Jagadeesh Thandre ಜಗದೀಶ ತಂಡ್ರೆ

15/08/2025

ಶುಕ್ರವಾರಂದು ನಡೆದ ವಂದೇ ಕರ್ನಾಟಕ ದ್ವಿಭಾಷಿಕ ಮಾಸಪತ್ರಿಕೆಯ ಪ್ರಥಮ ವಾರ್ಷಿಕೋತ್ಸವ ಸಮಾರಂಭದಲ್ಲಿ ಲಿಂಗಯ್ಯ ಕಾಡದೇವರಮಠ ಅವರಿಗೆ ಅಭಿನಂದಿಸಿದ ಕ್ಷಣ

15/08/2025

ನಮ್ಮ ಭಾರತದ ಸ್ವತಂತ್ರ ದಿನದ ಶುಭಾಶಯಗಳು

14/08/2025

Here are some of the **current New Fund Offers (NFOs)** available in India as of August 2025:

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# # 🆕 Active NFOs You Can Invest In

| 🏦 Fund Name | 📊 Category | 📅 Open Date | 📅 Close Date | ⚠️ Risk Level |
|-------------|-------------|--------------|---------------|----------------|
| **Bajaj Finserv Equity Savings Fund** | Hybrid – Equity Savings | 28 Jul 2025 | 11 Aug 2025 | Moderate |
| **Kotak Nifty Alpha 50 Index Fund** | Index Fund/ETF | 28 Jul 2025 | 11 Aug 2025 | Very High |
| **JioBlackRock Nifty 50 Index Fund** | Index Fund/ETF | 5 Aug 2025 | 12 Aug 2025 | Very High |
| **360 ONE Multi Asset Allocation Fund** | Hybrid – Multi Asset | 30 Jul 2025 | 13 Aug 2025 | High |
| **Bank of India Mid Cap Fund** | Equity – Mid Cap | 31 Jul 2025 | 14 Aug 2025 | Very High |
| **Baroda BNP Paribas Gold ETF FoF** | Commodities – Gold | 4 Aug 2025 | 14 Aug 2025 | High |
| **Groww Nifty Next 50 ETF** | Index Fund/ETF | 6 Aug 2025 | 20 Aug 2025 | Very High |
| **Nippon India Nifty India Manufacturing ETF** | Index Fund/ETF | 6 Aug 2025 | 20 Aug 2025 | Very High |

Source: [Moneycontrol NFO List]

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# # 💡 How to Invest in an NFO

- Connect to your mutual fund distributor
- Choose between **SIP** or **Lumpsum**
- Complete payment and track allotment after the NFO closes

14/08/2025

Let us start with our very first topic. What exactly is a mutual fund?

A mutual fund is a pooled investment. It collects money from many investors and invests it in a variety of things like stocks, bonds, gold or money market instruments. These funds are managed by professional fund managers who aim to grow your money and generate returns.

Example:
Imagine 10 friends each invest ₹1,000 in a mutual fund. Together they have ₹10,000. The fund manager uses this money to buy a mix of shares and bonds. If these investments grow by 10% the total becomes ₹11,000. Each friend’s share is now worth ₹1,100 and everyone gains equally in proportion to what they invested.

Why It Matters:
Mutual funds give you access to a diversified, professionally managed portfolio without you having to research and pick each investment yourself. This makes it easier to invest wisely even with a small starting amount.

regards
Jagadeesha Kadur
Mutual Fund Distributor

12/08/2025

📈 Equity mutual funds inflows hit a record ₹40,000+ crore in July — the highest ever!

Here are the top 7 funds by 5-year returns:
1️⃣ Motilal Oswal Asset Management Company Ltd.AMC Midcap Fund
2️⃣ Bandhan AMC Limited Small Cap Fund
3️⃣ Bank of India Manufacturing & Infrastructure Fund
4️⃣ Motilal Oswal Asset Management Company Ltd. Large & Midcap Fund
5️⃣ HDFC Focused Fund
6️⃣ SBI ELSS Tax Saver Fund
7️⃣ DSP Mutual Fund Natural Resources & New Energy Fund

Benefit: Long-Term, High Ratings (Not advice)

💬 Are any of these star performers in your portfolio?

source : SMCGroup Linkedin Page
credit to rightful owner.

regards
Jagadeesh Thandre
Mutual Fund distributor

08/08/2025

When you're hungry, your body isn’t just waiting for food it’s healing itself.
That growling stomach? It’s not a warning. It’s a signal that your body is activating one of its most powerful repair tools: autophagy, meaning “self-eating.” But don’t let the name fool you this is a good thing. Autophagy is your body’s natural way of cleaning house. It breaks down old, damaged cells, recycles misfolded proteins and worn-out mitochondria, and uses them to rebuild and refresh you from the inside out.
After 14–16 hours without food, insulin levels drop and your body shifts gears from digesting to deep repair. The result? Reduced inflammation, sharper brain function, and potentially lower risk of diseases like Alzheimer’s, type 2 diabetes, and Parkinson’s.
This isn’t just theory Dr. Yoshinori Ohsumi won the Nobel Prize in 2016 for discovering how autophagy works. Animal and early human studies suggest that even occasional fasting or intermittent eating (like 16:8) can boost longevity, heart health, and mental clarity.
And here’s the beauty: your body doesn’t waste a thing. The nutrients it breaks down get reused to fuel healing, cell renewal, and energy.
In a world of constant eating, we’ve forgotten the ancient rhythm of fasting a rhythm that once helped our ancestors survive and thrive. Fasting isn’t starvation. It’s restoration.
So next time you feel a little hungry, pause. Let your body do what it was built to do: repair, rejuvenate, and reset. Hunger when used wisely might just be nature’s most powerful medicine.

Source: The brain feed
Credits to the rightful owner

Regards,
Jagadeesh Thandre
Investolines

07/08/2025

06/08/2025

“You need ₹𝟏𝟎-𝟐𝟎 𝐥𝐚𝐤𝐡𝐬 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠."
It’s the biggest myth.
“To build a Wealth Corpus, you need either 𝐬𝐮𝐛𝐬𝐭𝐚𝐧𝐭𝐢𝐚𝐥 𝐭𝐢𝐦𝐞 𝐨𝐫 𝐜𝐚𝐩𝐢𝐭𝐚𝐥”.
That's why 𝐒𝐈𝐏 becomes a great instrument to invest in.
You can start small, and according to your capital, you can increase the amount.

For example,
If I invest ₹2 lacs and get 10% returns, then I earn ₹20,000
But if I put a capital of ₹20 lacs, I get Rs. ₹2 Lacs (assuming the same 10% return)

The value of ₹20,000 gives me less happiness
than the value of happiness I get from Rs. 2 lacs
But, the fact is that the percentage return is same.

I believe, one who can start investing with 2 lacs in a right way
will definitely make money when he has 20 lacs to invest

At what amount do you start your first investment?

Connect @ 944 9696 336
097419 96336

Regards
Jagadeesh Thandre

04/08/2025

Finally, some justice for investors.

ED arrests Fund Manager Viresh Joshi & froze his assets worth Rs.17.4 crores.

He is an Ex-Axis AMC fund manager accused of front running.

What is front running?

It's an illegal practice where insiders use confidential information of pending client orders, to trade ahead of them for personal gains. This affects retail and institutional investors trade price.

For example, if you get to know someone is placing a huge buy order for a stock and you buy it before the order is placed. The huge buy order will move the stock price up significantly and you benefit out of it.

It's accused that Viresh Joshi & couple of his colleagues used the information to buy stocks via accounts in Dubai. The illicit profit is estimated to be Rs.200 crores. He was the fund manager for a few ETFs & arbitrage funds.

To be fair, it was Axis AMC that initiated the probe and reported to SEBI. This is the reason why investors love investing via mutual funds.

There is another AMC under the same allegation, which one is it?

Source: Anand K Rathi LinkedIn page
Credit to rightful owner

Regards

Jagadeesh Thandre
Certified Mutual Fund Distributor
ARN-147437

04/08/2025

🛢️ Petrol pumps don’t make money the way you think…

Most people assume fuel prices decide a petrol pump’s profit.
But here’s the truth:
💰 Dealers earn a fixed commission — around ₹3–₹4/litre for petrol and ₹2–₹3/litre for diesel.
Sounds small? It is.

So how do they make lakhs?
It’s a volume game.
An average pump sells 2–3 lakh litres/month — which means ₹6–₹9 lakh gross earnings before expenses.

After salaries, electricity, maintenance, and rent, a well‑located pump can still make ₹3–₹6 lakh/month.

👉 Want to open one?
You’ll need:
• Prime land
• ₹70 lakh – ₹1.2 crore investment
• License & approvals from IOCL, BPCL, or HPCL

📌 Moral: Small margins. Huge volume. Smart location.

💬 Would you invest in a petrol pump?

Regards

Jagadeesh Thandre
Investment advisor

02/08/2025

𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬: 𝐇𝐃𝐅𝐂 𝐅𝐥𝐞𝐱𝐢 𝐂𝐚𝐩 𝐯𝐬 𝐏𝐚𝐫𝐚𝐠 𝐏𝐚𝐫𝐢𝐤𝐡 𝐅𝐥𝐞𝐱𝐢 𝐂𝐚𝐩

“Rs. 50k SIP (each) invested since 2020 in PPFAS Flexi would be ₹50 lakhs. In HDFC Flexi, it would be ₹55 lakhs. So HDFC is the best !!”

That’s how one investor compares two most popular mutual funds and get trapped

Investment Strategies: HDFC Flexi Cap vs Parag Parikh Flexi Cap

And here’s what I found (simple explanation and my interpretation).

Parag Parikh Flexi Cap
→ Built on business ownership thinking, not market momentum
→ Invests for the long term, ignoring short-term noise
→ Bottom-up stock selection based on fundamentals, not fads
→ Focuses on companies with:
→ Strong governance
→ Margin strength
→ Competitive moat
→ Scalable growth potential
→ Only buys when there’s a margin of safety — price < intrinsic value
→ Diversified across: Sectors and Market caps
→ Geographies (11% global equity)
→ Not a momentum fan: this fund prefers to hold and compound
→ Sells only if: Price target is met, Fundamentals change or Better opportunity arises
→ Conservative, consistent, valuation-aware investing

HDFC Flexi Cap
→ Invests across large, mid, and small cap stocks
→ Seeks companies that are: High-growth,
→ Financially strong, Structurally sound
→ Strategy is active, growth-oriented, and high conviction
→ Asset mix includes: Core equity
→ Some debt, REITs/InvITs
→ Derivatives for hedging, not leverage
→ Keeps portfolio turnover low, but is flexible with inflows
→ Focused on sector rotation and tactical allocations
→ Current bias: banking (35%), autos, IT, pharma
→ Built for aggressive long-term growth, with embedded risk controls

So, what’s the difference?
→ Parag Parikh acts like a global business investor
• Careful, valuation-led, globally diversified
• Holds cash and debt tactically
→ HDFC Flexi Cap behaves like a classic high-conviction growth fund
• Chases cycles, allocates boldly
• Strong domestic tilt with higher volatility

source : Sneha Vasudeo Linkedin Page
credit to rightful owner



regards
Jagadeesh Thandre
Mutual fund Distributor

31/07/2025

𝐖𝐡𝐲 𝐧𝐨𝐭 𝐚𝐥𝐥 𝐒𝐈𝐏𝐬 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫𝐞𝐝 𝐰𝐢𝐥𝐥 𝐦𝐚𝐤𝐞 𝐲𝐨𝐮 𝐫𝐢𝐜𝐡? Let’s look at the proof.

You start a SIP of ₹10,000 per month in a Nifty 50 Index Fund.
In 30 years, it grows to ₹2.72 crores ( This is past returns )

But here’s the catch most people miss:

In the first 10 years → Earns ₹10.4 lakhs (just 3% of total gains)

Next 10 years → add another 21% (amounts to ₹68 lakhs)

The real magic? Last 10 years → 76% of the total gains!

Yet, in India, most SIPs stop in just 3 years and only a handful last beyond 5 years.

Hence not all SIPs make you rich if you quit early.

𝐓𝐡𝐞 𝐭𝐫𝐮𝐞 𝐩𝐨𝐰𝐞𝐫 𝐨𝐟 𝐜𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠 𝐧𝐞𝐞𝐝𝐬 𝐝𝐞𝐜𝐚𝐝𝐞𝐬, 𝐧𝐨𝐭 𝐲𝐞𝐚𝐫𝐬.

Let’s see a real-world example:
Nippon India Growth Midcap Fund started on 8th October 1995.
If someone invested ₹10,000 per month from inception, today the corpus is ₹22.35 crore!

So, it’s not SIPs that fail — it’s the lack of patience.
That’s why 90% of investors never see real wealth.

Source: Deepesh Mehta Linkedin page
credit to rightful owners

regards
Jagadeesha Kadur
Mutual fund Distributor