Budgeting and Planning

14/12/2025

Before bed that night, Darcy asked herself a question:

“What small change would make January feel lighter?”

She didn’t know the whole plan.
She didn’t know the numbers.
But she knew she wanted a different kind of year
one that felt steady, not frantic.

That question became the start of everything.

Micro action:

Ask yourself the same:

What one small change to managing our household admin would make 2025 feel lighter?

Next chapter comes next week.

Why not explore the experience here: https://budgetingandplanning.co.uk/mentoring/ ✨

13/12/2025

5 signs you might be a Disorganised Darcy:

1️⃣ You dread the little admin jobs more than the big ones.

2️⃣ You don’t know what’s renewing when and honestly, don’t want to look.

3️⃣ You feel like your finances are… fine? But also not fine.

4️⃣ You live in organised chaos: functional, but fragile.

5️⃣ You’re brilliant in so many ways, but your numbers make your brain fold in on itself.

If you nodded at two or more… hello. You’re in the right place.

Micro action:
👉 Which number hit you the hardest?

More Darcy Diaries coming this week.

And if you’d like the deeper support, join the waitlist for The Fairy Godmother Experience.

https://subscribepage.io/Waitlist-budgetingandplanning

13/12/2025

Business Owners, HR Leaders & Wellbeing Managers this is for YOU.
I partner with Finwell Training LTD where we bring together a beautifully nuanced selection of financial wellbeing training to your workplace.

We also create CPD Certified FinWELL Champion®️ & Leadership Training which is perfect for your businesses to continue the good work in house.

Dedicated Training for Apprentices & Young Adults or Masterclasses around Pensions & Retirement Planning

Please share this with your friends and colleagues as we have set up our workshops for 2026 - including a cheeky free taster session for you via me...

https://www.finwell.training/budgetingandplanning

Financial Education via Budgeting & Planning

11/12/2025

Ever felt like you’re responsible for everything but somehow still behind on the basics?

Meet Darcy.
She’s smart, capable, funny, and… drowning in life admin.

Bills she hasn’t opened.
Renewals she forgot existed.
Subscriptions quietly eating her lunch money.
Nothing dramatic, just the slow drip of overwhelm.

This December, I’m telling her story.
Not because she’s unusual, but because she’s all of us at some point.

Micro action:
👉 What’s ONE money task you’ve been quietly avoiding?

If Darcy sounds familiar… the waitlist for The Fairy Godmother Experience is open.

Perfect for anyone thoroughly fed up with what they're doing, or not doing, to manage their household finances.

08/12/2025

The first 10 people to purchase the gorgeous Mentoring Experience will get the 3 soothing sessions for £129 instead of £149.
My waitlist is open so you can be the first to know of extra goodies I'm layering in, as well as having 24 hours early access.

Do you know someone that would love 🧡 some nurturing?

https://subscribepage.io/Waitlist-budgetingandplanning

06/12/2025

Good morning, it’s Small Business Saturday UK 🇬🇧

My small business is dedicated to bolstering every human who needs a ton of guidance and a ton of hugs get their household finances ship shape.

And Not just for Christmas!

Financial planning starts with planning your fundamental finances.
Getting your hard earned money to work better for you.
Then you can move further along, with building assets. Wealth.

🎊 Are YOU running a small business we can celebrate today?

📣 Why don’t you tell us more about it in the comments and we can cheer each other on…

Love from
Lucy x

05/12/2025

"Have you got a budgeting template I can use?"

Have I got a budgeting template you can use...?

02/12/2025

It's taking shape...
Your Fairy Godmother Experience.

Calming guidance from me to you, so that you feel confident and in control of your money.

If you want:
Life admin organised • Beautiful flexible budgets • Meaningful savings • Lasting financial confidence

Get on the waitlist 🥰

A gorgeous, comforting 3 session bespoke mentoring from me to you. We'll tackle it all, together.

Lucy x

https://subscribepage.io/Waitlist-budgetingandplanning

28/11/2025

I have an invitation for you, to co-create a 3 part mentoring session.
I'm calling it "Your Fairy Godmother Experience 💫"

Why?

Because I'm your quiet guide, your cheerleader and your shoulder to cry on. I'll get you feeling all sparkly and new again.

More details in my latest blog: PLUS if you're keen on grabbing a one hour budgeting session, it's still available online for £65.

🎁 Great gift for a grown up daughter or for you!

A nurturing mentoring journey when you’re ready to move from feeling discombobulated to oh I get it now! Here’s my invitation to co-create your financial foundations. For some time now, I’ve been quietly creating something that feels deeply aligned with the women I support and the way I believ...

24/11/2025

There are currently a dozen Blogs on my website
There are 25 perspective shifting stories on Substack with 2.6k views - I know I nearly fell off my chair just now!!

There are 61 videos on my YouTube channel (some slightly embarrassing and getting a major glow up in January)

There are several Linkedin articles

And 5 guest speaking Podcasts on Spotify

What's your poison?
And have you had a look at ALL THIS FREE TRAINING?

There is something brand new coming on 1st January...

I'm sharing all the goodness in my email this week. Are you on the list?

Practical UK money blogs for mid-life shenanigans. Rooted in the psychology of money, you can explore how to's, fresh perspectives & feel nurtured. Welcome 👛

22/11/2025

You know it’s time… Your kitchen is filled with the fragrance of coffee & you’ve lit a candle this morning.

Classic FM 📻 in the background and everyone is either banished from the house or silenced with cartoons & ice cream for breakfast

Christmas preparation begins

Stir up Sunday
Black Friday strategies
Two more paydays before the end of January 😵‍💫

How are you doing it this year?
How are you keeping your sanity and finances from wobbling?

What’s the biggest 🐓 up you’ve ever made? 🫣

22/11/2025

You know it’s time… Your kitchen is filled with the fragrance of coffee & you’ve lit a candle this morning.

Classic FM 📻 in the background and everyone is either banished from the house or silenced with cartoons & ice cream for breakfast

Christmas preparation begins

Stir up Sunday
Black Friday strategies
Two more paydays before the end of January 😵‍💫

How are you doing it this year?
How are you keeping your sanity and finances from wobbling?

What’s the biggest 🐓 up you’ve ever made? 🫣