Sushant ekka

Sushant ekka Finance | Economics | Policy
Learning and explaining simply
A GenZ for GenZ'sđź“ŤRanchi
Not a registered professional
đź“©[email protected]

30/04/2026

Necessity of filing an Income Tax Return (ITR) even when an individual’s earnings are low. While filing is typically required for those exceeding specific income thresholds, the expert highlights several mandatory triggers such as high electricity bills, significant foreign travel expenses, or large cash deposits. He emphasizes that the tax department monitors substantial financial activities like property deals and stock market trades, regardless of reported income. Documenting these transactions through an ITR acts as a safeguard against receiving official notices or inquiries. Ultimately, the video suggests that proactive filing ensures long-term financial security and transparency with the government. Regular compliance is presented as a vital tool for staying legally safe despite having a modest salary.
DISCLAIMER - I am not a registered or certified tax professional, agent, or accountant. The information provided here is for educational and informational purposes only and does not constitute professional tax, legal, or financial advice. You should not rely on this information as a substitute for consultation with a professional tax advisor or accountant licensed in your jurisdiction to discuss your specific financial situation."

28/04/2026

PLOT BUYING CHECKLIST (INDIA)
Sale Deed,Title Deed/Title Search Report (from an advocate),Record of Rights (RoR),Mutation Certificate,Encumbrance Certificate,Property Tax Receipts,Land Use Certificate
Other missed documents -
1.Approved Layout Plan
2.Access Road Proof
3.Survey Map / Land Measurement
4.Local Authority Approvals
Situation-Specific -
1.Power of Attorney
2.Will / Legal Heir Certificate
3.Gift / Partition Deed
4.NOC
5.Allotment Letter
[ Law, court, finance, legal, land, property, real estate, fraud, cases, property deals, awareness]

26/04/2026

Paytm Payments Bank: GAME OVER? 📉💸
The drama that started in 2022 just reached its season finale. RBI has officially cancelled Paytm’s banking license.
No more "banking" business. No more "deposit" services. The regulator isn’t holding back, citing management failures and public interest.
What you need to know:
âś… Your UPI on the Paytm app still works (via other partner banks).
âś… Your existing balance is safe for withdrawal.
❌ The "Bank" entity itself is being liquidated.
Are you still using Paytm, or have you moved to GPay/PhonePe?

23/04/2026

India’s slip to the 6th spot is a classic lesson in Nominal vs. Real GDP. While our domestic growth is hitting 7.6%, the global ranking is calculated in USD.
Why is the Rupee falling?
Global Conflict: Tensions in West Asia have spiked oil prices, bloating our import bill.
US Policy: Stiff tariffs and a strong Dollar are putting pressure on all emerging market currencies.
Rate Differentials: Local interest rates are struggling to keep pace with global shifts.

18/04/2026

The government wants you to export, and they’ve made it easier than ever. These 5 portals provide everything from market intelligence to logistics guidance:
NIRYAT (Analysis)
ODOP (Local Products)
Indian Trade Portal (Regulations)
Trade Stats (Numbers)
IBEF (Knowledge)

15/04/2026

This NRI woman just proved otherwise.
​By leveraging the India-Singapore Double Taxation Avoidance Agreement (DTAA), she successfully protected a ₹1.35 crore gain from mutual funds, paying zero tax in India. Even after receiving an official Income Tax notice, the law stood on her side.
​The lesson? It’s not just about how much you earn—it’s about knowing the regulations that protect your wealth across borders.
Tax laws can be confusing always consult your self from tax professional.
[ Smart tax ideas, finance, finance with sushant, singapore tax benefits, NRI, DTAA, india songapore relations, finance awareness, finance tips, finance knowledge ]
​

14/04/2026

RBI’s New "Golden Hour" 🛡️🏦
The RBI has proposed a new 1-hour cooling period for digital transfers (UPI, IMPS) above â‚ą10,000.
​The Goal? To fight the rising tide of digital fraud. 🛑 This buffer gives you a window to cancel a transaction if you realize you’ve been tricked or made a mistake.
​How it works: Money is debited but held for 60 mins before reaching the recipient.
​Target: P2P (Person-to-Person) transfers.
​Good news: Routine merchant payments (QR codes at shops) stay instant! 🛒💨
​Better safe than sorry. What do you think—is this a win for security or a hit to convenience?
[ Finance with sushant, RBI, New rules, Economy, Digitalindia, online system ]
​ FinancialSafety IndiaPayments

13/04/2026

Gifts received by an individual on the occasion of their marriage are fully exempt from income tax in India, regardless of the value. This exemption under Section 56(2)(x) covers cash, checks, jewelry, and property from any person (friends, relatives, or strangers). There is no limit on the amount, but high-value gifts should be documented. (Source - ClearTax)
Key Aspects of Wedding Gift Taxation:
Exemption Scope: Gifts from relatives are always exempt, while gifts from friends/strangers are only tax-free if received specifically for the marriage.
Timeline: The exemption applies to gifts received around the time of the wedding (before or on the day).
Documentation: For expensive gifts like property or gold, it is advised to maintain records like a Gift Deed or bank statements to prove they were wedding gifts,
Non-Wedding Gifts: If gifts are received after the marriage festivities have ended, they may be taxable if the total value exceeds Rs. 50,000 per financial year.
Income from Gifts: While the gift itself is tax-free, any income generated from the gift (e.g., rent from gifted property) is taxable.
Disclaimer: Tax laws can be complex and subject to change. Always consult with a professional accountant regarding high-value gifts.

06/04/2026

RBI now requires all Indian banks to migrate their websites to the .bank.in domain. This move is designed to slash phishing risks and ensure you’re always landing on a verified, secure platform.
​Check the URL before you click! 🛡️
​

03/04/2026

China has escalated regional tensions by deploying military forces around Taiwan, a nation that serves as the critical hub for the world’s semiconductor production. Because companies like TSMC manufacture the vast majority of advanced chips, any disruption to the island would trigger a global economic depression and collapse international stock markets. The source argues that China is seizing a strategic moment while global powers are distracted by conflicts in Ukraine and the Middle East to assert its dominance. Controlling Taiwan would grant China mastery over the world's technology and data, effectively shifting the global balance of power. Ultimately, the narrative suggests that traditional geopolitics and financial systems are becoming increasingly volatile, making decentralized assets more appealing.
[China, Tsmc, semiconductor, taiwan, comouting chips, golbal tensions, war situation, finance with sushant, us israle and iran, strait of hormoz, global chips supply, nvidia, ai, tech worls, tech monopoly, technical power, global tech leader, tech giant tsmc,]




01/04/2026

The Income Tax Act 1961 just got a glow-up… say hello to Income Tax Act 2025 💼🔥

New laws. New game. Same hustle đź’¸
Time to relearn, replan, and level up đź“Š
[Incometax act 1962, incometax act 2025, new regulations, indianeconomy, middleclass, nirmala sitaraman, finance with sushant, impact of new income tax, salaried class, ]

Address

Ranchi

Website

Alerts

Be the first to know and let us send you an email when Sushant ekka posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category