Life Protection with Kath

20/07/2025

🌍 Calling All OFWs! ✈️
Secure your family’s future with the OFW Balikbayan Savings Plan 💼💙

💸 Get up to ₱17 MILLION in guaranteed protection & withdrawable savings
🛡️ ₱10 MILLION Life Insurance Coverage
💊 Up to ₱5 MILLION Critical Illness Claim (3x!)
🎗️ ₱200,000 Early-Stage Cancer Benefit
💰 Premiums as low as ₱700 – ₱1,000/day

Your hard work abroad deserves a plan that works just as hard for your loved ones.
Let’s build your legacy today. 💪🇵🇭

📲 Message me now to get started!
👩‍💼 Kathleen Cruz
Financial Wealth Planner | FWD Philippines

20/07/2025

💼 Protect Your Assets, Secure Your Legacy! 💰
Start building your future like a boss — with a plan that covers everything from life insurance to ICU confinement! 💪

✅ Up to ₱100 MILLION in Life Insurance
✅ Critical Illness & Accidental Death Coverage
✅ Daily Hospital & ICU Benefits
✅ Flexible 5-10 Year Plans
✅ Starts at just ₱700–₱1,000/day

Let’s plan smart for you and your family. 🌟
📞 Message me today for a FREE financial consultation!

👩‍💼 Kathleen Cruz
Financial Wealth Planner | FWD Philippines

04/05/2025

02/05/2025

Crowdfunding is NOT life insurance.

01/05/2025

Ang mahal mag kasakit ngayon at hindi biro ang gastos mag pagamot that’s why I’m always offering ‘Set for Health’ and ‘Vibrant’ insurance.

Nasa isip kasi natin palagi hindi tayo tatablan ng sakit, pero ano bang masama sa maging handa ‘di ba?

Let’s say nag kasakit ka ngayon, saan ka kukuha ng pang pagamot? Syempre magagalaw savings at mauubos income mo.

Mangungutang ka? Mag lulusaw ka ng mga properties mo at mga pundar mo? Hihingi ka ng tulong kung saan-saan at kung kani-kanino? Pahihirapan mo family mo mag hanap ng pera?

Eh kapag may insurance ka? Insurance ang bahala sayo sa hospital bills at gamot mo, protected ang income at savings mo.

Pag nawala ka? May claims pa rin ang beneficiaries mo, hindi kana naging pabigat sakanila nung may sakit ka, may naiwan kapang pera sakanila.

Lahat tayo dun mapupunta, ewan ko lang sayo kung saan ka 😅 Maging open-minded tayo, ito ang reyalidad ng buhay. Stop gaslighting yourself, hindi ka imortal.

01/05/2025

This Labor Day, we honor the dedication, strength, and resilience of every worker. At Apex 11, we’re proud to stand behind those who build the future—offering protection, peace of mind, and financial security every step of the way. Happy Labor Day!

Good morning, everyone! 🧡

30/04/2025

All these messages are from GEN Zs. I can’t believe na kung sino pa yung mga akala kong hindi interested, sila pa yung unang nag approach sakin para mag tanong at magkaroon ng knowledge about sa life insurance. Iba na talaga ang mga GEN Z, super palaban sa life! 🧡

Sobrang wise decision kumuha ng insurance at the young age, isipin mo nga naman kumuha ka ng insurance at the age of 20. Kahit 20 years to pay pa yan, at the age of 40 tapos kana mag hulog plus ang liit pa ng hulog mo. Nakadepende talaga sa age natin kung magkano ang payment ng policy natin.

Siguro talaga naiisip ng mga ‘to na sa 150-200 pesos na kape daily kaya ko gumastos. Sa 85-100 pesos daily para sa health or life insurance hindi ko kaya? Hahaha! Ang tatalino at talagang mulat sa reality ng life. I’m so proud.

Graduate? Find a job and get insurance now! You will thank your financial advisor later! 🙂‍↕️

Kung hindi ngayon, kailan pa?

Let’s start today! Free consultation and free quotation. 🤗

30/04/2025

With a 2 MILLION life insurance ‘Set for Tomorrow - Income Protector’ policy, this father of two secured a future for his kids that he might not always be around to see but one he’ll always be part of. 🧡

College? Covered.
First car? Covered.
A chance at life without financial fear? Covered.

Real love isn’t just what you give while you’re here — it’s what you leave behind, too.

Congratulations for securing your children’s future! 👏🏻

30/04/2025

Congratulations to my another one GEN Z client for securing her future and health today! 🧡

At 21, while most are just beginning to navigate adulthood, she made a choice that many overlook — she got herself worth 1 MILLION health insurance. Not because she was forced to, but because she understood that true independence means protecting not just your dreams, but your well-being too. While her friends were focused on weekend plans, she was researching coverage, asking the right questions, and planning for a future she couldn’t fully predict but wanted to face prepared.

It’s not about expecting the worst, but about being ready for anything. Because she knows that success isn’t just about hustling and chasing goals, it’s also about taking care of the vessel that carries those dreams. Her decision is more than responsible, it's INSPIRING. At 21, she’s not just adulting, she’s leading by example.

This is what STRENGTH looks like. This is what SELF-LOVE looks like. This is what EMPOWERMENT looks like. 🫶🏻

29/04/2025

Minsan, ang bilis natin mag-decide.

₱149 sa Netflix, okay.
₱200 na coffee, go lang.
₱1,000 sa Shopee budol, minsan hindi na iniisip.

Pero pag insurance,
parang ang hirap ilaan ng budget.

Narealize ko…

Hindi pala laging pera ang problema.

Priority pala.

So the real question is not:
❌ “Kaya ko ba talagang kumuha ng insurance policy?”

It's:
✅ “Ano ba talagang inuuna ko sa pera ko?”

If your dreams and your family’s security are important, protect yourself first. Wala namang masama sa pagbili ng mga bagay na gusto natin, basta okay na rin yung mga bagay na kailangan natin at ng pamilya natin.

Good morning, everyone! 😊