08/12/2025
Money Fever
Money fever is that moment when you suddenly feel dissatisfied with the amount of money you have — whether it’s in your pocket or sitting in your account.
When I was in primary school, life was simple. I was completely satisfied with a single coin my grandmother gave me to buy sweets. Back then, Ksh 1 was enough to buy peremende — those green sweets we all loved. I didn’t need more. One coin, one sweet, full happiness.
In high school, satisfaction shifted. Having Ksh 300 or Ksh 500 for the entire term felt like being rich. Anything above that was “extra,” and extra meant enjoyment. If someone asked me for money and I had only Ksh 500 in my pocket, I would confidently say, “Sina pesa.” And I wasn’t lying — in my mind, I truly had no money to spare. But if I had more than 500, I became generous — sharing, buying candies, giving freely — because I felt I had "money." Until the moment it dropped back to 500… then worry set in again: “Awh, now I’m broke.”
Then came college. Life changed. Responsibility grew. Suddenly, I needed rent, food, transport, clothes. My desires expanded — a new smartphone, a laptop, better shoes. And emotionally, I needed at least Ksh 3,000 in my account to feel safe. Anything less felt like danger, and anything more felt like permission to misuse.
After college, the baseline rose again. Now I needed around Ksh 5,000 just to feel stable.
Here’s the truth:
As we grow, our financial needs grow — but equally, our “money fever” grows.
Money fever is that internal threshold where satisfaction ends and anxiety begins.
It shifts as our responsibilities, desires, and mindset evolve.
Some people’s money fever stays low — they struggle because their mindset never adjusted to new levels of life.
Others raise their money fever too fast — they end up chasing lifestyle instead of building stability.
But the healthiest approach is this:
🔹 Raise your money fever consciously — not emotionally.
🔹 Let it push you to grow your capacity.....
