Boring Money

Boring Money Helping you make confident investment choices without boring you to tears!

If you’re self-employed, freelance or earning extra income, this one’s for you. The deadline to send your paper tax retu...
29/10/2025

If you’re self-employed, freelance or earning extra income, this one’s for you. The deadline to send your paper tax return to HMRC for the 2024/25 tax year is 31 October.

Our guide takes you through it step by step, from registering to filling it in, so you can get your tax return sorted without the stress.

Read the full guide below to learn more 💡

https://www.boringmoney.co.uk/learn/articles/how-to-fill-out-a-self-assessment-tax-return/?BMsource=Facebook&BMcampaign=direct_howtofilloutaselfassessmenttaxreturn_papertaxreturn_post29Oct2025

This week’s Question of the Week 🤔💭How can a beginner investor diversify to minimise risk?There are a few simple ways to...
24/10/2025

This week’s Question of the Week 🤔💭

How can a beginner investor diversify to minimise risk?

There are a few simple ways to spread your money across different sectors and regions. Multi-asset or global index funds give you exposure to a mix of investments in one go. If you’d rather let someone else do the heavy lifting, most providers offer ready-made options where they pick and manage investments for you.

Whatever approach you choose, the key is to stay invested for the long term. Giving your money seven years or more helps it ride out market ups and downs and grow steadily over time.

👉 Link below read the full answer:

https://www.boringmoney.co.uk/ask/can-you-diversify-your-portfolio-with-a-single-fund/?BMsource=Facebook&BMcampaign=direct_questionoftheweek_howcanabeginnerinvestordiversifytominimiserisk

The Financial Conduct Authority (FCA) found that millions of people could be getting more from their pension by reviewin...
20/10/2025

The Financial Conduct Authority (FCA) found that millions of people could be getting more from their pension by reviewing where their money’s invested. Our Pensions Report 2025 reveals that only half of them logged into their pensions portal in the last 12 months.

If you haven’t checked yours in a while, a few small changes could make a big difference to your future pot.

Explore our Pensions Hub for simple, practical ways to get started 🔗 Link below:

https://www.boringmoney.co.uk/hub/pensions/homepage/?BMsource=Facebook&BMcampaign=direct_pensionshub_post20October2025

4 in 10 pension holders who have a pension with a previous employer don’t know where theirs is 😳Meanwhile, the average w...
15/10/2025

4 in 10 pension holders who have a pension with a previous employer don’t know where theirs is 😳

Meanwhile, the average working person in the UK has £51,000 tucked away in workplace pensions. That’s a tidy sum you don’t want slipping under the radar 💰

Lost track of an old pension or just want to make sure your savings are on track? We’ve got simple guides, tips and tools to help you take control.

💡 Explore our Retirement Hub and see where your money could be working harder for you

🔗 Link below:

https://www.boringmoney.co.uk/hub/retirement/homepage/?BMsource=Facebook&BMcampaign=direct_retirementhub

The average deposit for a mortgage in England is an eye-watering £68,154.08...but that's just an average. Whatever you h...
13/10/2025

The average deposit for a mortgage in England is an eye-watering £68,154.08...but that's just an average. Whatever you have saved is only one part of determining how much you can borrow for a mortgage to buy the home you want.

We’ve unpacked the key things like rates, deposits and what LTV actually means so you can make informed choices before you buy.

🔍 Check out our full guide in the link below:

https://www.boringmoney.co.uk/learn/investing-guides/essential-guide-to-mortgages/?BMsource=Facebook&BMcampaign=direct_howmortgageswork_13October2025Post

Best Investment Trusts to Have in a Pension 💡If you’ve got a SIPP and aren’t sure where to start, investment trusts coul...
12/10/2025

Best Investment Trusts to Have in a Pension 💡

If you’ve got a SIPP and aren’t sure where to start, investment trusts could be worth a look. They’re managed by professionals, designed for long-term growth and income, and can help your pension work harder for retirement.

From dividend heroes to cautious all-rounders, we’ve rounded up a few options to suit different investing styles.

👉 Link below to read the full article:

https://www.boringmoney.co.uk/learn/articles/best-investment-trusts-to-have-in-a-pension/?BMsource=Facebook&BMcampaign=direct_bestinvestmenttruststohaveinapension

This week’s Question of the Week 🤔💭Is it still a good idea to name your children as beneficiaries of your pension?From A...
10/10/2025

This week’s Question of the Week 🤔💭

Is it still a good idea to name your children as beneficiaries of your pension?

From April 2027, pensions will be included in your estate for Inheritance Tax. That means leaving your pension to your children could lead to a 40% tax charge.

For many couples, it may make more sense to nominate each other first, giving more time for estate planning before passing wealth on to the next generation.

👉 Link below to read the full answer:

https://www.boringmoney.co.uk/ask/is-it-still-a-good-idea-to-name-your-children-as-beneficiaries-of-your-pension/?BMsource=Facebook&BMcampaign=direct_questionoftheweek_isitstillagoodideatonameyourchildrenasbeneficiariesofyourpension

When you said “I’ll invest in gold for sure” and didn’tGold’s up 44% this year and moving fast. It took 14 years to clim...
08/10/2025

When you said “I’ll invest in gold for sure” and didn’t

Gold’s up 44% this year and moving fast. It took 14 years to climb from $1,000 to $2,000 an ounce and just over a year to reach $3,000. It finally surged to a record $4,000 in October and experts think there are signs it could keep climbing...

📈 Read the full story in the link below:

https://www.boringmoney.co.uk/learn/articles/is-it-too-late-to-buy-gold-why-investors-are-piling-in/?BMsource=Facebook&BMcampaign=direct_isittoolatetobuygold_8October2025Post

Address

London

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Website

Alerts

Be the first to know and let us send you an email when Boring Money posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category