CA Palak Rathi

CA Palak Rathi 👩🏻‍💼 Chartered Accountant
🎙️ All about business & finance

29/08/2025

Government to read your WhatsApp Messages?

From April 1, 2026, the new Income Tax Act will officially allow digital evidence to be used in tax investigations. This means WhatsApp chats, Instagram posts, emails, websites, cloud servers, apps and even Google Maps can all be examined.

But this does not mean random snooping. It applies only during authorised income tax raids, and usually when a person is not cooperating with the authorities.

Why was this change needed? The old Income Tax Act, 1961, only mentioned physical evidence like documents, books of accounts, lockers and safes. Digital evidence was not specifically listed, so people under investigation and even courts could question its use. The new law removes this loophole.

The Finance Minister even gave examples: WhatsApp chats exposed a ₹200 crore bogus billing scam, Instagram helped trace benami luxury vehicles, and Google Maps led investigators to hidden cash. In short, what was already happening will now be backed by law.

The opposition, however, has raised concerns. Congress spokesperson Supriya Shrinate and DMK MP Kalanidhi Veeraswamy have questioned if this step threatens people’s privacy.

So is this a necessary reform for the digital age, or a risk to your personal privacy?

25/08/2025

Episode 5: “At 10:30 PM, I was having my dinner when two female police officers came up to me.”

In this episode of People & Policies, we met Miss Purvi Jain, who was travelling alone from Bombay to Surat when this incident took place. Two female police officers approached her, asked if everything was fine, and assured her that she could reach out anytime during the journey.

This wasn’t a random act, it is part of the Meri Saheli initiative by the Railway Protection Force, aimed at ensuring the safety of women travelling alone in long-distance and overnight trains. As part of this initiative, RPF also shares helpline numbers like 139 (Rail Madad) and 182 (Rail Security) for quick support.

Has this ever happened with you on a train journey? Share your experience in the comments.

[Railways, RPF, MeriSaheli, WomenSafety, TrainTravel, IndiaGov, PublicPolicy, IndianRailways, SafeTravel]

.vaishnaw

21/08/2025

If you play BGMI, Chess, or Fantasy Cricket, this concerns you.

The Lok Sabha has passed the Promotion and Regulation of Online Gaming Bill 2025, which divides online games into three categories. E-sports like BGMI or FIFA will now be recognised as sports, social games like Chess or Sudoku will be treated as safe and educational, while money-based games such as poker or fantasy cricket will be declared illegal with heavy fines for the companies running them.

Once this law comes into effect, banks and UPI will not be allowed to process payments for such platforms. The opposition argues that this will impact over 2,000 companies, two lakh jobs and nearly ₹20,000 crore in annual tax revenue, and that players may simply move to offshore sites. The government’s stand is that protecting families and youth is more important than revenue, pointing to 32 suicides in 31 months as well as rising cases of fraud and addiction.

Do you think this bill should also pass in the Rajya Sabha to become law?

[BGMI, OnlineGaming, ParliamentBill, RajyaSabha, FantasyCricket, PokerBan, EsportsIndia, GamingNews, IndianLaw, OnlineGames]

.vaishnaw

19/08/2025

We thought we wouldn’t need to visit the RTO, but we were wrong.

Now you can give your Learner’s License test online. It’s faster and easier, but don’t take it lightly. If you talk, look away, or someone else enters your frame, your test can get flagged under “scrutiny.” In that case, it goes to the State Transport Department and your license gets delayed.

This system is already active in Gujarat, UP, Maharashtra, Delhi and many more states. So if you’re applying, follow the process carefully.

Steps to apply online:

1. Go to [sarathi.parivahan.gov.in](https://sarathi.parivahan.gov.in) → select state.
2. Click “Apply for Learner License” → Aadhaar eKYC.
3. Fill details, select vehicle type, upload photo & signature.
4. Submit application and make payment online.
5. Before the test, watch the tutorial video shown on the portal.
6. Open “Online LL Test” → enter application number.
7. Attempt 15 questions → score 9+ to pass.
8. Get your virtual Learner’s License instantly.

Share this video with someone who’s yet to get their license.

[Learner’s License, RTO, Driving License, Online LL Test, Parivahan, Transport Department, Driving Test, License Application, Sarathi Portal, India Transport]

.nitin

15/08/2025

The Journey of Our Tiranga.

Our national flag has not always looked the way it does today. Over the years, it has gone through several changes, each reflecting the aspirations of the time.

1904 – Vajra Flag (Sister Nivedita)
1906 – Calcutta / Parsee Bagan Flag
1907 – Berlin Committee Flag (Madam Bhikaji Cama)
1917 – Home Rule Flag (Annie Besant & B. G. Tilak)
1921 – Swaraj Tricolour with Charkha (Pingali Venkayya)
1931 – Congress Tricolour
1947 – National Flag by Constituent Assembly.

Now that you know the journey of our Tiranga, share this with others and keep the spirit of our Independence alive.



[Indian Flag, Evolution]

14/08/2025

Episode 4: “I had to go to the well 10-12 times a day just to get water.”

In this episode of People & Policies, I got a chance to meet Krunal Sinh Gohil (Sarpanch), Sunita Didi, Parvati Didi, and Tinu Didi from Vankaneda village in Palsana, Surat - a community that has witnessed this change first-hand.

The Jal Jeevan Mission, launched in 2019, is turning that struggle into history. Back then, only 3.2 crore rural households had tap water. Today, the number is over 15.6 crore.

It’s not just water at the doorstep, 24.8 lakh women are now trained to test water quality, and ~3 crore person-years of work have been created across the country.

Comment your state name to know its tap water coverage.

Because when water reaches home, everything changes.

[Jal Jeevan Mission, Rural households, Tap water connection, Water quality, Women empowerment, India water coverage, Rural development]

08/08/2025

Why is India suddenly in Trump’s bad books?

In just one week, the US slapped a 50% tariff on Indian exports, made sharp comments on India-Russia trade, and raised serious questions about our global stand. Meanwhile, India hit back with facts, and even global experts are calling out the hypocrisy. If you’ve been confused by the headlines lately, this video breaks it down - step by step.

[India US Trade, Trump India Tariff, Russia Oil Deal, Global Trade News, Policy Explained, Simple Politics]

.jaishankar

06/08/2025

Your next client could be Government of India.

I sat down with a business owner, Raksh*t Nahar, who has successfully used the GEM Government e-Marketplace Portal to win government contracts, both for his own business and for his clients in areas like stationery, IT hardware, taxi services, audits, and more.

He explained the full process clearly, how to register, create a product or service catalogue, search for bids, and how the selection happens based on both quality and price. He also shared why the portal is considered transparent, what could be improved, and why every small business owner should explore it at least once.

If you’ve ever thought government contracts are out of reach, this video will change your mind.

[GeM Portal, Government Contracts, Small Business India, Vendor Registration, Public Procurement, Transparent Governance]

03/08/2025

Good day to post this video, isn’t it? 💚

Happy friendship day!

01/08/2025

We got this road full of potholes, fixed!

Thanks to this Portal called CPGRAMS. On 11th July, we submitted a road damage complaint on the CPGRAMS portal. By 19th July, the repair work was completed.

We also received an official reply with the responsible officer’s name, contact details, a follow-up call, and even a letter by post confirming the work was done.

CPGRAMS is a central portal where any citizen can raise complaints related to government services like road damage, electricity issues, water supply, passport delays, banking problems, and even corruption.

Steps to file a complaint:

Step 1: Visit https://pgportal.gov.in
Step 2 : Sign in if you are a new user.
Step 3: Mention your Grievance (In our case it was Pothole)
Step 4 : Upload the pictures in pdf format.
Step 5: Select the relevant ministry and submit (In our case it was Urban and housing development).

Share this so more people can use it when needed.

[CPGRAMS, Pothole, PublicService, GrievanceRedressal]

29/07/2025

While a press briefing on Operation Mahadev was expected at 9:30 AM today, it didn’t take place (yet). However, the matter was addressed in Parliament by Home Minister Amit Shah.

amitshah, , ,

28/07/2025

I was ordering food on and noticed something strange:

Same restaurant. Same 2 dishes.

My price: ₹457
His price: ₹331 👀 (he’s in college btw)

Turns out he’s on Swiggy’s Student Reward Programme - and the perks are insane:
✅ 20% off on dine outs
✅ Flat ₹225 off on orders
✅ Flat 67% off on food deliveries
✅ Swiggy One membership at Re.1 (yes, legit)
✅ Extra discounts on Instamart too

All you need is your college email ID. That’s it.

Go to your Swiggy profile → tap ‘Student Rewards’ → enter your ID → verify OTP → done.

Tag your college friends and help them save their pocket money 😭

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