Sacco Space

01/01/2026

We are grateful for the community and fruitful discussions we have had through out 2025. Excited for what’s ahead.

Here’s to growth and success this year.

25/12/2025

Thank you for the love, support and engagement this year.
Here’s to growth, goals and bigger wins in the New Year!

23/12/2025

Despite the noble intentions and grassroots approach, SACCOs sometimes face challenges that lead to their downfall.

We delve into the reasons behind SACCO’s failures and how they can be addressed to ensure their sustainability and success.

Click the link to learn more about why Saccos fail.

https://saccospace.co.ke/reasons-why-saccos-fail/

22/12/2025

𝙃𝙤𝙬 𝙎𝘼𝘾𝘾𝙊 𝙈𝙚𝙢𝙗𝙚𝙧𝙨𝙝𝙞𝙥 𝘽𝙪𝙞𝙡𝙙𝙨 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝘼𝙘𝙘𝙤𝙪𝙣𝙩𝙖𝙗𝙞𝙡𝙞𝙩𝙮.

Joining a SACCO doesn’t just give you access to financial products; it also encourages you to be more accountable with your money. Regular contributions and the support of a community committed to financial growth can motivate you to save and invest consistently.

Many members find that being part of a SACCO holds them accountable to their savings goals because they have a structured plan to follow. Seeing other members achieve their goals can also inspire you to stay disciplined and focused.

Financial accountability is a powerful habit that SACCOs help instill, making it easier for you to achieve lasting financial security.

18/12/2025

A loan guarantee in SACCOs is an arrangement where members agree to be collectively responsible for a loan taken by another member.

If the borrower fails to meet their repayment obligations, the co-guarantors step in to cover the outstanding amount.

This system is essential for reducing risk for the SACCO and ensuring that members have access to credit with minimal barriers.

Click on the link to learn more

A loan guarantee in SACCOs is an arrangement where members agree to be collectively responsible for a loan taken by another member.

17/12/2025

Are you considering joining a SACCO?

SACCOs have become increasingly popular due to their focus on providing financial services tailored to their members’ needs.

Let’s delve into the details and shed some light on this important query. Click the link to learn more.

https://saccospace.co.ke/how-much-do-i-need-to-join-a-sacco/

10/12/2025

If you’re a SACCO member… this will make you laugh 😅😂

Swipe through and tell me which one is so you. 👇

09/12/2025

What’s the one financial or investment goal you’re chasing this year?

Are you saving for:
🚗 A car?
🏡 A plot or piece of land?
📚 School fees?
💼 A business?
🆘 An emergency fund?
🪙 Or just building your SACCO savings slowly and steadily?

Whatever it is, say it out loud.
Write it in the comments.
Claim it.
Manifest it.

What investment goal are you working on this year? Drop it below and let’s hold each other accountable. 👇

08/12/2025

𝑰𝒇 𝒚𝒐𝒖 𝒔𝒕𝒂𝒓𝒕𝒆𝒅 𝒔𝒂𝒗𝒊𝒏𝒈 𝑲𝒔𝒉 3,000/𝒎𝒐𝒏𝒕𝒉 𝒊𝒏 𝒂 𝑺𝑨𝑪𝑪𝑶 𝒕𝒐𝒅𝒂𝒚… 𝒉𝒆𝒓𝒆’𝒔 𝒘𝒉𝒂𝒕 𝒊𝒕 𝒄𝒐𝒖𝒍𝒅 𝒍𝒐𝒐𝒌 𝒍𝒊𝒌𝒆 𝒊𝒏 𝒋𝒖𝒔𝒕 5 𝒚𝒆𝒂𝒓𝒔. 👇

Let’s keep this simple.

Monthly savings: Ksh 3,000
Total in a year: Ksh 36,000

Now stay consistent for 5 years:

Ksh 36,000 × 5 = Ksh 180,000 saved.

But that’s before dividends.

Most strong SACCOs pay between 8%–12% on shares.
So after 5 years, with dividends reinvested, your total could be:

👉 Ksh 210,000 – 240,000+
(depending on your SACCO’s performance)

All from Ksh 3,000 per month.
No stress. No complicated investing.
Just consistency.

Now imagine adding an extra Ksh 1,000 or Ksh 2,000 when your income grows.
Or reinvesting your dividends every year.
Your numbers jump even higher.

Small monthly habits. Big long-term wins.

If you were to start today.
How much would you commit to saving each month? 👇

05/12/2025

𝙈𝙤𝙨𝙩 𝙆𝙚𝙣𝙮𝙖𝙣𝙨 𝙜𝙚𝙩 𝙎𝘼𝘾𝘾𝙊 𝙙𝙞𝙫𝙞𝙙𝙚𝙣𝙙𝙨… 𝙗𝙪𝙩 𝙫𝙚𝙧𝙮 𝙛𝙚𝙬 𝙠𝙣𝙤𝙬 𝙝𝙤𝙬 𝙩𝙤 𝙩𝙪𝙧𝙣 𝙩𝙝𝙚𝙢 𝙞𝙣𝙩𝙤 𝙧𝙚𝙖𝙡 𝙬𝙚𝙖𝙡𝙩𝙝.

I broke down the simplest explanation of how dividends grow, how compounding works, and how reinvesting can completely change your financial future.

Swipe through to see why SACCO dividends might be your most powerful wealth-building tool.

04/12/2025

𝑩𝒆 𝒉𝒐𝒏𝒆𝒔𝒕… 𝒘𝒉𝒊𝒄𝒉 𝒆𝒙𝒑𝒆𝒏𝒔𝒆 𝒊𝒔 𝒔𝒕𝒓𝒆𝒔𝒔𝒊𝒏𝒈 𝒚𝒐𝒖 𝒕𝒉𝒆 𝒎𝒐𝒔𝒕 𝒓𝒊𝒈𝒉𝒕 𝒏𝒐𝒘? 😅

Is it rent?
Is it transport?
Is it food?
Is it school fees?
Or is it that one “small” bill that keeps surprising you every month?

Tell us the one expense that’s eating your money the most. Let’s compare notes in the comments.

04/12/2025

𝑬𝒗𝒆𝒓 𝒇𝒆𝒆𝒍 𝒍𝒊𝒌𝒆 𝒚𝒐𝒖𝒓 𝒎𝒐𝒏𝒆𝒚 𝒅𝒊𝒔𝒂𝒑𝒑𝒆𝒂𝒓𝒔 𝒕𝒉𝒆 𝒎𝒐𝒎𝒆𝒏𝒕 𝒚𝒐𝒖 𝒈𝒆𝒕 𝒑𝒂𝒊𝒅?

There’s a simple budgeting rule Kenyans are using to stay on track and I broke it down in a Kenyan context.

Swipe through to see how the 50/30/20 rule actually works for real life in Kenya.

Does your budget look anything like this?