06/01/2026
Kapag tama ang diskarte sa loan, may balik ito na pangmatagalan para sa pamilya. 💚
Ready ka na ba to build your long-term plans? Start planning smart with an OFW or Seaman Loan today
📁For general OFW loan qualifications:
#1 OFW Personal - Para sa mga OFW na paalis pa lang:
• OFW with a valid Philippine passport.
• Valid contract and confirmed ticket booking required.
• Minimum net monthly salary: ₱40,000 (₱25,000 basic + allowances).
• OFW must be aged 21 to 59 years.
• Must have an immediate relative, beneficiary, receiver of remittance, or common-law spouse aged 21 to 59 years who can be the Co-Borrower.
#2 OFW Abroad - Para sa mga OFW na nasa abroad na:
• Minimum net monthly salary: ₱40,000 (₱25,000 basic + allowances).
• Must have remitted to a relative or beneficiary in the Philippines for the past 3 months, with a minimum total of ₱30,000.
• Must have an immediate relative, beneficiary, receiver of remittance, or common-law spouse aged 21 to 59 years who can be the Primary Borrower.
🛳️ For general Seafarer's loan qualifications:
#1 Seaman Loan Personal - Para sa mga seafarers na papaalis pa lang
• A valid Philippine Passport, Seaman's Book, and DMW Contract
• Minimum basic salary, fixed OT pay, and allowance totaling at least ₱30,000
• At least a three-month contract (one-month contracts are subject for approval)
• Has an immediate relative, allottee, allotment receiver, or common-law spouse aged 21 to 59 years old who can be the co-borrower
#2 Seaman Loan On Board - Para sa mga seafarers na nakasampa sa brako at sa mga kapamilya na nakakatanggap na ng allotment
• A valid Philippine Passport, Seaman's Book, and DMW Contract
• Minimum basic salary, allowance, and fixed OT totaling at least ₱30,000
• Has at least two months remaining contract for all positions (except hotel and catering, which has a three-month requirement)
• Has an immediate relative, allottee, allotment receiver, or common-law spouse aged 21 to 59 years old who can be the principal borrower
To apply for the OFW and Seaman Loan:
This is Ryan A. Magno , trusted and certified Loan Consultant of CEPAT KREDIT 💚
CP No. 0953 367 9456
ℹ️Loan amount subject for approval. Terms and Conditions apply.
