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Godsmiracle Ibeme Page Finance Educator
Do you know with 1k you can start a business? Multiple streams of income coach

You worked for years, No investment, what is your retirement plan? Your Stress?
29/10/2025

You worked for years, No investment, what is your retirement plan? Your Stress?

Before you buy data. Before you buy fuel. Before you send ‘food’ moneyINVEST FIRST! Most people get paid, settle bills, ...
29/10/2025

Before you buy data. Before you buy fuel. Before you send ‘food’ money
INVEST FIRST!

Most people get paid, settle bills, spend on wants…
Then try to save “what’s left”.
Bad idea. There’s rarely anything left.

This month, try this instead:
✅ Invest immediately
✅ Then spend what’s left, guilt-free

Adopt the 50%, 30%, 20%, budgeting rule

Automate your investment. Set up automatic transfers to your savings or investment account before you start spending. Make it hard to fail.

If you want financial freedom, start with this month’s salary.

Follow me for money tips and lessons.
Tag someone who needs to stop overspending this salary week.

Smart Financial Tips
28/10/2025

Smart Financial Tips

Teach your children that cooking & cleaning are basic life skills and so also is working, earning and INVESTING…Money kn...
28/10/2025

Teach your children that cooking & cleaning are basic life skills and so also is working, earning and INVESTING


Money knows no gender
Returns on investment knows no gender
Agbeti

27/10/2025

You don't have to always look at your stock portfolio. Invest and give it a little breathing space to grow, if you are an investor.


Inya

Let’s talk about something most married couples in Nigeria don’t discuss - How to start building wealth togetherSo one o...
27/10/2025

Let’s talk about something most married couples in Nigeria don’t discuss - How to start building wealth together

So one of my followers dropped this question under my post.
He said:

“As a married couple, can we start with Fixed Deposit and Treasury Bills?”

This question looks simple, but it’s one of the smartest financial questions I’ve seen this year.

Let me say this:
Before you even talk about investing, both husband and wife must sit down and ask one question:

“What is our financial goal together?”

Is it to raise capital for business?
To build a house?
To fund the children’s education?
Or to build long-term wealth for retirement?

Because your goal determines where your money should go.

The problem is, most couples don’t have this conversation.
The man is saving secretly, the woman is borrowing secretly, and both are financially confused together.

Wealth doesn’t start with money. It starts with clarity.

If you’re just starting and your goal is to build discipline and safety,
then Fixed Deposit and Treasury Bills are perfect starting points.

They may not make you rich overnight,
but they will teach you the habit of saving and waiting.

Because wealth is not built from how much you earn,
but from how long you can hold money without touching it.

Check out Iking Ferry for full writeup

The 3-Step Formula to Monetizing What You Already Know..A lot of people believe making money online requires learning so...
26/10/2025

The 3-Step Formula to Monetizing What You Already Know..

A lot of people believe making money online requires learning something new or having years of experience in a specific field. That’s a lie.

The truth? You’re already sitting on something valuable that people will pay for. You just haven’t learned how to package and sell it.

Here’s a simple 3-step formula to turn what you already know into money—even if you’re a complete beginner.

Step 1: Identify Your Monetizable Skill, Knowledge, or Experience

Think about the things you already do effortlessly:

What do people ask you for help with? E.g., “You’re so good at planning events! Help me with my wedding.”

What challenges have you figured out? E.g., “I lost 10kg without going to the gym!”

What have you learned from experience? E.g., “I built a business while working 9-5.”

Your life experiences, skills, and knowledge are valuable. People are willing to pay to learn what you already know as long as you can solve a problem for them.

Step 2: Package It Into a Sellable Offer

Now that you’ve identified what you can monetize, the next step is to turn it into something people can buy.

Here are a few ways to do that:

Teach it as a course or coaching program E.g., If you’re great at social media, offer a class on “How to Grow & Monetize Instagram.”

Write a digital guide or eBook E.g., If you’re a baker, create an eBook on “How to Bake Cakes for Beginners.”

Offer a service (E.g., If you’re good at graphics, start creating logos for small business owners.)

Host a paid webinar or workshop
E.g., If you know how to sell online, do a “3-Day Business Launch Bootcamp.”

The key? Keep it simple. You don’t need a fancy website or a perfect logo, just create a clear offer that solves a specific problem.

Step 3: Sell It to the Right People

Now that you have something to sell, it’s time to get paying customers.

Talk about it!, Share your story and how you can help others.

Kemmy Ogbah

To join our Finance Community, send me a DM
26/10/2025

To join our Finance Community, send me a DM

Hello Everyone, By God's Grace, I'm Back
26/10/2025

Hello Everyone, By God's Grace, I'm Back

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