MahaMoney English

24/09/2025

Ever noticed most rent agreements are for 11 months and not 12?
Here’s the simple reason ⬇️

✅ If it’s 12 months or more:
🔹 Must be registered at Sub Registrar Office
🔹 Requires stamp duty & registration fees
🔹 Falls under the Rent Tenancy Act → gives tenant strong legal protection

✅ If it’s 11 months:
🔹 No registration needed → saves cost & paperwork
🔹 Landlord can easily revise rent at renewal
🔹 Easier for landlord to vacate tenant if disputes arise

⚖️ In short:
👉 11-month agreements = cost saving & landlord-friendly
👉 12+ month agreements = legal protection for tenants

📌 Choose wisely depending on your situation!

If you found this video useful, don’t forget to LIKE 👍 | SHARE 🔄 | SUBSCRIBE 🔔 to our channel for more money, property & law-related insights.

24/09/2025

https://youtu.be/NdPvkbw0Qu0?si=-wiIpBEWS2soqIH8

Want to start your own business but worried about capital?
Maharashtra Government’s Chief Minister Employment Generation Programme (CMEGP) is here to help! 🙌

✅ Loan Support:
💼 Manufacturing – up to ₹50 Lakh
🛠 Services – up to ₹20 Lakh

✅ Subsidy Benefits:
👨 General Category – 15% to 25%
👩‍🦰 Women, SC/ST, Disabled, Ex-servicemen – 25% to 35%

✅ Eligibility:
📍 Age 18–45 years (relaxation for SC/ST/Women)
📍 Education – Minimum 7th/10th pass (based on loan amount)
📍 Must invest at least 5% of project cost

✅ Businesses Covered:
🥖 Bakery, 🥿 Footwear, 🐄 Cattle feed, 💇 Salon, 📱 Mobile repairing & more!

👉 This scheme empowers unemployed youth, women, and rural entrepreneurs to become self-reliant.

📢 Don’t miss this golden chance – watch the full video to know how to apply!

If this helped you, please LIKE 👍 | SHARE 🔄 | SUBSCRIBE 🔔 to MahaMoney Social for more government scheme updates.

to start your own business but worried about capital?
Maharashtra Government’s Chief Minister Employment Generation Programme (CMEGP) is here to help! 🙌

✅ Loan Support:
💼 Manufacturing – up to ₹50 Lakh
🛠 Services – up to ₹20 Lakh

✅ Subsidy Benefits:
👨 General Category – 15% to 25%
👩‍🦰 Women, SC/ST, Disabled, Ex-servicemen – 25% to 35%

✅ Eligibility:
📍 Age 18–45 years (relaxation for SC/ST/Women)
📍 Education – Minimum 7th/10th pass (based on loan amount)
📍 Must invest at least 5% of project cost

✅ Businesses Covered:
🥖 Bakery, 🥿 Footwear, 🐄 Cattle feed, 💇 Salon, 📱 Mobile repairing & more!

👉 This scheme empowers unemployed youth, women, and rural entrepreneurs to become self-reliant.

📢 Don’t miss this golden chance – watch the full video to know how to apply!

If this helped you, please LIKE 👍 | SHARE 🔄 | SUBSCRIBE 🔔 to MahaMoney Social for more government scheme updates.

Want to start your own business but worried about capital?Maharashtra Government’s Chief Minister Employment Generation Programme (CMEGP) is here to help! 🙌...

22/09/2025

Great news for health insurance policyholders!
A major change in Mediclaim rules brings huge relief 👇

❌ Earlier Rule:
Needed 24-hour hospital stay to claim insurance.
Many treatments like cataract, chemo, angiography, dialysis got rejected.

✅ New Rule:
Even 2-hour admission is enough to claim Mediclaim!
Day-care treatments & modern surgeries are now covered.

💡 Benefits for You:
✔️ Wider coverage for advanced procedures
✔️ Financial relief – no more out-of-pocket expenses
✔️ Faster, simpler claims process

👉 Check with your insurance provider to know if this update applies to your policy.
Stay protected, stay financially secure! 💙

If you found this update useful, LIKE 👍 | SHARE 🔄 | SUBSCRIBE 🔔 to Mahamoney English for more personal finance & insurance updates.

14/09/2025

Foreign travel just got easier!
India has launched Passport Seva 2.0 & e-Passports – a major upgrade that makes passport application and airport security faster, safer, and smarter.

✅ e-Passport Features:
🔹 Secure chip with personal details
🔹 Tamper-proof & ICAO compliant
🔹 Faster scanning at airports
🔹 Enhanced global security

✅ Process Improvements:
📍 Passport Seva Kendras (PSKs) & Post Office PSKs in small towns
⚡ Quick online police verification via mPassport App (5–7 days)
📦 Passport delivered to your doorstep

👉 Learn how to apply for your new e-Passport step-by-step in this video!

If this was helpful, don’t forget to LIKE 👍 | SHARE 🔄 | SUBSCRIBE 🔔 to stay updated with the latest government schemes & travel updates.

13/09/2025

From 22nd September, GST rates are changing!
Some items will get cheaper ✅ while others will turn costlier ❌
Your wallet will feel the difference

📌 Source: Times of India

13/09/2025

Is PF being deducted from your salary? Then listen carefully!

Your own PF money can get stuck after retirement if you don’t complete these 4 important steps:

1️⃣ Link your UAN with Aadhaar
2️⃣ Add a nominee (spouse/parents/children)
3️⃣ Update your mobile number on the EPFO portal
4️⃣ Complete your KYC – PAN, Aadhaar & bank details

🚫 No Aadhaar link? No money credited.
🚫 No nominee? No pension/insurance to family.
🚫 No mobile update? Claims get stuck.
🚫 No KYC? Withdrawals get delayed.

💡 Finish it today on the EPFO portal
💬 Share this with friends and colleagues – don't let their money get stuck either!

12/09/2025

Big changes in Health Insurance!
IRDAI has introduced new rules that give more power and protection to policyholders.

✨ What’s new?
⚡ 1-hour approval for cashless claims
🎯 Flexible No-Claim Bonus (reduce premiums too!)
📅 Moratorium cut to 5 years
📄 One-page easy-to-read policy summary
✅ Coverage guaranteed for all – regardless of age or pre-existing conditions

These reforms will make health insurance faster, simpler, and safer for everyone. 💙

Do you think these changes are a game-changer? Share your views below! ⬇️

12/09/2025

The wait is over!
Apple unveils the iPhone 17 Series + the all-new iPhone Air in India
📱 Sleek, powerful & premium – which one’s your pick?

11/09/2025

Are hidden bank charges eating your money?
From ATM fees to overdraft penalties – banks can surprise you with sudden deductions.

👉 But don’t worry! We’ve explained 13 common bank charges and simple ways to avoid them.
✅ Go digital
✅ Pick student-friendly or zero-maintenance accounts
✅ Use network ATMs & online transfers
✅ Keep sufficient balance

The right bank = fewer charges = more savings for you!

10/09/2025

Still using a paper ration card in 2025? Time to go digital!

The Government has launched the Mera Ration 2.0 App – a game-changer for every ration card holder!

With this app, you can:
✅ Carry a digital copy of your ration card
✅ Complete eKYC from home
✅ Add/remove family members
✅ Easily transfer your card when you shift cities
✅ Track your monthly ration & subsidy

🛒 Available on Play Store
🔐 Login using your Aadhaar & OTP

💡 Save this video if you use the ration system!
📲 Share with friends & family who need this!
🇮🇳 Jai Hind!

08/09/2025

Big Update for NRIs!
The government has extended the ITR filing deadline by 45 days (till 15 Sept 2025)… but this year, the process just got tougher! 📑⚠️

✨ Key Highlights:
📆 Extended deadline: 15 Sept (AY 2024–25)
💰 Asset reporting threshold raised to ₹1 crore
📜 Capital gains tax rules revised (before/after July 23/24)
🔑 Mandatory policy/NPS details for deductions
🏠 Only Indian assets to be reported in ITR-2

💡 Pro tip: More time doesn’t mean less work — double-check your details before filing!

👉 Tag or share this with your NRI friends so they don’t miss out!

07/09/2025

🏡 Can real brothers both get PM Awas Yojana benefits?

Not always! Here's what the rules say:

✅ If both brothers live separately with their own families, each may apply
🚫 But if living together as one household, only one can benefit

Know the full process:

1️⃣ Two categories – Urban & Rural
2️⃣ Apply online or via Gram Panchayat
3️⃣ Only one-time benefit allowed
4️⃣ Eligible family = Husband, wife & unmarried children

📌 Launched in 2015, this scheme helps the poor & middle class afford a permanent home.

👉 Don’t just register blindly — understand the rules and save yourself from rejection!