Value Research

Value Research www.valueresearchonline.com
India's leading investment research company Value Research is one of the leading investment research companies in India.

We provide investment advice, analysis and information through our website and print publications. We cover nearly all the aspects of personal finance, including mutual funds, stocks, fixed-income investment options, insurances and income taxes.

Retirement feels far away… until suddenly it isn’t.Here’s why EPF vs NPS looks very different in your late 40s. Read the...
09/05/2026

Retirement feels far away… until suddenly it isn’t.

Here’s why EPF vs NPS looks very different in your late 40s.

Read the full analysis: https://vro.in/qrjjjb

09/05/2026

Outliving your savings is a very grim prospect.

Dhirendra Kumar explains the 3-bucket framework every retiree needs — safety, income, and growth — so your money works as long as you do.

09/05/2026

My cook took a 10 lakh home loan. By the time she finishes paying it back, she'll have paid over 30 lakhs. The bank showed her one number, the EMI. She smiled. She signed. Nobody told her what was really happening.

This video covers 3 simple things every home loan borrower must know before signing anything.

🔹 Why your EMI should never cross 30% of your income
🔹 How even small prepayments can cut years off your loan
🔹 Why a shorter tenure saves you more than you think

If you have a home loan, are planning one, or know someone who is — this video is for them.

👉 Share this with someone who needs it before they sign.

PSU banks are up 33% in a year.Headlines are glowing. Everyone's buying.But zoom out —In 71% of all 5-year windows since...
08/05/2026

PSU banks are up 33% in a year.
Headlines are glowing. Everyone's buying.
But zoom out —
In 71% of all 5-year windows since 2011, PSU banks lagged the broader market.
The cleanup is real. The rally is real.
The question is whether you're buying the business or the buzz.

Read the full analysis in the May issue of Mutual Fund Insight. →
Link in the first comment →

07/05/2026

Nobody warns you about the day the salary stops.
🔗 [ https://youtu.be/4L3KHJlepxg]

Dhirendra Kumar on how to make your retirement corpus last a lifetime: safety, income, and growth, all explained simply.

Watch the full episode now 👆

Value funds outperformed over the long run, but they asked investors to sit through deeper temporary losses during marke...
07/05/2026

Value funds outperformed over the long run, but they asked investors to sit through deeper temporary losses during market stress.

The drawdowns were sharper.

The recoveries took longer.

Yet over 12 years, value funds still delivered 4.5% higher annual returns than a passive NIFTY 50 ETF.

The short-term pain of a deeper drawdown fades over time.

For long-term investors, the bigger challenge is often enduring discomfort long enough for compounding to do its work.

It’s tempting to invest in last year’s top-performing fund.But the data tells a different story:Over the last 10 years (...
06/05/2026

It’s tempting to invest in last year’s top-performing fund.

But the data tells a different story:

Over the last 10 years (2016–2025), no fund stayed at the top for two consecutive years.

In fact, in half the cases, the winner dropped out of the top quartile the very next year.

Even a strategy of constantly switching into the latest winner resulted in lower post-tax returns compared to simply staying invested.

Consistency beats short-term brilliance.

One good year doesn’t tell you much.Consistency score tells you who holds up over time.Flexi caps stand out, with the hi...
04/05/2026

One good year doesn’t tell you much.

Consistency score tells you who holds up over time.

Flexi caps stand out, with the highest number of funds above 75%, followed by large caps and select hybrid and debt categories.

02/05/2026

Thinking of stopping your SIP because the market is falling?

If you’ve ever wondered, “SIP band karna chahiye kya market girne par?”,this full episode explains it in simple, numbers‑driven language:
👉 [https://www.youtube.com/watch?v=8NUXjDS23QE ]

Stay calm. Stay invested. Think long term.

This might change how you look at small-cap funds.Some stick close to the index.Others barely resemble it.You’d expect p...
01/05/2026

This might change how you look at small-cap funds.
Some stick close to the index.
Others barely resemble it.
You’d expect performance to clearly separate them.
But the data doesn’t show a clean link.
Overlap isn’t a reliable predictor of returns — at least not in isolation.
See what actually matters ↓

The May edition of Wealth Insight is out now! https://vro.in/x784c3Great companies, panic prices:Markets have stayed mut...
01/05/2026

The May edition of Wealth Insight is out now! https://vro.in/x784c3

Great companies, panic prices:
Markets have stayed muted, with global tensions adding to the pressure. But corrections like these often reveal what bull runs hide. This cover story spotlights 10 quality businesses now trading at attractive discounts—and shows how to separate temporary setbacks from real damage.

Pharma, decoded:
Thinking of investing in pharma without fully understanding it? This new ‘Sector Playbook’ breaks down how pharma companies actually work, where they make money, and why India holds a key global position.

A gem under pressure:
IGI has long stood out for its strong margins and solid model. So why is the market losing confidence? This story dives into what’s changed—and what could come next.

Efficient, cheap, overlooked:
Mahanagar Gas checks all the right boxes—efficiency, growth, and a moat. Yet, the market hasn’t rewarded it. Is this neglect—or an opportunity waiting to be noticed?

The bank’s loss, your gain:
Buying property at a discount sounds great—until you miss the fine print. This practical guide walks you through bank auctions, what to watch, and how to bid smartly.

‘The market is clearly far more attractive today’:
Sailesh Raj Bhan of Nippon India Mutual Fund sees opportunity where others see caution. In this interview, he explains where value is emerging and how to approach the current correction.

The market’s misreading of Indian IT:
AI disruption is real—but not uniform. This piece breaks down why treating all IT companies the same could be a costly mistake.

When oil bites back:
Rising crude prices don’t just move charts—they ripple through the entire economy. This story explains what higher oil really means for India.

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