04/05/2025
Money TIPS:
βοΈ Donβt bring your money with you.
βοΈ Cook at home.
βοΈ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
βοΈ Remove unimportant expenses.
βοΈ Lower down the cost of your important expences. (Ex. Ganador 55/kl while Sinandomeng 42/kl)
βοΈ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
βοΈ If youβre not in business donβt buy a CAR.
COMMUTE: plete ka 13 x 2 x 26days = 676.00/month.
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
βοΈ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.
What makes us POOR is our bad spending habits.
Source: Flex ko lang
πππ
bit.ly/PhilippineSaversANDInvestorsGuide