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Gurjit Singh Chahal, Bathinda (2025)

27/10/2025

✅✅ GOOD NEWS ✅✅
State Bank of India to hire 18,000 employees by March 2026

• State Bank of India plans to hire approximately 3,500 officers over the next five months as part of a larger recruitment drive to bolster operations and service delivery nationwide.
• The bank has already recruited 505 Probationary Officers in June and selected around 1,300 specialist officers for IT and cybersecurity roles, with 3,000 circle-based officer positions expected to be filled by the end of the current financial year.
• SBI Chairman C.S. Setty announced earlier this year that total recruitment across all categories would reach approximately 18,000, including 13,500 clerical positions and the remaining in probationary and locally-based officer roles.
• The bank is implementing a gender diversity strategy aiming to increase women’s representation to 30 percent within five years, up from the current 27 percent of its 2.4 lakh-strong workforce.
• SBI has launched the “Empower Her” initiative and other women-centric programs including creche allowances, family connect programs, and specialized training for employees returning from maternity or extended leave.

27/10/2025

𝐙𝐞𝐫𝐨𝐝𝐡𝐚 𝐭𝐨 𝐥𝐚𝐮𝐧𝐜𝐡 𝐔𝐒 𝐬𝐭𝐨𝐜𝐤 𝐭𝐫𝐚𝐝𝐢𝐧𝐠 𝐧𝐞𝐱𝐭 𝐪𝐮𝐚𝐫𝐭𝐞𝐫

• Zerodha, India’s largest stockbroker by revenue, will launch US stock investment capabilities by next quarter, CEO Nithin Kamath announced during an Ask Me Anything session on YouTube.
• The Bengaluru-based discount broker will leverage the GIFT City regulatory framework to provide the service, with CTO Kailash Nadh stating they have received regulatory clarity and are building a seamless user experience.
• The announcement comes as Zerodha faces its first revenue and profit decline in over a decade, with FY25 figures dropping 15% to Rs 8,500 crore in revenue and Rs 4,200 crore in net profit due to regulatory changes affecting futures and options trading.
• Zerodha has notably lagged behind competitors such as Angel One, INDmoney, JM Financial, Axis Direct, HDFC Securities, Kuvera, and 5paisa, which already offer US stock investment facilities.
• This marks Zerodha’s second attempt at US stock trading after a 2020 initiative was derailed by COVID-19 disruptions and regulatory complexities around remittance processes.

27/10/2025

Life Lessons.Positive Thoughts.Motivation.Art of living .

27/10/2025

𝐆𝐒 𝐃𝐚𝐢𝐥𝐲 𝐌𝐞𝐚𝐧𝐢𝐧𝐠𝐟𝐮𝐥 𝟒𝟐𝟐 ✅✅

🌟 𝗧𝗿𝘂𝘀𝘁 𝗬𝗼𝘂𝗿 𝗛𝗮𝗿𝗱 𝗪𝗼𝗿𝗸 🌟

Sometimes it feels like you’re putting in all the effort, showing up every day, and still not seeing the results you hoped for. But here’s the truth: your hard work is never wasted. Every step, every late night, every act of discipline is unlocking doors you can’t see yet.
Growth often happens quietly, behind the scenes — and one day, everything will make sense. Keep believing in the process. Keep watering the seeds you’ve planted. The results are on their way 🌱✨

❤️ **ਜੇ ਇਹ ਪੋਸਟ ਨੇ ਤੁਹਾਨੂੰ ਸੋਚਣ ‘ਤੇ ਮਜਬੂਰ ਕੀਤਾ, ਤਾਂ ਸ਼ੇਅਰ ਜ਼ਰੂਰ ਕਰ ਦਿਓ ਤੇ ਪੇਜ਼ ਨੂੰ ਲਾਈਕ ਕਰ ਲਵੋ।

👉 Drop a comment or DM me if you're serious about leveling up your life,Relationships and finances.

Life Coach
Gurjit Singh Chahal

👇
Do comments plz.
ਦੋਸਤੋ!ਲਾਈਕ ਅਤੇ ਕੁਮੈਂਟ ਜ਼ਰੂਰ ਕਰਿਆ ਕਰੋ।
😊😊🤗🤝👍
Keep Following Gurjit Singh Chahal for more.

26/10/2025

ਕਰ ਲੋ ਗੱਲ,
ਆ ਗਿਆ ਫੇਰ ਯੂ ਟਰਨ।😂😂😂
𝐔𝐒, 𝐂𝐡𝐢𝐧𝐚 𝐫𝐞𝐚𝐜𝐡 𝐩𝐫𝐞𝐥𝐢𝐦𝐢𝐧𝐚𝐫𝐲 𝐭𝐫𝐚𝐝𝐞 𝐝𝐞𝐚𝐥 𝐚𝐟𝐭𝐞𝐫 𝐌𝐚𝐥𝐚𝐲𝐬𝐢𝐚 𝐭𝐚𝐥𝐤𝐬

• China and the United States reached a preliminary framework deal on Sunday after two days of intensive trade talks in Kuala Lumpur, Malaysia, signaling a potential de-escalation in their ongoing trade war ahead of the November 10 expiration of a temporary tariff truce.
• Chinese trade negotiator Li Chenggang announced that economic officials achieved a “preliminary consensus” covering key issues including rare earth export controls, extending the trade truce, fentanyl-related tariffs, bilateral trade expansion, and port fees.
• US Trade Representative Jamieson Greer described the discussions as “constructive” and said negotiators were “moving towards the final details” of an agreement that Presidents Donald Trump and Xi Jinping can review together.
• The breakthrough follows weeks of escalating tensions after China imposed sweeping rare earth export controls earlier this month, which prompted Trump to threaten 157% additional tariffs on Chinese imports if no deal was reached.
• The preliminary agreement sets the stage for a crucial meeting between Trump and Xi scheduled for Thursday in South Korea during the Asia-Pacific Economic Cooperation (APEC) summit, where leaders will decide whether to finalize the deal.

26/10/2025

✅✅ GOOD NEWS✅✅
𝙄𝙣𝙙𝙞𝙖 𝙫𝙚𝙝𝙞𝙘𝙡𝙚 𝙚𝙭𝙥𝙤𝙧𝙩𝙨 𝙟𝙪𝙢𝙥 18% 𝙡𝙚𝙙 𝙗𝙮 𝙈𝙖𝙧𝙪𝙩𝙞 𝙎𝙪𝙯𝙪𝙠𝙞

• India’s passenger vehicle exports rose 18.4 percent year-on-year to 4,45,884 units in the April-September period of fiscal 2026, driven by strong international demand particularly in the Middle East and Latin America.
• Maruti Suzuki dominated with exports of 2,05,763 units, marking a 40 percent increase from the previous year, while Hyundai Motor India followed with 99,540 units, up 17 percent.
• Utility vehicle exports surged 26 percent to 2,11,373 units, passenger car shipments increased 12 percent to 2,29,281 units, and van exports jumped 36.5 percent to 5,230 units during the six-month period.
• Indian automakers registered positive growth in 24 countries including South Korea, UAE, Germany, Mexico, Russia, and Canada, though exports to the United States declined in September due to higher tariffs

26/10/2025

ਲਓ ਵੀ ਮਿੱਤਰੋ! ਇੱਕ ਹੋਰ IPO ਆ ਰਿਹਾ ਹੈ । ਤੁਸੀਂ ਅਪਲਾਈ ਕਰੋਗੇ ਜਾਂ ਨਹੀਂ? 🤔🤔
𝐋𝐞𝐧𝐬𝐤𝐚𝐫𝐭 𝐈𝐏𝐎 𝐭𝐨 𝐨𝐩𝐞𝐧 𝐎𝐜𝐭. 𝟑𝟏, 𝐭𝐚𝐫𝐠𝐞𝐭𝐢𝐧𝐠 ₹𝟕,𝟐𝟕𝟖 𝐜𝐫𝐨𝐫𝐞

• Lenskart Solutions filed its Red Herring Prospectus on October 25 and will open its IPO for subscription on October 31, closing November 4, with an expected size of ₹7,278 crore at a valuation of ₹72,719 crore.
• The IPO comprises ₹2,150 crore in fresh share issuance and an offer-for-sale of 12.75 crore equity shares by promoters and existing investors including SoftBank, Temasek, and Kedaara Capital, with shares expected to list on BSE and NSE on November 10.
• The eyewear retailer achieved a dramatic financial turnaround in FY25, posting a net profit of ₹297.3 crore compared to a ₹10.1 crore loss in FY24, while revenue grew 22.6% to ₹6,652.5 crore.
• Shrikanta R. Damani, wife of DMart founder Radhakishan Damani, acquired 22.38 lakh shares at ₹402 per share from co-founder Neha Bansal in a pre-IPO transaction valued at ₹90 crore, signaling strong investor interest.
• The company plans to use fresh issue proceeds for expanding its store network in India and international markets, with ₹272.6 crore allocated for new stores, ₹591.4 crore for lease payments, and additional funds for technology infrastructure and brand marketing.

26/10/2025

ਕੀ ਲੱਗਦੈ ? Kya Lagta hai ? 🤔🤔

𝐍𝐢𝐟𝐭𝐲 𝟓𝟎 𝐞𝐲𝐞𝐬 𝐚𝐥𝐥-𝐭𝐢𝐦𝐞 𝐡𝐢𝐠𝐡 𝐚𝐬 𝐅𝐞𝐝 𝐫𝐚𝐭𝐞 𝐜𝐮𝐭 𝐥𝐨𝐨𝐦𝐬

• The Nifty 50 closed at 25,795.15 on Friday, ending a six-day winning streak but maintaining a bullish structure with support near 25,500 and resistance around 26,200 as it approaches all-time highs.
• Lower-than-expected US inflation data has reinforced expectations for a 25 basis point Federal Reserve rate cut at the October 28-29 meeting, with markets pricing in a 97% probability that would bring rates to the 3.75-4% range.
• Foreign institutional investors have returned to Indian markets in October, investing Rs 10,692 crore in primary markets through October 25 while total selling through exchanges stood at just Rs 3,363 crore, reversing months of heavy outflows.
• India recorded historic Diwali sales of Rs 6.05 lakh crore ($72.9 billion) in 2025, the highest-ever in the country’s trading history, signaling robust economic resilience and strong consumer confidence.
• Progress on the India-US trade deal negotiations and improving domestic earnings growth are among six key factors analysts believe could drive the Nifty 50 to challenge fresh all-time highs this week

26/10/2025

𝐆𝐒 𝐃𝐚𝐢𝐥𝐲 𝐌𝐞𝐚𝐧𝐢𝐧𝐠𝐟𝐮𝐥 𝟒𝟐𝟏 ✅✅

🦅 𝗟𝗶𝗳𝗲 𝗟𝗲𝘀𝘀𝗼𝗻 𝗼𝗳 𝘁𝗵𝗲 𝗗𝗮𝘆:

𝙄𝙩’𝙨 𝙗𝙚𝙩𝙩𝙚𝙧 𝙩𝙤 𝙗𝙚 𝙖 𝙬𝙤𝙡𝙛 𝙩𝙝𝙖𝙩 𝙚𝙫𝙚𝙧𝙮𝙤𝙣𝙚 𝙝𝙖𝙩𝙚𝙨 𝙩𝙝𝙖𝙣 𝙖 𝙙𝙤𝙣𝙠𝙚𝙮 𝙩𝙝𝙖𝙩 𝙚𝙫𝙚𝙧𝙮𝙤𝙣𝙚 𝙧𝙞𝙙𝙚𝙨.

Too many people spend their lives trying to please everyone — saying “yes” when they want to say “no,” shrinking their light to make others comfortable, and accepting less than they deserve.
But here’s the truth: strength often makes others uncomfortable. Confidence intimidates those who haven’t found theirs yet. And boundaries will always upset the people who benefited from you having none.
Don’t fear being the wolf. The wolf walks alone sometimes, but it never bows to be liked. It leads, protects, and moves with purpose.
Be kind, but not a pushover. Be humble, but never small.
Your power is not up for negotiation. 🐺

In essence, it means it’s better to be someone who stands their ground and commands respect (even if others dislike or fear them, like a wolf) than to be someone who’s easily taken advantage of or disrespected (like a donkey that everyone rides).
It’s a reminder that being assertive and maintaining your dignity can sometimes make you unpopular, but it’s far better than being submissive and losing your self-worth.

❤️ **ਜੇ ਇਹ ਪੋਸਟ ਨੇ ਤੁਹਾਨੂੰ ਸੋਚਣ ‘ਤੇ ਮਜਬੂਰ ਕੀਤਾ, ਤਾਂ ਸ਼ੇਅਰ ਜ਼ਰੂਰ ਕਰ ਦਿਓ ਤੇ ਪੇਜ਼ ਨੂੰ ਲਾਈਕ ਕਰ ਲਵੋ।

👉 Drop a comment or DM me if you're serious about leveling up your life,Relationships and finances.

Life Coach
Gurjit Singh Chahal

👇
Do comments plz.
ਦੋਸਤੋ!ਲਾਈਕ ਅਤੇ ਕੁਮੈਂਟ ਜ਼ਰੂਰ ਕਰਿਆ ਕਰੋ।
😊😊🤗🤝👍
Keep Following Gurjit Singh Chahal for more.

25/10/2025

‼️ALERT🚨
Top class bank ਦਾ ਇਹ ਹਾਲ ਹੈ ,ਤਾਂ 3rd ਗਰੇਡ ਬੈਂਕਾਂ ਦਾ ਤਾਂ ਹੋਰ ਵੀ ਬੁਰਾ ਹਾਲ ਹੋਵੇਗਾ । ਕੀ ਲੱਗਦੈ ?🤔🤔
𝗞𝗼𝘁𝗮𝗸 𝗠𝗮𝗵𝗶𝗻𝗱𝗿𝗮 𝗕𝗮𝗻𝗸 𝗽𝗿𝗼𝗳𝗶𝘁 𝗳𝗮𝗹𝗹𝘀 𝟮.𝟳% 𝗼𝗻 𝗵𝗶𝗴𝗵𝗲𝗿 𝗽𝗿𝗼𝘃𝗶𝘀𝗶𝗼𝗻𝘀

• Kotak Mahindra Bank reported a 2.3% year-on-year decline in standalone net profit to Rs 3,253 crore for the September quarter, down from Rs 3,344 crore in the same period last year.
• The bank’s net interest income grew 4% to Rs 7,311 crore while operating profit increased 3% to Rs 5,268 crore, with net advances rising 16% to Rs 462,688 crore as of September 30, 2025.
• Asset quality improved significantly as gross non-performing assets declined to 1.39% from 1.49% and net NPAs fell to 0.32% from 0.43% compared to the year-ago period.
• On a consolidated basis, profit after tax dropped to Rs 4,468 crore from Rs 5,044 crore year-on-year, while the bank’s customer base grew to 5.2 crore.
• The bank maintained strong capital buffers with a consolidated capital adequacy ratio of 22.8% and Common Equity Tier-1 ratio of 21.8% under Basel III norms.

25/10/2025

𝗗𝗠𝗮𝗿𝘁 𝗳𝗼𝘂𝗻𝗱𝗲𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝘀 𝗥𝘀 𝟵𝟬 𝗰𝗿𝗼𝗿𝗲 𝗶𝗻 𝗟𝗲𝗻𝘀𝗸𝗮𝗿𝘁 𝗽𝗿𝗲-𝗜𝗣𝗢

• Radhakishan Damani, billionaire founder of Avenue Supermarts (DMart), has invested Rs 90 crore in eyewear retailer Lenskart Solutions in a pre-IPO funding round ahead of its upcoming public offering.
• Lenskart is preparing to launch its IPO between October 31 and November 4, 2025, seeking to raise Rs 2,150 crore through fresh equity issuance while promoters and investors offload 13.22 crore shares, targeting a post-money valuation of around Rs 70,000 crore ($9 billion).
• The company reported its first full-year profit of Rs 297.3 crore in FY25, compared to a loss of Rs 10.2 crore in FY24, while revenues increased 23% year-over-year to Rs 6,652.5 crore.
• Lenskart currently operates 2,723 stores globally—2,067 in India and 656 overseas—across metro, Tier-1, and Tier-2 cities, with international operations in Southeast Asia and the Middle East, and plans to add 450 stores in FY26.
• The IPO proceeds will fund expansion of company-owned stores in India, technology and cloud infrastructure investments, brand marketing, potential acquisitions, and general corporate purposes, while co-founder Peyush Bansal could potentially achieve billionaire status if the listing succeeds.

25/10/2025

LIC ਤਾਂ Tata Consumer ਤੇ Dabur ਖਰੀਦ ਰਹੀ ਹੈ ।ਤੁਸੀਂ ਕੀ ਖਰੀਦ ਰਹੇ ਹੋ ,ਦੋਸਤੋ ?
𝗟𝗜𝗖 𝗯𝗼𝗼𝘀𝘁𝘀 𝘀𝘁𝗮𝗸𝗲𝘀 𝗶𝗻 𝗧𝗮𝘁𝗮 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗮𝗻𝗱 𝗗𝗮𝗯𝘂𝗿

• Life Insurance Corporation of India increased its stake in Tata Consumer Products from 6.633% to 8.645% by acquiring over 1.99 crore shares between July 11 and October 23, 2025, representing a 2.012 percentage point increase.
• LIC also boosted its holding in Dabur India by 2.067 percentage points from 4.918% to 6.985%, purchasing more than 3.66 crore shares between February 18 and October 23, 2025.
• Despite the institutional confidence, both stocks declined in trading on October 24, with Tata Consumer closing at ₹1,154.50, down 0.65%, and Dabur settling at ₹508.45, down 0.52%.
• The moves signal LIC’s continued interest in India’s rapidly expanding consumer goods sector, which is projected to reach $220 billion by 2025, growing at approximately 14-15% annually amid rural resurgence and premiumization trends.
• Over the past year, Tata Consumer has delivered 14% returns outperforming the market, while Dabur has declined 9%, reflecting divergent performance within the FMCG sector.

Gurjit Singh Chahal

27/10/2025

27/10/2025

27/10/2025

27/10/2025

26/10/2025

26/10/2025

26/10/2025

26/10/2025

26/10/2025

25/10/2025

25/10/2025

25/10/2025

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