
06/09/2025
For many Namibians, home ownership remains more of a dream than a reality. The numbers are sobering: a housing backlog of 300,000 units, more than 200,000 shacks in Windhoek alone, and an average three-bedroom house in the capital costing around N$1.2 million. Against this backdrop, the Government Institutions Pension Fund (GIPF) has launched its Pension-Backed Home Loan Scheme (PBHLS), which will take effect next January.
https://www.observer24.com.na/observer-daily-gipf-backed-home-loans-hope-or-hidden-risk/