21/04/2022
𝐃𝐨 𝐲𝐨𝐮 𝐫𝐞𝐚𝐥𝐥𝐲 𝐧𝐞𝐞𝐝 𝐭𝐡𝐚𝐭 𝐕𝐔𝐋 𝐩𝐨𝐥𝐢𝐜𝐲?
VUL (Variable unit-linked) policy is a combination of INSURANCE and INVESTMENT. You get to enjoy both. Kailangan mo ba ang VUL policy?
Yes, if you’re a breadwinner.
Yes, if you have dependents.
Yes, if you’re a parent.
Yes, if you want to grow your money.
Yes, if you want to enjoy your retirement years.
Whether may mga taong nakasalalay sa’yo or wala, as long as you want to grow your money, you have dreams and goals for the future, perfect ang VUL policy for you.
It could help secure your future through its life insurance feature and help you prepare for the future as well through its investment component.
📌BUDGET? 🤑
All VUL policies can be customized. Iba-iba tayo ng financial needs, capacities, at goals. At dapat yung VUL policy mo ay naka-design according sa kung ano ang pangangailangan mo.
VUL policies can be as cheap as P1500.
“Wala na natitira sa sahod ko.”
Sadly, may mga tao talagang maraming responsibilities and I have met clients na ganito. Kahit gusto nila talaga mag-start, when we do budgeting, wala talaga natitira na.
What I tell these clients is need talaga increase ang income or bawasan ang responsibilities. Not until they are capable to do this, I never force them to start one.
Meron din naman keri naman pala, ang kulang lang ay financial awareness. They just need to properly allocate funds for expenses, savings, and VUL (investments).
📌How to do this?
Kurot lang ng 20% for insurance and investment. Within this budget, pwede na for your VUL policy.
Marami pa akong gustong i-share pero long post na ito masyado. Hahaha! If you’re curious how to start your VUL policy or want mo check your options, we can schedule a financial consultation for you.
Regina Enraca Patawaran
09202914565
[email protected]
Licensed Financial Advisor
Sun Life of Canada