04/05/2025
Money TIPS:
โ๏ธ Donโt bring your money with you.
โ๏ธ Cook at home.
โ๏ธ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
โ๏ธ Remove unimportant expenses.
โ๏ธ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandomeng 42/kl)
โ๏ธ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
โ๏ธ If youโre not in business donโt buy a CAR.
COMMUTE: plete ka 13 x 2 x 26days = 676.00/month.
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
โ๏ธ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.
What makes us POOR is our bad spending habits.
Source: Flex ko lang
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bit.ly/PhilippineSaversANDInvestorsGuide