09/01/2026
Fraudsters share fake links on SMS, WhatsApp, or email, posing as bank alerts, e-challans, or official notices.
The link asks you to download an APK file ( through an app outside the Play Store), which ,once clicked and installed , can then
access your personal and banking details, control your phone, and drain your bank account.
Stay protected from fake APK files by following these 5 habits:
Download Only from Trusted Sources: Always install banking apps from official stores like the Google Play Store or Apple App Store.
Avoid Suspicious Links & Attachments: Never click on unverified links or download attachments from unknown sources.
Check App Permissions: Be cautious of apps that request SMS, call log, or contact access.
Enable Multi-Factor Authentication (MFA): Use secure login methods like OTPs, biometrics, or authentication apps.
Report Fraud Attempts: Suspected Fake Call, SMS, or WhatsApp?
Report at https://sancharsaathi.gov.in/ (Chakshu portal) or via the Sanchar Saathi app.
If You're a Victim: Act fast- contact your bank,
visit https://www.cybercrime.gov.in/ or call 1930.