06/05/2026
Munyengo ya EIS ya MRA.
Three months ago while travelling from Msumba, I travelled with one businessman from Mzuzu. I remember my boss asked this man, Kodi mukuti simukumvana pati ndi MRA nkhani ya new system yi?
And the guy laughed. And he said, Bwana mukuziwa chani? Ifetu sitimadana ndi kupeleka nsonkho, aliyese wa bimizisi amaziwa kuti tuyenela kutelo ndithu. Koma vuto pa machine anyuwaniya ndi nkhani ya kapezekedwe ka forex.
Nde analongosola motele:
Forex pa black market panopa which is the real situation and the only place where you can get any amount ili pa 4,000 MWK/$. Chifukwa mma bank mu akungogawa ma 2 pin and business wise nzosayenda kuti utenge 2 pin nkumati ukukaoda.
Nde tiyelekeze wakaoda katundu wa $10,000 yomwe wagula pa black market pa MK4,000/$ imene ndi 40,000,000 MWK.
Nde tiyelekezezo kuti wakagulisa katundu uja nkupeza ndalama yokwana 43,000,000 MWK zomwe zikutanthuza kuti phindu leni leni ndi 3,000,000 MWK.
Now, MRA powelengesa nsonkho sikutengela pa rate yoodela forex ya 4 pin ija ayi koma official rate, ya 1,750 MWK/$):
Nde nsonkho wa katundu uja ku MRA mmabuku mwawo akuwelengesa motele:
Ndalama zogulira katundu $10,000 × 1,750 = 17,500,000 MWK
Zomwe mwagulisa zomwe angazipeze mmabuku anu ndi 43,000,000 MWK.
Phindu loti lidulidwe nsonkho ndi 25,500,000 MWK
Umene nsonkho wake womwe ndi 30% ikukwana 7,650,000 MWK
Zosatila zake ndizoti phindu leni leni lomwe wapanga iweyo motengela ndi mene unagulira forex yokaodela katundu ndi 3,000,000 MWK pamene a MRA akuti ayi ndithu ndalama zathu ndi 7,650,000 MWK kupangisa bizimisi kubesa ndalama zokwana 4,650,000 MWK pa nsonkho kuti bizimisi iziyendabe.
Nde m***a kuona kuti apapa business ikudula chifukwa tikuyendela black market rate pokaoda zinthu pamene nsonkho tikutchajidwa mwa rate yoziwika ndi boma. Izizi sizoona and ndikupweteka ma business.
Atalongosola izizi tonse tinaamvesadi. Am not sure ngati vuto la system ndi lokhali mwinaso ena akuionela mbali zina. Moti nkuyankhula kwao kunationesa kuti zomwe akuyenela kuchita aboma nkuyesesa kuti anthu azipeza forex yonse pa official rate, and in so doing sangamve kuwawa kulikonse popeleka nsonkho, koma ngati satelo ndipo abizimisi azipeza forex pa black market, zikutanthauza kuti boma likhala likufinya zakunsi anthu ochita malondawa.
Mwamva inu a Malawi Government??? 🇲🇼
