Chris' Health insurance Guide.

Chris' Health insurance Guide. Your health insurance expert! Your guide through the complexity of health insurance.

Hello everyone,Let me share an update on the evolution of health insurance in Nigeria. We've moved beyond simply having ...
02/06/2025

Hello everyone,

Let me share an update on the evolution of health insurance in Nigeria. We've moved beyond simply having coverage to focusing on the quality of care. The new NHIA (National Health Insurance Authority) aims to achieve universal coverage, ensuring every citizen has access to healthcare.

You can now be covered under any of various schemes:

- Formal sector: Government employees
- Tertiary institution social health insurance program (TISHIP): Students
- Community-based social health insurance program (CBSHIP): Community members
- Vulnerable group: Aged and vulnerable citizens
- Family/group: GIFSHIP
- Private sector: Corporate plans from private health insurance companies

The goal is to provide health insurance coverage for all Nigerian citizens. In my next post, I'll explain how to access these schemes, their funding, advantages, and what sets them apart. Feel free to ask questions in the comment section!

Discover the benefits of the Formal Sector Social Health Insurance scheme initiated, monitored and regulated by the NHIA...
01/06/2025

Discover the benefits of the Formal Sector Social Health Insurance scheme initiated, monitored and regulated by the NHIA!

This affordable healthcare program is available to government employees, parastatals, ministries, agencies, and organized private sectors like banks and industries.

Here's how it works:

- Financed by contributions from government, employers, and employees
- Registration grants access to minimum basic health benefit package
- Comprehensive care with 10% copayment for medication
- Covers four dependents (extra dependents require additional payment)
- Dependents above 18 not eligible

🤩 Enjoy these advantages:

- Access to quality care
- Savings from heavy medical bills
- Managed care for improved wellbeing.
- Protection of investment.

To participate:

- Your organization must request coverage from NHIA
- Provide staff basic pay details for contributory schedule
- Payment lasts one year, with 60-day waiting period
- Annual renewal required.

Share your experiences or questions about the scheme in the comments below.

Tag or Share with a friend or family member who might benefit from this scheme!

Let's build awareness community that prioritizes health and wellbeing!

Wait for his practical question.
29/05/2025

Wait for his practical question.

What you need to know about health insurance waiting period!Waiting periods are crucial aspects of health insurance plan...
29/05/2025

What you need to know about health insurance waiting period!

Waiting periods are crucial aspects of health insurance plans. A waiting period is the time you must wait before accessing specific benefits after enrollment. This period varies across plans, and some may have waiting periods for certain services like maternity coverage, pre-existing conditions, or specific treatments.

Comments section for types of waiting period:

28/05/2025

My mistake last night

How do you know how much health insurance coverage you need?The extent of your cover depends on factors like age, locati...
28/05/2025

How do you know how much health insurance coverage you need?

The extent of your cover depends on factors like age, location, lifestyle, and current health conditions.

If you're a relatively healthy individual:*
Consider a plan with high emergency coverage and preventive care.

If you have existing health conditions:*
Opt for a comprehensive plan with a high medical limit to ensure adequate coverage.

If your condition is severe:
You may need an even more extensive plan with specialized care and higher coverage limits.

I want to be your health insurance guide.

Let's assess your needs and find the right fit for you!

Zoom in on the photo and comment the question you are most curious about.
27/05/2025

Zoom in on the photo and comment the question you are most curious about.

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