IMG-Financial literacy

20/06/2023

KAISER ULTIMATE HEALTH BUILDER

A one of a kind HMO na ang layunin ay magkaroon tayo ng pondo para sa atin pangangailangang medikal especially during our retirement years and old age.

KAISER INTERNATIONAL HEALTHGROUP
Accredited ng Department of Health (DOH) at Insurance Commission (IC).
Registered sa Security and Exchange Commission (SEC) as healthcare provider na may authorized capital stock of P160M noong nag umpisa si Kaiser.

7 - 13 - 20

* 7 Years Saving Period *
Healthcare Benefits during Paying/Saving Period
+ Free Annual Physical Examination
+ Free Dental Benefits
+ Basic Medical Benefits
+ Annual Hospital Benefit Limit
+ Choice of Room & Board
x Pre-Existing and Critical illness condition not covered

* 13 Years Compounding / Extended Period *
Features during Compounding Period
+ Use of Healthcare Benefits will be refunded on Healthcare Fund if availed on non-accredited healthcare/hospitals.
+ 10% of K-Plan as Annual Health Benefit Compound at 10% p.a.
+ Annual Health Benefit Bonus (Dividend , estimate 6 -10% p.a)
+ Long Term Care Return = “K-Plan” (upon Maturity)
+ Long Term Care Bonus (approx 85% Money Back upon Maturity if no hospitalization benefit used during the paying period)
+ Receive VISA Card when the policy matures
+ Pre – existing condition covered

* 20 Years Insurance Benefits *
+ Term Life Insurance
+ Accidental Death & Dismemberment
+ Waiver of membership due to Death
+ Waiver of membership due to Disability

Your PhilHealth benefits is Integrated with Kaiser

~ Once admitted, you will be advised to file your PHILHEALTH REIMBURSEMENT FORM.
~ The PhilHealth reimbursement due shall de deducted from the total hospital bills
~ Kaiser members without PhilHealth membership, shall shoulder and pay the corresponding portion of PhilHealth.
~ PhilHealth portion is tentative amount and will depend on illness covered.

K A I S E R H E A L T H C A R E P L A N

* KAISER K - 45 *
P2,647 / month for 7 years | P26,470 / year for 7 years
P524,776 estimate Healthcare Fund upon Maturity (20th Year)

* KAISER K - 60 *
P3,529 / month for 7 years | P35,290 / year for 7 years
P 699,701 estimate Healthcare Fund upon Maturity (20th Year)

* KAISER K - 75 *
P4,412 / month for 7 years | P44,120 / year for 7 years
P874,626 estimate Healthcare Fund upon Maturity (20th Year)

* KAISER K - 100 *
P 5,882 / month for 7 years | P 58,820 / year for 7 years
P1,166,168 estimate Healthcare Fund upon Maturity (20th Year)

*Note: 2 months discount if you opt for Annual Mode.

Higher plans are available as well. The higher the plan, the higher the benefits, the higher the coverage, the higher the investments. But still... it's your Decision.

Watch it here:

For more information about Ultimate Kaiser Health Builder.

Just PM me for more details.

17/06/2023

Hanap mo ba ay 3-in-1 Savings Plan na sumasagot sa ating 3 Major Financial Needs?

𝐒𝐜𝐞𝐧𝐚𝐫𝐢𝐨:
*𝐖𝐡𝐚𝐭 𝐈𝐅 𝐲𝐨𝐮 𝐃𝐢𝐞 𝐭𝐨 𝐬𝐨𝐨𝐧?
𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞

*𝐖𝐡𝐚𝐭 𝐈𝐅 𝐲𝐨𝐮 𝐥𝐢𝐯𝐞 𝐭𝐨𝐨 𝐥𝐨𝐧𝐠?
𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭

*𝐖𝐡𝐚𝐭 𝐈𝐅 𝐲𝐨𝐮 𝐠𝐞𝐭 𝐬𝐢𝐜𝐤?
𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞

What if i could tell you about a product that provides complete solution to your 3 Major Financial Needs?

-𝗞𝗔𝗜𝗦𝗘𝗥 𝗨𝗟𝗧𝗜𝗠𝗔𝗧𝗘 𝗛𝗘𝗔𝗟𝗧𝗛 𝗕𝗨𝗜𝗟𝗗𝗘𝗥 provides total solution to your 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘, 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 & 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 needs. A three in one product.

The beauty of Kaiser is when you get sick it is a 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗙𝗨𝗡𝗗, and if don't get sick it will become your 𝗦𝗔𝗩𝗜𝗡𝗚𝗦.

7 years mo lang itong pag-iiponan at covered Ka pa as long as may funds ka pa.

Gusto mo bang malaman ang buong detalye?

17/06/2023

Hanap mo ba ay 3-in-1 Savings Plan na sumasagot sa ating 3 Major Financial Needs?

𝐒𝐜𝐞𝐧𝐚𝐫𝐢𝐨:
*𝐖𝐡𝐚𝐭 𝐈𝐅 𝐲𝐨𝐮 𝐃𝐢𝐞 𝐭𝐨 𝐬𝐨𝐨𝐧?
𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞

*𝐖𝐡𝐚𝐭 𝐈𝐅 𝐲𝐨𝐮 𝐥𝐢𝐯𝐞 𝐭𝐨𝐨 𝐥𝐨𝐧𝐠?
𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭

*𝐖𝐡𝐚𝐭 𝐈𝐅 𝐲𝐨𝐮 𝐠𝐞𝐭 𝐬𝐢𝐜𝐤?
𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧: 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞

What if i could tell you about a product that provides complete solution to your 3 Major Financial Needs?

-𝗞𝗔𝗜𝗦𝗘𝗥 𝗨𝗟𝗧𝗜𝗠𝗔𝗧𝗘 𝗛𝗘𝗔𝗟𝗧𝗛 𝗕𝗨𝗜𝗟𝗗𝗘𝗥 provides total solution to your 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘, 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 & 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 needs. A three in one product.

The beauty of Kaiser is when you get sick it is a 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗙𝗨𝗡𝗗, and if don't get sick it will become your 𝗦𝗔𝗩𝗜𝗡𝗚𝗦.

7 years mo lang itong pag-iiponan at covered Ka pa as long as may funds ka pa.

Gusto mo bang malaman ang buong detalye?
❤️🙏

16/06/2023

18/04/2023

DOES MONEY CONTROL YOU or YOU CONTROL YOUR MONEY?

Every day people go to work to make a living, but no matter how hard we work and how much we earn, money always seems to control us.

Its a SAD reality.
Hey!💪🙌

We learned through Attending Financial Literacy Seminars how to make it last and how to make money work for us.

Start learning it Now, and see how it can also help you and your family.

Become your own MONEY Manager.

Money without Financial Intelligence is Money SOON gone. ❤ 💸

Join us in DAILY in our ZOOM webinars or via Face to Face Talk.

PM is the 🗝️...

17/04/2023

Imagine this.... 💭💭

You are 30 years old now and currently employed.

You want to retire at 60.
❌No Savings.
❌No Investments.
❌No Healthcare & No Life Insurance.

* How will you survive for 30 years of your life until age 60?

You are always telling us YOLO (You Only Live Once) as an excuse not to start saving.

But you forgot there is also a Concept of YAGO (YOU ALSO GROW OLD). Your parents grow old fast, your siblings grow old, your husband, your relatives, even your son and daughter grow up fast.

* How will you spend your RETIREMENT?
* Will it be a grand HOLIDAY?
* Or your worst NIGHTMARE?

REMINDER:
Huwag sayangin ang extra funds or bonus para sa luho, pa-party, pagkain na sobra-sobra, vacation na sobra-sobra o bili na hindi importante ...tandaan di na tayo bumabata need natin magsave at mag invest para sa pag tanda natin...

Learn, Plan & Execute..

Be prepared!

Retirement is coming....

14/04/2023

Sa pag TANDA mo, ANO ang HEALTHCARE PLAN mo?

Kaninong pera ang uubusin mo?

1. Anak? Kamag-anak?
2. Lupa? Ari-arian?
3. Utang? Lending? Bombay?
4. Gobyerno (PCSO, DSWD)? Mayor? Congressman?

We have a BIG MISSION to Educate People on How to Prepare for Old Age.

Kung kumikita ka ngayon, may nailaan ka ba for your HEALTHCARE?

Consider KAISER LONG-TERM CARE.

PM is the 🗝️

14/04/2023

ON RETIREMENT...

Whether we like it or not, we will soon retire.
▪️How do you envision yourself during retirement years?
▪️Do you have an idea how much retirement fund is enough for you?
▪️How are you going to achieve your target retirement funds?

According to studies, out of 100 Filipino retirees only
▪️ 2 - are financially independent
▪️45 - depend on their relatives
▪️30 - rely on charities and
▪️23 - continue to work

The secret is to consistently save & invest and build a passive income while you are still earning active income from your job and/or business.

If you haven't planned for retirement yet, just contact me and I will help you for free.

Remember: "Financial Independence is not a dream, it's a decision".

©

08/04/2023

Ang utang parang "Anay" na unti unting sisira sa Buhay mo!

Bakit? Kasi nakaka stress Yan nakakawala Ng diskarte Lalo na nakakawala Ng peace of mine? Kaya ipon ipon din pag may time!

Kung gusto mong matutunan Ang tamang pag iipon at pagbabayad Ng utang Lalo na Ang tamang pag babudget Ng perang pinag hirapan;

Pm mo lng Ako turuan kita;

Savings is a must, Lalo na pag may sakit ka na at di mo na kayang magtrabaho!

06/04/2023

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.
𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.
📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.
📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.
📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.
📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*
📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
maganda diba?
Message me for more & more info😊👌👍