Nagaramesh SKG

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I pray that millions of lamps together illuminate your life and keep you blessed with more prosperity and health . Wishi...
12/11/2023

I pray that millions of lamps together illuminate your life and keep you blessed with more prosperity and health . Wishing you that festival of light and happiness .

HAPPY DEEPAVALI

Nagaramesh SKG
Arul B.Unit
010-668 1620

09/11/2022

Good day everyone

The best time to buy life insurance was yesterday!

No matter what kind of life insurance product you choose, you will be relieved knowing that the people close to you will be taken care of under unexpected circumstances. The peace of mind that comes with having life insurance in place is priceless.

Speak to a financial advisor today if you are unsure what kind of coverage you need in order to get your whole family protected for unexpected events! 🤟

If you are looking for a sign to buy insurance

Here it is
Nagaramesh SKG
+60 10-668 1620

Some loses can’t be replaced but maybe we can prevent from going tomore worse situation.Maybe we became victims to this ...
24/04/2022

Some loses can’t be replaced but maybe we can prevent from going to
more worse situation.

Maybe we became victims to this situation and get experience.For on that we can advise our families members or friends to take necessary action before too late.

Start your saving and secure your beloved ones by financially and mentally.

NAGARAMESH SKG
010-6681620

Are you in 42% category or 58% category?If you in 42% side,congratulations and keep protecting yourself and loved ones.I...
20/04/2022

Are you in 42% category or 58% category?

If you in 42% side,congratulations and keep protecting yourself and loved ones.

If you in 58% side please be consider and think about it now.At least try to help yourself. We can’t blame or depend on anyone if we’re not ready to help ourself.

If you willing to listen and myself willing to explain more details.

NAGARAMESH SKG
010-6681620

Just spend less than RM3 dailyNow you can have your own medical card for better treatments.Contact me now to get more in...
08/04/2022

Just spend less than RM3 daily
Now you can have your own medical card for better treatments.

Contact me now to get more information

Retirement ‼️Our longest vacation 🎶➡️Have we build an income stream?➡️What we are going to do during this vacation ?➡️Wh...
16/03/2022

Retirement ‼️

Our longest vacation 🎶

➡️Have we build an income stream?

➡️What we are going to do during this vacation ?

➡️Where will we spend the money?

➡️Who will be along with us?

Plan your retirement now !!!

NAGARAMESH SKG
010-6681620

Simple truth No one ever asked you why you didn’t buy a insurance until you asked them to help you pay for a funeral..NA...
13/03/2022

Simple truth

No one ever asked you why you didn’t buy a insurance until you asked them to help you pay for a funeral..

NAGARAMESH SKG
010-6681620

FACTOR TO KEEP IN MIND WHILE CHOOSING A HEALTH PLAN There are many types of Health Insurance plan offered by insurance c...
07/03/2022

FACTOR TO KEEP IN MIND WHILE CHOOSING A HEALTH PLAN

There are many types of Health Insurance plan offered by insurance companies in Malaysia that aim to provide health insurance for individuals and families or loved ones in comprehensive manner.

1.BASIC COVERAGE

Ensure that individual health plan

~covers charges for hospitalisation , day-care procedures, sum insured restore and etc.

2.RENEWAL AGE

~Choose a health plan which comes with lifelong renewal.

3.CLAIM STATEMENT

~ know the company’s claim settlement process before you buy a health insurance plan.

4.SUM INSURED

~select a plan which comes with the feature to increase the sum insured in the future.

For more clarification or free review policy

NAGARAMESH SKG
010-6681620

22/02/2022







NAGARAMESH SKG
010-6681620

For those interested to buy or you already have house.Before you get your housing insurance please get knowledge types o...
21/02/2022

For those interested to buy or you already have house.Before you get your housing insurance please get knowledge types of housing insurance and the usefulness.

We have two choices in housing loan.

1.MRTA/MRTT
2.MLTA

What is difference benefits we can having to purchase this type of policy?

MRTA is designed so that the amount that would pay out , at the point of claim,COVERS THE TOTAL VALUE OF YOUR OUTSTANDING HOME LOAN AT THAT TIME.
Equally,if you’re insured for more money than is owed on the home loan , only the amount , only the amount owed will pay out to the home loan provider, which is NO ADDITIONAL BENEFIT.

Example ; if loan taken RM300k for 35 years and after 15 years paying loan,balance maybe RM200k.If insured passed away on year 15 and insured provider will pay to loan provider only PAY BALANCE AMOUNT OF LOAN,that’s mean RM200k.At that point insured or insured family won’t having extra benefits.

MLTA

on other hand MLTA ,is a broader form of insurance which is PAY OUT A FIXED SUM IN THE CASE of disability or death ,regardless of how much is still owed on the property.As well as being paid if the policy owner suffer disability or death this payout is also available once the loan is fully repaid.

Please re-check your insurance coverage to avoid unnecessary things when needed.

NAGARAMESH SKG
010-6681620






Why most of us buying medical policy?Simple answer is to use medical card  for better treatments and more convenience.Bu...
12/02/2022

Why most of us buying medical policy?
Simple answer is to use medical card for better treatments and more convenience.

But we do check is it our medical card enough coverage to pay medical bills for treatments?If we our medical policy below one million coverage and than we have to consider to upgrade at least one million.

If you need more clarification
NAGARAMESH SKG
010-6681620

Are you partner can pay house debt without your present?Would your partner monthly wages enough to pay house debts, chil...
08/02/2022

Are you partner can pay house debt without your present?Would your partner monthly wages enough to pay house debts, children expenses and etc?

For those already buy house or planning to buy house can consider this policy as a solution.

What you will get on this plan?
Firstly you can choose years of paying premium and you can plan accordingly.

Most important things are minimum coverage is RM500k until few millions.This amount will pay fully to your nominee or policy owner.With this amount you may can settle your house debt with including others.Example if your house balance debt is RM300k but our AXA will pay RM500k lump sum.With this amount pay your house debt RM 300k and balance you can pay your car debt or can use for other things.

Also don’t forget this plan is including investment.That’s means if nothing happen to us and once this policy reach maturity, we will get profit with loyalty bonus.Of course
the profit and loyalty bonus we having higher than that we paying.

At the end , this plan can surrender at any time and moment without terms and conditions if you want discontinue.

For more discussion
NAGARAMESH SKG
010-6681620

Address

213A, Jalan Impian Emas 22, Taman Impian Emas
Johor Bahru
81300

Website

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