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7 FRIENDS YOU MUST NOT BRING CLOSE TO YOURSELF.  1. Someone who always want to have what you have by all means.  2. Some...
11/09/2025

7 FRIENDS YOU MUST NOT BRING CLOSE TO YOURSELF.
1. Someone who always want to have what you have by all means.
2. Someone who is always competing with you.
3. Someone who is not happy with your success.
4. Someone who tell others lies about you.
5. Someone who can not defend you behind your back.
6. Someone who celebrates your failures and tears.
7. Someone who can't confidently trust you.
Always observe your surroundings, identify them, mark them, operate with them from a distance. Many are no longer honest again." Life is no rewind, So stay safe and Love our Enemy...... May God bless us All..😞😱😒

09/09/2025

The Vanity of It All: A Must Read Piece

FOLKS, THIS ARTICLE HAS CAUSED MANY TO REFLECT ON THEIR OWN LIVES. THE AUTHOR IS A RETIRED WRITER WHO DESCRIBES HER OWN EMOTIONS AS SHE PREPARES TO MOVE INTO A NURSING HOME.
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I'm going to a nursing home. I have to. When you are no longer able to take care of yourself, your children are busy at work and have to take care of their own children, and no one has the time to take care of you, this seems to be the only way out.

The nursing home is in good condition, with clean single rooms equipped with simple and practical electrical appliances. All kinds of entertainment facilities are available on site, the food is fairly delicious, the service is also very good. The environment is manicured and very beautiful, although the price is not cheap.

My pension is barely able to support this. But I have my own house. If I sell it, then money is not a problem. I can spend it on retirement, and the rest will be left as an inheritance for my son.

He understands very well and says to me: "Your money and your property should be enjoyed by you, don't worry about us."

Now, I have to consider preparing to go to a nursing home. I look around my house filled with suitcases, boxes, bags, cabinets, and drawers containing all kinds of necessities, frivolities, and excesses. There are whimsical purchases, art collections, all sorts of clothing, expensive beddings, exclusive silver cutlery, and gold accentuated dining sets.

I like to collect. I have collected a lot of stamps and many small collections of pendants of emerald, walnut amber, and two small yellow croakers.

I am especially fond of books. The bookshelves on my walls are full of books that were hardly read.

There are also dozens of bottles of good foreign wine. There are full sets of household appliances; various cooking utensils, pots and pans, a treasure trove of spices, various seasonings, and loads of food staples like rice, pasta, frozen fish and meat etc. In fact, the kitchen and pantry are full to the brim ! As if I had a dormitory of children to feed !

Then there is family memorabilia. Dozens of video cassettes, obsolete tape reels, and over a 100 photo albums of great aunts, great uncles, great grandparents, parents, uncles, aunts, cousins, nephews, nieces, and friends scattered around the world. Many of them have long departed this earth, and many more are in their twilight years, waiting for God to call them.

I look at this huge collection of things, and I'm deeply worried and sad in equal measure. The nursing home has only one room with a cabinet, a table, a bed, a sofa, a refrigerator, a washing machine, a TV, an induction cooker and a microwave oven -- all the things I will really need.

There is no place to store the wealth and whimsies that I have accumulated throughout my life.

At this moment, I suddenly feel that my so-called wealth is superfluous, and it doesn't belong to me. I just take a look at it, play with it, and use it. It actually belongs to no one. The "wealth," I claimed as my own, was only passing by. Now, it is no longer mine, and these items will pass on to someone else or to somewhere else until they wear out or are destroyed.

Even the house I laboured, sweated, and saved to build will not remember me. The next owners will have no idea who I am and what it meant to me. I will be no more than a shadow in the garden as they eat from the apple tree I planted and enjoy the luminous flowers I planted in "my garden" of serenity.

Oh ! What a fool I have been ! I should have focused on enjoying my time here rather than constantly tinkering and labouring !
Whose palace is the Forbidden City? The Emperor thought it belonged to him, but today, it belongs to the people and society.

I really want to donate the things in my house, but I can’t get it done. To deal with it has now become a problem. Very few youngsters will value what I have collected. It's old junk to them. I can imagine what it will be like when my children and grandchildren face these painstakingly accumulated treasures. The clothes and bedding will be thrown away; dozens of precious photos will be destroyed; books will be sold as scrap. The mahogany furniture is not practical and will be sold at a low price or given away.

So, I only picked a few favourite items. I only kept a set of pots and pans for kitchen supplies; a few books that are worth reading, and a handful of teapots for tea. I took along my ID card, senior citizen certificate, health insurance card, household register, and, of course, a bank card. Enough!

I bid farewell to my neighbours, I knelt down at the door and bowed three times, and gave this home back to the world.

Yes! In life, you can only sleep in one bed, live in one room. Any more of it is merely for watching and playing!

Having lived a lifetime, people finally understand: we don’t really need much. Don’t be shackled by superfluous things to be happy!

It's ridiculous to compete for prominence and fortune. Life is no more than ONE bed, one set of clothing, and one meal at a time. You may have ten million of these items, but you can only use one at a time.

*For people over 50 years old, shouldn't we think carefully about how to spend the remainder of our journey on earth? Shouldn't we be teaching our children about values that really matter? Let go of fantasies, baggage, and accumulation of things that can't be eaten, worn, or used every day. Be healthy and be happy*
_Copied and pasted for us! I'm certain it is relevant for all of us over 50 years of age!

09/09/2025

06/09/2025
03/09/2025

Before You Cry Like Peller, Read This

I came across a trending news on Premium Times newspaper,

The news says that Peller, the TikToker, is crying out for help after the Lagos State Government slammed him with a ₩36 million tax bill.

When I came across some of Peller’s video clips, it was funny to me because he said he doesn’t own a company and thought it’s only companies that pay tax.

He also said he can’t pay such an amount because he doesn’t have a job, that he only makes money online on TikTok and not in Nigeria.

Let me tell you the truth,
the law doesn’t care about your ignorance.

Some of you reading this will also cry more than PELLER starting from 2026 if you fail to restructure yourself and your business now.

I have been preaching business structuring here on Facebook since the day of my project research defense in UNILAG.

First of all, I want you to know that everyone pays tax, whether rich or poor.

In fact, the poor actually pay more tax than the rich because 99% of them don’t know how to legally reduce their tax burden.

But since it’s my duty to see you grow, let me give you the best advice your mentor will never give you for free.

Take a seat and read this post, let me tell you how to escape from the same trap Peller has found himself in now, because from next year, there will be no escape.

In Nigeria, we currently practice a multi-tier, mixed tax system which can be confusing and sometimes leads to one being overtaxed or undertaxed. But the present government has passed a new law which means that from 2026, Nigeria will start practicing a Progressive Tax System.

This means that the more income you have, the higher the taxes you pay.

From next year, the rich will pay higher tax, while the poor will pay smaller amounts, and in some cases, nothing at all, depending on earnings.

Let me remove all the big grammar in taxation for those of us that studied Financial Accounting in school 😂 and break this down to you as if you were in primary two.

The new tax law, commencing fully in 2026, states that any individual earning less than ₩800,000 per year will pay no tax at all.

And any company with less than ₩50 million yearly turnover will also pay no tax at all.

Now, let's talk about who Must Pay Tax from 2026

In taxation, we their is what we called PIT and CIT:

PIT means Personal Income Tax (for individuals)

CIT means Corporate Income Tax (for companies)

With the new progressive tax system, if you earn above ₩800,000 as an individual, you are required to pay about 15–25% of that money to the Federal Government.

For example:

₩0 – ₩800,000 = 0% tax

₩800,001 – ₩3,080,000 = 15% tax

₩3,080,001 – ₩12,320,000 = 18% tax

₩12,320,001 – ₩24,640,000 = 21% tax

₩24,640,001 – ₩49,280,000 = 23% tax

Above ₩49,280,000 = 25% tax

In summary: If you make around ₩50 million in a year, you are to pay ₩12,500,000 to the Federal Government.

For Companies:

Anything less than ₩50 million = no tax

Above ₩50 million yearly turnover = 25% corporate tax

You see why you must restructure your business and see yourself as a brand, a company, and not just “catching cruise” watching TikTok videos online.

For the Lagos State Government to bill Peller ₩36 million in tax, if we calculate using the new progressive system, it means he has made more than ₩152 million.

And let me tell you the truth, the government knows the inflow and outflow in your account. For them to have come up with that figure, it means they have done their background checks.

The best advice anyone can give Peller now is to hire a tax expert to review his accounts and negotiate with the government. If not, there is no escape.

The reason why this tax issue seems strange to some of you is because the system wasn’t properly organized, and it’s only Lagos State Government that takes tax seriously.

But from next year, no more “state this, state that.”

From 2026, the Federal Government will collect the tax directly.

And there will be no way to escape. The same cry Peller is crying now, some of you will cry on this same social media when the time comes.

It’s just 5 months to go before we enter 2026.

And don’t think the government can’t track your income, my friend, that’s a lie.

With the new technology in place, the government can track your income just with your NIN and BVN. Even if you scatter your money across 20 different banks, NO ESCAPE 😂.

Now, as you’re reading this, you may be wondering: How do we reduce our tax?

My brother, I have good news for you, so you won’t make the same mistake Peller made, whether you’re a content creator, blogger, businessman, or even a beggar (oh yes, begging is now a business in Nigeria; haven’t you heard about “urgent 2k” boys and girls?).

First, you need to Restructure Your Business.

Restructuring starts with registering your business properly. Instead of registering your business as a Business Name, register it as a Limited Liability Company (Ltd).

With this, your business is a separate entity and you are also a separate entity.

PLEASE NOTE: when you register as a BUSINESS NAME, my sister or brother, you don’t have a company yet ooo.

What you have is called a sole proprietorship, which means a one-man business.

You are not separated from your business, and all your income is counted as personal income tax, not corporate income tax.

One major advantage of having an Ltd is that, before you pay any tax, you are permitted to deduct your expenses, including operational costs, salaries, marketing costs, etc.

That’s why those who understand stock market fundamentals analysis see things like “PROFIT BEFORE TAX” and “PROFIT AFTER TAX.”

If Peller had structured his brand before now, collect all his revenues under corporate account and registered something like “Peller Entertainment Ltd,” he could have deducted expenses such as cameraman salary, video editors, equipment, and other costs.

His tax bill could have been less than ₩10 million, or even ₩5 million.

For those of you arguing with me on "Why Igbo Businesses failed after the Founder's death", that business structuring does not matter, you now see one of the advantage of structuring your business.

Another important point,
After registering as Ltd, stop collecting payments with your personal account. Use your corporate account for all payments.

And for those of you whose friends abroad send ₩100 million to your account to buy land or houses in the village, my friend, you must pay tax on all that income from next year😂.

Separate your personal money from your business money.

Stop buying groundnuts and corn with your corporate account.

Pay yourself a salary. Being CEO and sole director doesn’t mean you should dip into company funds to buy shawarma for your urgent 2k girlfriend.

Not paying yourself a salary is not a sacrifice, it’s financial mismanagement.

Document all your income and expenses. Avoid cash transactions where possible.
And if you must use cash, keep receipts (not invoices, many don’t know the difference). I’ll save that topic for another day.

01/09/2025

đŸ©ș *WHY YOUR BP MEDICATION ALONE WON’T SAVE YOU!* 💊💉

*_Let’s talk..._*

Because some of you are swallowing BP drugs like groundnut—

Morning and night...

Yet your pressure is still climbing like NEPA pole.

📌 One year...

📌 Two years...

📌 Five years on the same medication...

But your numbers are still misbehaving?

Let me tell you the truth no one is saying:

đŸ‘‰đŸŸ _Your medication is only managing the symptom, not the cause._

If you don’t attack the lifestyle that’s feeding the hypertension,

You’re not healing

You’re just buying time.

*_Let’s break it down_* đŸ‘‡đŸŸ

đŸš« 1. BP meds can’t cancel salty soup

You’re taking amlodipine

But still cooking with 3 Maggi cubes and adding extra salt?

Salt + stock cube = trouble.
Too much sodium?

_BP will rise. Full stop._

đŸš« 2. You can’t sit all day and expect blood to flow like river Jordan

You lie down, sit, eat, lie down again...

You don't move your body at all.
No movement,
No mercy.

_BP meds won’t exercise for you._

đŸš« 3. Processed food is a blood vessel saboteur.

Canned tomatoes
Sausage rolls
Sugary bread
Sweet drinks...

They look innocent—but they’re attacking your arteries silently.

And you’re blaming “family history”?

_No. It’s processed food history that’s fighting you._

đŸš« 4. Stress is pressing your pressure

You don’t sleep well.
You carry everybody’s burden.
You never forgive.
You worry for Africa.
Emotional load becomes
blood pressure load.

_No drug can cancel chronic stress._

đŸš« 5. Dehydration is tightening your blood vessels

You drink everything but water.

Malt, zobo, Coke—but no pure water.

BP will rise when your inside is dry.

_No drug hydrates like water._

đŸš« 6. You’re skipping the real healing foods

Where’s your ugwu?
Where’s garlic, ginger?
Where’s cucumber, banana?

You run from banana because “it has sugar”

But you eat Agege bread soaked in Coke like it’s breakfast for champions.

BP meds + junk food = slow su***de.

📌 Now hear this and hold it tight:

*_Your drug is not a lifestyle pass._*

It’s only buying time.

_It won’t undo the daily damage of salty food, zero exercise, late nights, anger, and dry body._

If you want true healing, here’s the full combo:

✅ Food wisdom

✅ Movement

✅ Water

✅ Rest

✅ Emotional reset

That’s the treatment.

That’s the healing.

That’s the cure.

_So don’t be loyal to drugs and disloyal to your lifestyle._

*_You can’t medicate away what you need to change._*

I'm still on call, please.

ADAMS, Christie Omolola (Ph.D)

Address

25, Adisa Akintoye Street, Ketu

100243

Telephone

+2349027854953

Website

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