Repute Capital

29/08/2025

If a people are so afraid of history, trust me they are on the wrong side of history!

21/08/2025

Little things we do. away from public eye, are the ones that change the world.

16/08/2025

"In the age of misinformation, what is true becomes less important than what is viral"

15/08/2025

GOOD BYE CRITICAL THINKING, WELCOME AGE OF COLLECTIVE STUPIDITY

Why Critical Thinking Is Disappearing | The Rise of Collective StupidityIn a world overflowing with opinions, algorithms, and noise — why is clear thinking v...

12/08/2025

MISSION : RIDING FOR A PURPOSE
Emmywuks, a Nigerian bicyle enthusiast, riding solo from Nigeria to USA to raise awareness on the plight of IDPs and children orphaned by series of attacks on farmers in Nigeria.

01/08/2025

Credit: Steve Bartlett

28/07/2025

https://youtu.be/caL0vzXL2FU?si=WpkMMV3wYGgNSj59

, , this powerful 17-minute sermon, John MacArthur boldly explores the biblical warnings about leaders who arise in t...

23/07/2025

SAVING IS NOT AN ALTERNATIVE TO INVESTING

The tagline, "Let your money work for you", adopted by fintechs and other money saving platforms, may sound innocently advisory, but trust me, it's a borrowed concept from the ancient Chinese Strategems, exploited to put rose-coloured glasses on the eyes of their potential customers. It's called "Deceive the Heavens to Cross the Sea", which, summarily, means using a decoy to achieve your goal.

The fintechs and other saving platforms, through carefully conceptualised ad campaigns, would try to make you believe that saving on their platforms is as good as investing your funds. But that's only a decoy to spur you into giving them your money, which, by the way, is invested by them to make huge profits for their founders and equity investors.

You may be made to believe that leaving your N1m in your Piggy Vest, Branch, Kuda or Fairmoney savings account for one year is a better idea than, for instance, using it as capital to buy vegetables from Plateau or yams and fruits from Benue to sell in Abuja, in a manner of speaking. In practical terms, however, the fintechs are using your funds to make tons of money in profit, while feeding your crumbs.

Here's a hypothetical scenario of N1m saved in Piggy Vest.

Piggy Vest is sampled here because it is widely considered as one of Nigeria's best, when it comes to
interest on savings, therefore it is safe to use it as a benchmark.

Estimated Yield for 30 Days on Flex Naira

Annual Interest Rate: 12% p.a.

This means, Daily Rate is: 12% ÷ 365 ≈ 0.03288% per day

Therefore, 30‑Day Yield is:

₦1,000,000 × 0.12 ÷ 365 × 30 ≈ ₦9,863

So you'd earn about ₦9,860 in interest in 30 days of leaving your money idle.

Now, multiply N9860 by 12, and that would you give you: N118,320

Other PiggyVest Pockets (for comparison)

PiggyBank: 18% p.a. = ₦14,795 in 30 days

SafeLock: Up to 22% p.a. = ₦18,164 in 30 days

On the other hand, let's look, for instance, at investing your N1m in trading. At the time of research, a bag of orange was selling for N2000 in Benue State, whereas the same was sold to retailers at Zuba and Mararaba Orange Markets for N12,000. After a careful arithmetic of the cost from purchase price and other expenses, it was figured out that in a worst case scenario, a net profit of N4000 would be made per bag. Now, multiply that by 100, which is less than what N1m could give you, at the time of research. That's about N400, 000 net profit for one good trip.

However, it's important to understand that every intended investment, including trading, should be carefully researched, and the right partnerships established before the final decision is made.

22/07/2025

The future is not what you inherit, it's what you build!

05/07/2025

The Hypocrisy Behind Political Allegiances: The Case of Peter Obi, Atiku, and El-Rufai

There is a deep layer of political hypocrisy unfolding in Nigeria’s political landscape. Imagine a scenario where Peter Obi defeats both Atiku Abubakar and Nasir El-Rufai in a party primary suddenly, the entire party fractures. Those who once claimed to support him would withdraw their allegiance, not because of any ideological differences, but because their support was never genuine in the first place.

The truth is, many of Peter Obi's so-called political allies and supporters from the North, especially from the Fulani elite, are only using him to secure votes from the Southeast. They see him as a temporary tool—an Igbo candidate who can attract votes from his region. Their loyalty is conditional and strategic, not rooted in belief in his leadership.

On the other side, some of Obi’s core supporters—particularly from the Southeast—have made it clear that if he does not secure the presidential ticket, they will not participate in the process. This shows that their support is not about national unity or shared vision, but solely about getting an Igbo presidency. Once that path is blocked, they disengage entirely from the democratic process.

But can you blame them?

The Igbos are right to feel aggrieved—they have been consistently denied a fair shot at the presidency, as though they are not full citizens of Nigeria. Just like the Hausas, who have also been shut out of presidential leadership for decades, watching as only Fulani and Yoruba elites rotate power among themselves. Let’s be clear: the so-called “Northern alliance” is not for the Hausa—it is an alliance built by and for the Fulani political class, not the ordinary Hausa people.

That is why if Peter Obi decides to return to the Labour Party and selects a true Hausa running mate someone like Prof. Tijjani Imam Bahaushe we, as the Hausa people, can come out in massive numbers and vote for him. Not because of sentiment, but because such a ticket represents fairness, balance, and a genuine path to national inclusion.

If this kind of alliance succeeds, it opens the door for real change. It sends a clear message that Nigeria belongs to all of us not just the few who have monopolized power for decades. And it would also give the Hausa people a fair shot at leadership in the future.

Real unity can only be built through equity, inclusion, and trust not manipulation, tribal politics, or fake alliances.

03/07/2025

https://www.facebook.com/reel/724065203545064/?app=fbl

27/06/2025

https://www.facebook.com/share/1AwZVFWXa2/

The failure of the Nigerian authorities to protect lives has led to a growing escalation of mob violence over the last decade, as people increasingly take law into their hands and carry out so- called ‘jungle justice,’ said Amnesty International Nigeria in a new report. Instantly Killed: How Law...