17/09/2025
No Loan Company Has the Right to Arrโฌst You Because You Owe.
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In law, debt is a civil matter, not a cr!minal offe)โฌnce. Owing money whether it is โฆ5,000 or โฆ5 million does not give any loan company or their agents the authority to arrโฌst you. The Constitution of the Federal Republic of Nigeria, the Administration of Criminal Justice Act, and settled case law all make it clear: you cannot be arrโฌsted simply because you owe money.
Unfortunately, some loan apps and companies hire thugs, rogue officers, or untrained staff to chase borrowers, bundle them into vehicles, and take them to unknown locations. That is not debt recovery that it is k!!dn@pping, abdโction, and false impr!s0nment, all of which are serious cr!mes under Nigerian law.
If such happens to you or someone you know, understand this:
1.The loan company has acted outside the law.
2.The borrower has the right to sue in court for damages.
3.You can recover compensation for fundamental rights vi0lations, including unlawful arrโฌst, dโฌtention, and breach of dignity.
Borrowing money is not a cr!me. H@rassing or abdโcting a borrower is.
Don't be ignorant, you need to be legally guided.
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