12/08/2025
๐๐ฟ๐ฎ๐๐ฒ๐ณ๐๐น ๐๐ผ ๐ฟ๐ฒ๐ฐ๐ฒ๐ถ๐๐ฒ ๐๐ต๐ถ๐ ๐ต๐ฒ๐ฎ๐ฟ๐๐ณ๐ฒ๐น๐ ๐บ๐ฒ๐๐๐ฎ๐ด๐ฒ ๐ณ๐ฟ๐ผ๐บ ๐ผ๐ป๐ฒ ๐ผ๐ณ ๐บ๐ ๐ป๐ฒ๐ ๐ฐ๐น๐ถ๐ฒ๐ป๐๐. ๐ซถ๐ป
โ๐๐๐๐๐๐๐ก ๐๐, ๐๐โ๐๐, ๐๐โ๐๐ ๐๐๐๐ค ๐๐๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐ฃ๐๐ ๐๐ ๐๐๐๐๐. ๐๐๐๐๐๐๐๐ ๐ ๐๐๐๐๐๐ก ๐๐.โ
Back in 2020, I consistently messaged him, sharing information, checking in, and offering help.
Pero during that time, hindi pa kaya ng budget at may ibang priorities sila, which I completely understood. Timing is everything.
Fast forward to this month, siya na mismo ang nag-reach out and said:
๐ โ๐ป๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐ก๐, ๐๐๐๐ ๐๐๐๐ ๐๐ ๐ ๐๐ ๐๐๐๐ข๐๐ข๐๐ก๐.โ
That hit me.
This is what we mean by financial wisdom.
๐๐ข๐ง๐๐ข ๐ก๐๐๐๐ง๐ ๐๐ฎ๐ก๐๐ฒ ๐ฆ๐๐ฅ๐๐ค๐๐ฌ ๐๐ง๐ ๐ค๐ข๐ญ๐ ๐ง๐๐ญ๐ข๐ง, and when income slows down, weโll be grateful we made smart decisions early.
This principle is also biblical.
Remember the story of Joseph in the time of famine. He saved during the season of plenty to prepare for the season of lack. ๐
โSeven years of great abundance are coming throughout the land of Egypt, but seven years of famine will follow themโฆโ
Genesis 41:29โ30
Joseph didnโt just interpret the dream, he gave a solution: prepare while you can.
To my fellow advisors: Keep planting seeds, even if you donโt see the harvest right away. ๐ฑ
To clients: The best time to plan was yesterday. The second-best time is today. โฅ๏ธ
