28/07/2025
5 Habits That Will Keep you POOR
You can pray. You can grind. You can even have two jobs and five side hustles. But if you don’t break these five habits, you’ll always struggle with money. Harsh truth? Yes. But necessary.
Let’s break it down.
1. Spending Like a Boss When You’re Broke
You earn ₦50k but your lifestyle is like you earn ₦500k. Designer shoes, weekend turn-ups, latest iPhone… just to “look the part.”
Reality check: Debt doesn’t care about swag. Every naira you waste on showing off is money lost that could have grown into something bigger.
2. Zero Savings, Zero Plans
You get paid and everything is gone by the 10th. No savings. No investment. Not even a little kept aside for emergency.
Even if it’s ₦1,000 weekly, save it. Because one hospital bill, one job loss, one unexpected event—and you’re finished.
3. You’re Not Learning, Just Complaining
The world is moving fast. New skills. New tech. New opportunities.
But you? Still stuck, doing the same thing for years with zero growth. No courses, no reading, no upgrade.
If you refuse to grow, your money will refuse to grow too.
4. Always Blaming Someone Else
“The government is wicked.”
“My uncle didn’t help me.”
“My parents were poor.”
Listen—you’re not the first. And you won’t be the last. But blaming others keeps you weak. Take control of your life. Nobody’s coming to save you.
5. No Budget, No Direction
You wake up, spend money anyhow, and hope things work out. But they don’t.
Why? Because if you don’t plan your money, your money will plan your failure.
Start with a simple budget. Track what goes in and out. Set goals. It’s not magic—it’s money sense.
Final Word
We all want soft life. But it takes more than prayers and vibes. If you don’t fix these habits, you’ll work for years and still be poor.
Which of these habits are you!
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