investment choices without boring you to tears!

07/08/2026

Will the Fed cut interest rates in September? This week's US jobs data could decide it, and markets are holding their breath. 👀

The S&P 500 just hit an all-time high. But strong jobs data could push the Fed to raise rates sooner (bad news for tech). Soft jobs data could open the door to a September cut instead.

Meanwhile, the "boring" stuff quietly had a great week:
🥇 Gold up over 5%
🍺 Diageo (Guinness) beat profit forecasts
💉 Eli Lilly's Mounjaro sales hit $9.94bn

What is an ETF? An exchange-traded fund, a single investment that holds a basket of assets (stocks, bonds, commodities) and trades like a regular share. One purchase, built-in diversification.

Holly's take this week: "Valuations are high, and most of us arguably have too much exposure already to both technology and the US."

Should you care? Swipe through, then get the full breakdown. Free, no waffle, no sales pitch.

👉 Read the full blog now: https://www.boringmoney.co.uk/learn/articles/Holly-Mackay-blog-i-like-stuff-i-can-touch-drink-and-inject/?BMsource=Facebook&BMcampaign=Holly-Mackay-blog-what-you-make-of-burnham/

06/08/2026

We asked investors what they really think about Andy Burnham and their money. Here's what came back 👇

Around 75% of you are worried about Capital Gains Tax. 64% are bracing for a wealth tax.

Swipe through the verdicts (from cautiously hopeful to (angrily) amusing 😅).

Most respondents are neutral on Burnham's policies generally, but 50% think he'll be bad for their personal finances specifically, and only 7% think he'll be positive. Confident investors and 55-64 year-olds are the most pessimistic.

Whichever camp you're in, the smart move is the same: use your ISA allowance, know your CGT exemption, and don't let politics stop you investing for the long term.

📖 Read Holly's full take on tax and wealth divides here: https://www.boringmoney.co.uk/learn/articles/Holly-Mackay-blog-what-you-make-of-burnham/?BMsource=Facebook&BMcampaign=Holly-Mackay-blog-what-you-make-of-burnham/

04/08/2026

Active ETFs vs passive ETFs: what's the real difference? 📊

If you're investing in ETFs (or thinking about it), this is worth 30 seconds of your time.

Passive ETFs track an index like the FTSE 100 or S&P 500 and don't deviate. Active ETFs work differently: a fund manager decides what to hold and when, instead of just mirroring the market.

Same ETF benefits either way:
✅ Trade any time the market's open
✅ Holdings published daily, no mystery in the mix
✅ One purchase = a diversified basket

Active management can mean more flexibility when markets get messy, but it's not a guarantee. It usually costs more, and it doesn't always beat the index. Worth knowing before you choose.

👉 Full breakdown of active vs passive ETFs: https://www.boringmoney.co.uk/learn/articles/active-not-passive-why-active-etfs-are-having-a-moment/?BMsource=Facebook&BMcampaign=Holly-Mackay-blog-what-you-make-of-burnham/

📌 Save this so you're not nodding along next time "active vs passive" comes up.

31/07/2026

We asked. You answered. Here's the verdict on Andy Burnham. 🗳️💷

Half of you think his government will be bad for your personal finances. Just 7% think it'll help. Three-quarters of you are worried about capital gains tax, and 64% are bracing for a wealth tax, with confident investors and 55-64 year-olds the most anxious of all.

The bigger picture? The political debate has shifted from taxing what you earn to taxing what you own. And whether you love or loathe the direction of travel, there are concrete moves worth making now:

✅ Use your £20,000 ISA allowance. Gains inside it stay tax-free, whatever happens to CGT
✅ Married or in a civil partnership? You can share your £3,000 CGT allowances between you
✅ Pension contributions still cut your taxable income, especially valuable near the £60k or £100k thresholds

Holly's full breakdown of the survey results, the wealth-vs-income shift, and her tax-smart action plan, in plain English, no waffle.

🔗 Read the full blog: https://www.boringmoney.co.uk/learn/articles/Holly-Mackay-blog-what-you-make-of-burnham/?BMsource=Facebook&BMcampaign=Holly-Mackay-blog-what-you-make-of-burnham/

29/07/2026

Question of the week: Cash savings, Stocks & Shares ISA, or fixed-rate bonds? 🤔

There's no one-size-fits-all answer. It depends on your timeframe, your allowance, and how much risk you're comfortable with.

Swipe through for our take 👉

Got a money question of your own that's been keeping you up at night? We answer real reader questions. No jargon, no judgement. Check the link for all the details and more common questions. 💬 https://www.boringmoney.co.uk/ask/should-i-put-cash-savings-into-a-stocks-and-shares-isa-or-fixed-rate-bonds-right-now/?BMsource=Facebook&BMcampaign=hould-you-invest-in-crypto-what-the-experts-and-the-numbers-really-say

27/07/2026

Trump made over £1bn from crypto last year.

While politics and crypto keep getting tangled up together, the actual numbers tell a different story: Bitcoin and Ethereum are both down double digits over the past year, even as regulation opens up new ways to access the asset class in the UK.

So, is crypto a genuine investment opportunity, a pyramid scheme, or just FOMO dressed up as a strategy? We asked the experts.

🔗 Full breakdown on the site, https://www.boringmoney.co.uk/learn/articles/should-you-invest-in-crypto-what-the-experts-and-the-numbers-really-say/?BMsource=Facebook&BMcampaign=hould-you-invest-in-crypto-what-the-experts-and-the-numbers-really-say

24/07/2026

This week on Holly’s Blog: Oil at $100. Our 7th PM in a decade. And a wealth tax back on the table. 🛢️🏛️

Crude oil surged past $100 a barrel as tensions with Iran escalate and tariffs creep back onto the agenda, rattling stock markets in the process. Closer to home, Andy Burnham has taken the reins as PM, with John Healey stepping in as Chancellor. Markets have responded calmly so far, but with a wealth tax and capital gains tax changes being floated ahead of the Autumn Budget, it’s a moment to stay informed, not reactive.

Holly breaks down what actually matters for your money this week. No waffle, no jargon, just plain English.

📊 We also want to know what YOU think this government shake-up means for your finances. It takes 2 minutes, and we’ll share the results next week.

🔗 Read the full blog: https://www.boringmoney.co.uk/learn/articles/Holly-Mackay-blog-Healey-Revealey-d/?BMsource=Facebook&BMcampaign=Holly-Mackay-blog-Healey-Revealey-d

23/07/2026

📈 What were investors actually buying in June 2026?

Markets staged a dramatic comeback in June. Here's where the money went:

🏆 Top Funds: Vanguard FTSE Global All Cap Index & Fidelity Index World
🏆 Top Investment Trusts: Scottish Mortgage & Polar Capital Technology
🏆 Top ETFs: Vanguard S&P 500 ETF & iShares Physical Gold ETC

Swipe through to see why these were the best-selling funds, investment trusts and ETFs on the UK's top platforms this month 👉

Want the full platform-by-platform breakdown? See it here: https://www.boringmoney.co.uk/learn/articles/bestselling-funds-investment-trusts-and-etfs-of-june-2026/?BMsource=Facebook&BMcampaign=bestselling-funds-investment-trusts-and-etfs-of-june-2026

21/07/2026

A new Chancellor means a new set of priorities for the UK’s money landscape. If you want clear, jargon‑free analysis on what this could mean for your investments, we’ve got you.

👉 Join Boring Money for analysis on what this means for your investments. https://www.boringmoney.co.uk/?BMsource=Facebook&BMcampaign=homepage

17/07/2026

Chip stocks wobble, a new Chancellor rumour, and this year’s best-performing portfolios revealed. 📊

This week: semiconductor stocks (Samsung, SK Hynix) just had their worst week since last year’s tariff rout, despite eye-watering 12-month gains. Meanwhile, Westminster’s reshuffle has bond markets sizing up Shabana Mahmood as the next Chancellor, and the state pension triple lock is back in the spotlight.

Plus: we reveal which ready-made investment portfolios are actually delivering, and whether this year’s stellar returns are sustainable (spoiler: probably not).

No jargon. No sales pitch. Just what actually matters for your money this week.

🔗 Read the full breakdown: https://www.boringmoney.co.uk/learn/articles/Holly-Mackay-blog-the-merrygoround-and-top-performing-investments/?BMsource=Facebook&BMcampaign=Holly-Mackay-blog-the-merrygoround-and-top-performing-investments

Address

London

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Website

http://www.boringmoney.co.uk/

Alerts

Be the first to know and let us send you an email when Boring Money posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Media Company in London?