
10/09/2025
Part 1
Money is not just about earning it. True financial intelligence is about knowing what to do with it.
4 MAJOR AREAS OF FINANCIAL INTELLIGENCE
By Prince Offiong
💡 1. Knowing How to make more money with little or no money
* The more money you generate with little or no capital, the higher your financial intelligence.
Example: Someone who legitimately makes ₦1M/year with little or no money has a higher financial IQ than someone making ₦300k/year the same way.
👉 It’s not about hustling harder; it’s about creating value smarter.
💡 2. Knowing How to Budget your Money
Poor money management can sink even the biggest income.
* Budgeting wisely creates surplus, and surplus is where wealth begins.
* Living well and still investing requires intentional planning.
👉 Remember, wealth is not how much you earn, but what you do with what you earn.
Stay tuned for Part 2…😊