Norma Fernandez

Norma Fernandez Retired Finance & Accounting Professional | Solo Parent | Digital Entrepreneur & Mentor Proudly born and raised in the Philippines ๐Ÿ‡ต๐Ÿ‡ญ.

Hello, Iโ€™m Norma โ€” a retired finance and accounting professional, solo parent for 14 years, and now a digital business mentor. For years, I chased success in the corporate world, believing it was the only way to secure my future and give my children and family the life I dreamed of for them โ€” a life of comfort, stability, and preparation for my golden years. But over time, the pressure, stress, a

nd long hours took a toll. Even though I loved my profession, I felt drained and far from the life I truly wanted. Retirement gave me space to reflect, and I realized I still carried big, unfulfilled dreams and a desire to empower women like me โ€” retired or seasoned professionals โ€” to find a better path. A path to earn without burnout and live life on their own terms. Thatโ€™s when I discovered the world of values-based digital business โ€” and it changed everything. It gave me the freedom, purpose, and income opportunity I never thought possible at this stage of life. Today, I enjoy the freedom to focus on my health, spend quality time with family, and slowly pursue the lifestyle I once thought I had no time for โ€” all while growing a business that works around my pace and priorities. Now, I help women in their golden season start their own digital business, step by step โ€” with no pressure and no tech overwhelm. If youโ€™re ready to explore a fresh direction and build a life aligned with your valuesโ€ฆ

Join our free Info Webinar to see exactly how this simple, internet-based business works โ€” and how we can help you. Just sign up with your name and email on my website to reserve your spot:
๐Ÿ‘‰ https://www.nefernandez.com

Norma Fernandez
Digital Business Mentor

Reposting this.Because I need the reminder:"Slow progress is better than no progress". ๐ŸŒฑFelt tired? unsure?Maybe youโ€™ve ...
30/07/2025

Reposting this.
Because I need the reminder:
"Slow progress is better than no progress". ๐ŸŒฑ

Felt tired? unsure?
Maybe youโ€™ve felt that too โ€” wondering if you're still on the right track.

Weโ€™re human. We pause, we doubt, we slow down.

Still, we keep going.
Even if itโ€™s not perfect. Even if itโ€™s slow, don't give up.
Because small steps are still steps.

If this speaks to you, youโ€™re not alone. Letโ€™s keep going, one day at a time.โ™ฅ๏ธ๐Ÿ’ช

๐Ÿ’‰ Health First, With LoveFlu vaccine day with my grown children.Kahit malalaki na sila, we still look out for each other...
29/07/2025

๐Ÿ’‰ Health First, With Love
Flu vaccine day with my grown children.

Kahit malalaki na sila, we still look out for each other.

Sa edad natin, health is a gift โ€”
for ourselves and for the people we love.

โค๏ธ Like if health and family matter to you too.

๐Ÿ“… ๐Œ๐จ๐ง๐๐š๐ฒ โ€“ ๐‘๐ž๐Ÿ๐ฅ๐ž๐œ๐ญ๐ข๐จ๐ง / ๐‘๐ž๐š๐ฅ ๐“๐š๐ฅ๐คโœจ Once upon a time, my life revolved around deadlines, targets, and meeting everyoneโ€™s ...
28/07/2025

๐Ÿ“… ๐Œ๐จ๐ง๐๐š๐ฒ โ€“ ๐‘๐ž๐Ÿ๐ฅ๐ž๐œ๐ญ๐ข๐จ๐ง / ๐‘๐ž๐š๐ฅ ๐“๐š๐ฅ๐ค

โœจ Once upon a time, my life revolved around deadlines, targets, and meeting everyoneโ€™s expectationsโ€”plus a few personal battles I rarely spoke about.

Until one day, I asked:
โ€œWhat if I gave myself permission to begin again?โ€
Not to rush.
Not to prove.
But simplyโ€ฆ to breathe, to find peace and to live with the presence of Godโ€™s blessings.

๐ŸŒพ If youโ€™re in a season where you long for quiet over chaos,
purpose over pressure,
and peace over performanceโ€”

This space is for you. ๐Ÿค—
Youโ€™re not too late. Youโ€™re not behind.
Youโ€™re just in a beautiful moment of realignment.
๐Ÿงญ Letโ€™s take this next step with intention and heart. โค๏ธ๐Ÿ’œ

๐Ÿ‘ or โค๏ธ if you're ready for your peaceful chapter too.



27/07/2025

๐Ÿ˜บ Our orange cat is so talkative!
Ito na yata ang pinaka-chika na pusa sa bahay!
Tuwing kinakausap namin, may sagot talaga siyaโ€”parang may sariling opinyon! ๐Ÿงก๐Ÿพ

๐Ÿ’ฌ Comment kung relate ka!๐Ÿ˜ธ

27/07/2025

๐“๐จ๐๐š๐ฒ, ๐ฅ๐ž๐ญ ๐ฎ๐ฌ ๐ฌ๐ฅ๐จ๐ฐ ๐๐จ๐ฐ๐ง ๐š๐ง๐ ๐ ๐ข๐ฏ๐ž ๐ญ๐ก๐š๐ง๐ค๐ฌ.
Lord, thank You for this new week.๐Ÿ™
Thank You for the stillness โ€” not always easy to find, but always enough.
In every quiet pause, You meet us with strength and bless every part of our life.

Stillness isnโ€™t emptiness โ€” itโ€™s preparation.
A quiet heart is often where the next chapter begins.

โœจ Gratitude is power. Stillness is strength.
๐Ÿซถ Breathe. Reflect. Trust where you are.
Youโ€™re not behind โ€” youโ€™re being guided.

๐ŸŒฟ Share this with someone who needs peace today.
โค๏ธ Tap heart if this speaks to your season of quiet strength.



My Almusal ๐ŸŒโ˜บ๏ธSaturday na naman! โ˜€๏ธAng bilis ng arawโ€ฆ kaya slow morning muna.Nilagang saba โ€” simple, natural, at nutriti...
26/07/2025

My Almusal ๐ŸŒโ˜บ๏ธ

Saturday na naman! โ˜€๏ธ
Ang bilis ng arawโ€ฆ kaya slow morning muna.

Nilagang saba โ€” simple, natural, at nutritious, with matching coffee ๐ŸŒโ˜•

Perfect sa umaga lalo na sa mga nag-aalaga ng health.

Ikaw, anong healthy favorite mo sa almusal?๐Ÿค—

๐ŸŒณ ๐–๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐ฌ๐ž๐ž ๐ข๐ฌ ๐Ÿ๐ซ๐ฎ๐ข๐ญโ€ฆ ๐–๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐๐จ๐งโ€™๐ญ ๐ฌ๐ž๐ž ๐š๐ซ๐ž ๐ญ๐ก๐ž ๐ซ๐จ๐จ๐ญ๐ฌ.Many people want different and instant results in life โ€” more ...
25/07/2025

๐ŸŒณ ๐–๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐ฌ๐ž๐ž ๐ข๐ฌ ๐Ÿ๐ซ๐ฎ๐ข๐ญโ€ฆ
๐–๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐๐จ๐งโ€™๐ญ ๐ฌ๐ž๐ž ๐š๐ซ๐ž ๐ญ๐ก๐ž ๐ซ๐จ๐จ๐ญ๐ฌ.

Many people want different and instant results in life โ€” more peace, deeper purpose, simpler income, or more time for what matters.

But real growth doesnโ€™t start with results.
It starts with your roots โ€” your mindset, your habits, and the quiet actions you take daily.

Like a tree, success grows from the inside out.
Strong roots โ†’ steady growth โ†’ good fruit.

๐ŸŒธ ๐…๐ซ๐ข๐๐š๐ฒโ€™๐ฌ ๐‘๐ž๐ฆ๐ข๐ง๐๐ž๐ซ:
๐’๐ญ๐š๐ฒ ๐ซ๐จ๐จ๐ญ๐ž๐.
๐Š๐ž๐ž๐ฉ ๐ฌ๐ก๐จ๐ฐ๐ข๐ง๐  ๐ฎ๐ฉ.
๐“๐ก๐ž ๐Ÿ๐ซ๐ฎ๐ข๐ญ ๐ฐ๐ข๐ฅ๐ฅ ๐œ๐จ๐ฆ๐ž โ€”๐ข๐ง ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐ญ๐ข๐ฆ๐ž.

โ€œ๐‘ป๐’‰๐’†๐’š ๐’‚๐’“๐’† ๐’๐’Š๐’Œ๐’† ๐’•๐’“๐’†๐’†๐’” ๐’‘๐’๐’‚๐’๐’•๐’†๐’… ๐’‚๐’๐’๐’๐’ˆ ๐’•๐’‰๐’† ๐’“๐’Š๐’—๐’†๐’“๐’ƒ๐’‚๐’๐’Œ, ๐’ƒ๐’†๐’‚๐’“๐’Š๐’๐’ˆ ๐’‡๐’“๐’–๐’Š๐’• ๐’†๐’‚๐’„๐’‰ ๐’”๐’†๐’‚๐’”๐’๐’. ๐‘ป๐’‰๐’†๐’Š๐’“ ๐’๐’†๐’‚๐’—๐’†๐’” ๐’๐’†๐’—๐’†๐’“ ๐’˜๐’Š๐’•๐’‰๐’†๐’“, ๐’‚๐’๐’… ๐’•๐’‰๐’†๐’š ๐’‘๐’“๐’๐’”๐’‘๐’†๐’“ ๐’Š๐’ ๐’‚๐’๐’ ๐’•๐’‰๐’†๐’š ๐’…๐’.โ€ โ€”๐‘ท๐’”๐’‚๐’๐’Ž 1:13

๐Ÿ’ฌ Which one are you nurturing today โ€” your roots, your growth, or your fruit?
โค๏ธ or ๐Ÿ‘ if this message spoke to you.๐Ÿ˜Š

๐ŸŒง๏ธ Friday ReflectionNot the kind of news we hope for, but a reminder of how much our prayers are needed.Many families ar...
25/07/2025

๐ŸŒง๏ธ Friday Reflection
Not the kind of news we hope for, but a reminder of how much our prayers are needed.
Many families are waking up today affected by heavy rains, flooding, and the fear of whatโ€™s next.

Letโ€™s take a quiet moment to pause and pray โ€”
not just for safety and rescue, but for peace, provision, and strength for those going through the storm.

๐Ÿค Your quiet prayer brings light to those in their darkest hour.
Together, we hold on to faith over fear โ€” and the spirit of bayanihan.

๐Ÿ™ Say a short prayer today. Every prayer matters.

Shout out to my newest followers! Excited to have you onboard! Rona Jane Gales, Melody Fajardo Vanguardia, Helen Dumot, ...
24/07/2025

Shout out to my newest followers! Excited to have you onboard! Rona Jane Gales, Melody Fajardo Vanguardia, Helen Dumot, Jovelyn R. Jubane, Amalia Comendador Margallo, Jay Carino Vinluan, Maria Rochelle Ayuste-gamban, Linda Bernaldez, Gemma Lamarca Dela Cruz, Mark Lester Piojo Mueden, Tony Bulao, Maria Bella Sumampong, Beth Petilo Duero Quijano, Riena Felias Leguid, Sandy Escanilla, Odessa Cabanting, Cliffton Clamohoy, Rose Arbutante Pagaran, Gracia Cope, Mary Jane Malbas, July Blasco Ebonalo, Meriza Revilla Aparilla, Ma Cristeta Sebastian Macaraeg, Mary Grace Soronio Candilanza, Anna Cubol Tanega, Ate Jo-Di, Mejor Vlog, Gina Hornijas Salasayo, Remedios Pacot Racho Cacho, Romeo Andrade B, Susie Tumulak, Catarining T Jaime, Rosanna R. Ancheta, Zion Baltazar, Maryrose Manlapas, Mcjoy Quintela Doliente, Adelmira Ramayla, Divina Yeso Piol, Maeana Magno, Jenalyn Donato, Elizabeth Delos Reyes Aizon, Melodee Bustamante Paculba, Chona Dejarlo, Irene Cutamora, Kenneth Moreno Fajutag, Rustica Bongbonga, Dennis Salan, Bugal Avila, John Elvis Saraza, Amor Mia Pagay Escol

Thanks for being a top engager and making it on to my weekly engagement list! ๐ŸŽ‰ Danny Emberga, Lara-Michelle Fernandez, ...
24/07/2025

Thanks for being a top engager and making it on to my weekly engagement list! ๐ŸŽ‰ Danny Emberga, Lara-Michelle Fernandez, Marissa Aseo Maraot, Mary Grace Soronio Candilanza, Ka Yang, Myra Valeross, Jennifer De Ocampo Espinar, Dandan Enero, Mary-ann Siazar Noynay, Maria Bella Sumampong, Anne Tiongson, Mary Jane Caballes Evangelista, Irene Guanzon, Michael Jr Ariate Ortiz, Jessie Caรฑas, Ronnie Ronnies Vlog, Dondon Yonid, Jay Francis Virola Fontillas, Rosielyn Mitra Damole, Milo Kwatro, Rizalyn Manglicmot Paraunda, Aireen Salazar, Jasmin Peritos Quillope, April Rose Galo Melendez, Crys Fernandez, Lebron Awitin, Ate Jo-Di, Danilo Salazar Capote, Vhie Castillon Tubi, Eike Mae Moore, Rolly Dueno, Erna Atienza, Bren Roquero, แบžรฎrk ร†รฑ-gรฑรฃp, Cris Banay, Maricyn Buenaflor, Norvie Valdecaรฑa, Mcjoy Quintela Doliente, Dexter Perez, Coleen Sumonda, Jonard Ponce, Rudrans Gabaisen Autida, Irene Cutamora, Angelyn Oseren Toca, Macaria Estender Albiso, Nancy Gonzales Apusen, Angel Marry Arangote Elorio, Rowena Cabanban, Beth Petilo Duero Quijano, Rosemarie Bareja

โ˜• Coffee bonding with my grown children this rainy day. ๐ŸŒง๏ธNo special occasion โ€” just coffee, stories, and laughter.Itโ€™s ...
24/07/2025

โ˜• Coffee bonding with my grown children this rainy day. ๐ŸŒง๏ธ
No special occasion โ€” just coffee, stories, and laughter.
Itโ€™s not loud like when they were little, but somehow, it means even more now.

It reminded me of this verse:
โ€œTrain up a child in the way he should go: and when he is old, he will not depart from it.โ€ โ€” Proverbs 22:6 ๐Ÿ™

The love, prayers, and guidance weโ€™ve poured into our children through the yearsโ€ฆ
Theyโ€™ve grown into lifelong values that show in how they live and love.โค๏ธ

๐Ÿ‘‰ Like ๐Ÿ‘ or heart โค๏ธ if your children will always be your treasure โ€” no matter their age.

24/07/2025

๐Ÿ‘ฃ ๐๐š๐ค๐ข๐ซ๐š๐ฆ๐๐š๐ฆ ๐ฆ๐จ ๐›๐š ๐š๐ฒ ๐ฅ๐š๐ญ๐ž ๐ค๐š ๐ง๐š?
๐๐š๐ฌ๐š๐ก๐ข๐ง ๐ฆ๐จ '๐ญ๐จ.๐Ÿค—

WITH GOD, NOTHING IS TOO LATE
God already made a way. All you need is your next step.
Step forward with faith. You are not behind โ€” youโ€™re being led.

Thereโ€™s a quiet kind of courage or "lakas ng loob" na lumalabas kapag alam mong hindi ka nag-iisa.

Maybe youโ€™re in your golden years โ€” or nasa kahit anong chapter, edad, o season ng buhay mo na parang ang daming na-delayโ€ฆ parang huli na.

At minsan pa, sinasabihan ka ng mundo: โ€œPahinga ka na lang,โ€ โ€œhuli na,โ€ o โ€œwala nang time.โ€

Pero paano kung ito pala ang season na matagal nang inihanda ng Diyos para saโ€™yo?
โค๏ธ Walang nasayang sa mga pinagdaanan mo
โค๏ธ Hindi ka pa huli
โค๏ธ Hindi pa tapos ang kwento mo.

Kasama mo ang Diyos โ€” hindi lang para mag-survive, kundi para gawin ang mga bagay na makabuluhan at may saysay para saโ€™yo at sa iba.

Hindi mo kailangang makita ang buong daan.
Ang mahalaga โ€” handa kang magtiwala at humakbang.

๐–๐ข๐ญ๐ก ๐†๐จ๐ ๐›๐ฒ ๐ฒ๐จ๐ฎ๐ซ ๐ฌ๐ข๐๐ž, ๐ฒ๐จ๐ฎ'๐ซ๐ž ๐ง๐จ๐ญ ๐›๐ž๐ก๐ข๐ง๐ โ€” ๐ฒ๐จ๐ฎ'๐ซ๐ž ๐›๐ž๐ข๐ง๐  ๐ฅ๐ž๐ ๐ญ๐จ๐ฐ๐š๐ซ๐ ๐ฌ๐จ๐ฆ๐ž๐ญ๐ก๐ข๐ง๐  ๐ ๐ซ๐ž๐š๐ญ๐ž๐ซ, ๐ฉ๐ž๐ซ๐Ÿ๐ž๐œ๐ญ๐ฅ๐ฒ ๐ญ๐ข๐ฆ๐ž๐ ๐ข๐ง ๐‡๐ข๐ฌ ๐ฉ๐ฅ๐š๐ง.๐Ÿ™

๐Ÿ’ฌ Do you believe God still has something special for you in this season?
Type โ€œ๐˜๐„๐’โ€ below if you're claiming it today โ€” letโ€™s speak life into each other.โค๏ธ ๐Ÿ™Œ

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