Markelito & Mabelita

Markelito & Mabelita Fur Parents of 5

31/03/2025

Sunday ride

Sunday Ride ๐Ÿฉท
30/03/2025

Sunday Ride ๐Ÿฉท

Maraming nag NO. pero di pa din mayaman until today ๐Ÿ˜†
28/07/2022

Maraming nag NO. pero di pa din mayaman until today ๐Ÿ˜†

19/07/2022

BASTED HAHA..

"Next time na lang ha""Ask ko muna si misis""Pag napromote ako kukuha na ako""Dami ko pa kasi bayarin"..and excuses go o...
13/06/2022

"Next time na lang ha"
"Ask ko muna si misis"
"Pag napromote ako kukuha na ako"
"Dami ko pa kasi bayarin"..and excuses go on๐Ÿ˜”
Hanggang sa nauna na dumating ang di inaasahang panyayari like illness, accident, disability and death.
DONT LET THIS HAPPEN. Get insured while you are young, healthy and still earning.
Mga wais na misis, anong dahilan para pagbawalan si mister kumuha ng insurance kung ikaw at mga anak mo naman ang magbebenipisyo pag sya ay nawala.
Mas gugustuhin mo bang maghirap kayo ng mga anak mo o tuloy ang masaganang buhay dahil sa coverage ng iyong asawa? pagisipan mong mabuti dahil ayaw kong magsisi ka sa huli ๐Ÿ’›

Free Online Financial Consultation

Gusto mo bang matutunan mag-ipon at invest?
Gusto mo din bang protektahan ang iyong finances (Money) from any risk?
FREE Online financial Consultation (One on one coaching on Financial Money Management)
For all interested to attend, this is for free,
Reserve your slot.

Your Financial Advisor from PRU

This is how financially works, when it come to your savings/investment. And let me assit on these ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡Msgs me for more de...
12/06/2022

This is how financially works, when it come to your savings/investment.
And let me assit on these ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡
Msgs me for more details ๐Ÿ’Œ ๐Ÿค‘โค

Ika nga ni mareng kakai ๐Ÿ˜†
26/05/2022

Ika nga ni mareng kakai ๐Ÿ˜†

Real talk sa usapang life insurance. Marami akong nakikitang ganitong post kagaya ng nasa ibaba. But as an insurance adv...
26/05/2022

Real talk sa usapang life insurance.

Marami akong nakikitang ganitong post kagaya ng nasa ibaba. But as an insurance advisor myself, di ko mapigilang hindi mag-comment. Gets ko naman na gusto nating i-highlight ang benefits ng life insurance pero medyo problematic yung ganitong post, in my opinion lang naman.

โ€œMay 1500 ka, nilagay mo sa bank, nadisabled ka bukas, 1500 lang makukuha moโ€
๐Ÿ‘‰๐Ÿป Pinaka-basic pa rin na meron tayong liquid cash na pwedeng magamit for immediate needs.
๐Ÿ‘‰๐Ÿป Savings and insurance serve very different purposes. Savings ay literal na pag-iipon ng pera, possibly for immediate or short-term needs/goals. Ang insurance naman ay isang risk management tool na kukunin mo para may financial aid ka in the event na mangyari sayo yung unfortunate event.
๐Ÿ‘‰๐Ÿป Hindi nila alternative ang isaโ€™t isa. Allocate resources in these two separately.

โ€œMay 1500 ka, pinangkuha mo ng life insurance plan, nadisabled ka bukas, may 2 million ka.โ€
๐Ÿ‘‰๐Ÿป Okay hindi naman sa nililiteral ko no, pero hindi rin naman tayo maaapprove sa insurance application kinabukasan agad-agad ๐Ÿ˜… Yes merong temporary life insurance sa ibang company provided na nagbayad ka na, pero hindi naman covered ang disability dito.
๐Ÿ‘‰๐Ÿป โ€œLife insuranceโ€ ang usapan, hindi laging merong cash benefit for disability sa ganitong plans. Usually yung โ€œ2 millionโ€ benefit sa ganito is referring to DEATH benefit. So kahit kumuha ka ng life insurance, pero walang cash benefit for disability yung plan mo, wala kang makukuha.
๐Ÿ‘‰๐Ÿป For minor accidents, mainam na merong personal accident insurance which usually ay nabibili sa non-life insurance providers.
๐Ÿ‘‰๐Ÿป For major disabilities, like loss of limbs, blindness, deafness, etc. - yung ibang life insurance plans ay merong riders na pwede nyong lagyan ng nagcocover sa ganitong conditions. Pwedeng โ€Accidental Death, Dismemberment, Disablementโ€ Benefit, or yung ibang Critical Illness Benefit ay sinasama rin yung ganitong conditions. Dito believable yung โ€œ2 millionโ€ pag nadisable.
๐Ÿ‘‰๐Ÿป However check nyo pa rin dahil may waiting period minsan ang mga ganitong benefit. Just because it happened to you a day after approval ng insurance, does not always automatically mean na entitled na kayo sa benefit. Basahing mabuti ang fine print ng policy.

Ayoko lang na mag-overpromise sa mga clients, lalo na pag nakakakita sila ng ganitong posts so nabbring up nila sa akin. To my fellow insurance agents, let us not over-sell; letโ€™s be transparent and set the right expectations sa mga kumukuha ng insurance plans. ๐Ÿ˜Š

Always be grateful and remember how you started. ๐Ÿ’™Minsan, we tend to look for the things that we donโ€™t yet have. Gusto k...
22/05/2022

Always be grateful and remember how you started. ๐Ÿ’™

Minsan, we tend to look for the things that we donโ€™t yet have. Gusto ko ng bahay, gusto ko ng kotse, gusto ko ng ganito, ng ganyan. We are being consumed kung ano โ€˜yung mga wala pa sa atin without even realizing what we currently have and how far weโ€™ve already come.

Take time to ponder. Pause. Breathe.
Oo, malayo ka PA pero malayo ka NAโ€”kung saan ka nagsimula.

โ€˜Yung dating tingi na pagbili mo sa tindahan, ngayon nakakapag-grocery ka na ng isang buwan. โ€˜Yung dating tuyo na ulam, ngayon unli samgyupsal. โ€˜Yung dating yum burger, ngayon supermeal. โ€˜Yung mga bagay na dating gusto mo lang, ngayon nabibili mo na anytime.

Donโ€™t stress yourself too much dearest, take it one step at a time and celebrate your small wins. ๐Ÿ†

PADAYONโ€”isang mahigpit na yakap para sa ating lahat na nagsusumikap. ๐Ÿ˜‡

This is really true ๐Ÿ˜ž Okay, I agree, Gastos sya. But ito yung gastos na tutulungan ka in case something happens to you. ...
19/05/2022

This is really true ๐Ÿ˜ž

Okay, I agree, Gastos sya. But ito yung gastos na tutulungan ka in case something happens to you. Di ka bibigyan ng pampagamot ng mga bills na binabayaran mo in case magkasakit o maaksidente ka, or worse mawala ka.

Sa ngayon, may life insurance na may kasamang ipon/investment na, so yung ginagastos mo, mawiwithdraw mo rin sa future.

Financial Advisor here, DM tayo wag ka mahiya magtanong ๐Ÿ˜Š

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ฒ ๐š ๐ก๐จ๐ฎ๐ฌ๐ž & ๐ฅ๐จ๐ญ ๐จ๐ซ ๐š ๐œ๐จ๐ง๐๐จ ๐ฎ๐ง๐ข๐ญ? ๐Ÿ˜๏ธA ๐•๐”๐‹ or variable unit-linked insurance policy can be used an a...
18/05/2022

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ฒ ๐š ๐ก๐จ๐ฎ๐ฌ๐ž & ๐ฅ๐จ๐ญ ๐จ๐ซ ๐š ๐œ๐จ๐ง๐๐จ ๐ฎ๐ง๐ข๐ญ? ๐Ÿ˜๏ธ

A ๐•๐”๐‹ or variable unit-linked insurance policy can be used an alternative to your Mortgage Redemption Insurance.

Instead of paying yearly for ๐Œ๐‘๐ˆ , just get a ๐•๐”๐‹ where you can assign your loaning bank as the recipient/beneficiary of the insurance cover to pay off what you owe them for a housing loan in case of an unfortunate event.

๐Œ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐ฆ๐ž ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ข๐ง๐Ÿ๐จ. ๐Ÿ˜‰

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06/05/2022

Toxic Filipino Culture. ๐Ÿฅด๐Ÿฅด

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