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AMN Vol 14 ISSN 19
04/08/2026

AMN Vol 14 ISSN 19

AMN VOL 14 ISSN 18
25/07/2026

AMN VOL 14 ISSN 18

AMN VOL 14 ISSN 17
20/07/2026

AMN VOL 14 ISSN 17

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08/06/2026

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NGCP Earthquake Advisory as of 9PM, 08 June 2026

NGCP continues to restore the remaining affected transmission lines in Southwestern Mindanao, near the epicenter of the 7.8 magnitude earthquake today, Monday, 08 June 2026.

Power transmission services are partially restored in General Santos City at 5:41PM today, 08 June. Other areas with partial transmission services are South Cotabato and Sarangani.

All other affected areas have been restored as previously advised.

NGCP will issue updates once more information is available.

pic  #1Inauguration and Blessing of the CBS Ipil Branch last April 7, 2026. In Photo (from left to right): CBS HR Divisi...
02/06/2026

pic #1
Inauguration and Blessing of the CBS Ipil Branch last April 7, 2026. In Photo (from left to right): CBS HR Division Deputy Head Rudcen Mark M. Iglesia, Gaisano Grand Mall General Manager Arvin Manco, CBS Retail Banking Group Head Jan Nikolai M. Lim, Ferndale International School Owner Patricia Alvarez, CBS Retail Banking Group Area Head-Mindanao Jennifer De Leon, and CBS Business Manager-Ipil Zamboanga Jessie Jane Zamoras.

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Inauguration and Blessing of the CBS Isulan Branch last April 14, 2026. In Photo (from left to right): CBS HR Division Deputy Head Rudcen Mark M. Iglesia, CBS Retail Banking Group Head Jan Nikolai M. Lim, Aloevera Building Owner Julieta Aloevera, CBS Retail Banking Group Area Head-Mindanao Jennifer De Leon, and CBS Business Manager-Sultan Kudarat Ryan Jay Z. Labucana.

pic #3
Blessing and Inauguration of the CBS Lapu-Lapu Branch last April 29, 2026. In Photo (from left to right): CBS HR Division Deputy Head Rudcen Mark M. Iglesia, Legal Director of the Ramon Aboitiz Foundation, Inc. (RAFI) Atty. Francis Ocampo and his wife Analisa C. Ocampo, Aboitiz Economic Estates Head of Cebu Operations Aldwin Dumago, CBS Retail Banking Group Head Jan Nikolai M. Lim, CBS Central and Eastern Visayas Area Head Pia Monica Alturas, Cebu Power/ITC Experts, Inc. Representative Engr. Wilfredo P. Canizares and wife Trinidad Canizares, MEPZCEM Executive Director Delia Suplig, Lapu-Lapu City Administrator Atty. Danilo Almendras, and MB Tavern Owner Marlene Effelberger

CARD, Inc. goes digital with eSystem NextGen, enhancing client services CARD   eSystem   NextGen,   a   centralized   pl...
30/05/2026

CARD, Inc. goes digital with eSystem NextGen, enhancing client services

CARD eSystem NextGen, a centralized platform launched by CARD, Inc., streamlines client data management, accelerates transactions, and enhances monitoring and reporting to improve operations.In response to the growing need to improve the speed and efficiency of client transactions, CARD, Inc. (A Microfinance NGO) has transitioned to a centralized digital system to accelerate and streamline client transactions through eSystem NextGen and Alternative Delivery Channels. CARD eSystem NextGen consolidates client information, savings, loans, and insurance records into a single system. Transactions such as payments, client registration, and report generation can now be processed in real time, enabling faster, more accurate operations.
The system connects area offices directly to a centralized platform integrated with the computerized accounting system for financial and accounting reports. It is supported by CARD MRI Information Technology, Inc. (CMIT), the organization’s technology provider.CARD, Inc. Executive Director Vicente P. Briones Jr. shared that the initiative aims to improve both efficiency and the client experience. “We want to prioritize the convenience of our clients by assuring the efficiency of our operations, and one way to do this is by shortening loan processing time and ensuring accurate transaction records,” he said.The shift marks a move away from CARD, Inc.’s previous manual setup, where data was stored separately across area offices, and reports were processed and not immediately available. It sometimes led to limited integration and coordination. With the new system, processes are automated, reducing errors and operational risks.At the system’s core are alternative delivery channels that support the platform's functions across different users.For operations staff, several mobile applications are in place to streamline field processes. These include the NextGen Mobile App for real-time collection and attendance tracking, GabayKONEK for end-to-end loan processing, and the Member’s Onboarding App for faster and more efficient client registration.For clients, the myCARD, Inc. app provides direct access to their accounts, allowing them to check balances, track transactions, view loan details, and apply for loans at any time. The app is available on the Google Play Store.Meanwhile, for administrators and management, the Data Platform dashboard offers real-time monitoring of operational and financial performance, allowing them to make data-driven decisions.CARD MRI Founder and Chair Emeritus Dr. Jaime Aristotle B. Alip sees this as part of CARD Mutually Reinforcing Institutions’ effort toward financial inclusion. “We consider this new system as an important step in going digital, while making financial services more accessible," he said. “NextGen eSystem is specially built for our clients.”At present, the system has been fully implemented in areas under the Luzon and Visayas cluster, with expansion to other regions underway.

Dalawang opisyal ng CARD MRI, ginawaran bilang Namumukod Tanging San Pableños 2026Pinarangalan si Dr. Edzel A. Ramos (ka...
30/05/2026

Dalawang opisyal ng CARD MRI, ginawaran bilang Namumukod Tanging San Pableños 2026

Pinarangalan si Dr. Edzel A. Ramos (kaliwa), Presidente ng CARD-MRI Development Institute (CMDI) Inc., bilang Outstanding San Pableño for Transformative Education, habang kinilala naman si Frederick Nicasio M. Torres (kanan), Chairperson ng iba’t ibang enterprise development institutions ng CARD MRI, bilang Outstanding San Pableño for Social Entrepreneurship. Ang pagkilalang ito ay patunay ng kanilang patuloy na kontribusyon sa pagpapaunlad ng edukasyon at kabuhayan sa mga komunidad.Kinilala sina Dr. Edzel A. Ramos at Ginoong Frederick Nicasio M. Torres, kapwa opisyal ng CARD Mutually Reinforcing Institutions (CARD MRI), bilang mga “Namumukod Tanging San Pableños 2026” sa ginanap na Gawad ng Namumukod Tanging San Pableño noong Mayo 7 sa San Pablo City Convention Center.
Iginawad ng lokal na pamahalaan ng San Pablo ang pagkilala sa dalawang opisyal dahil sa kanilang pamumuno at ambag sa pagpapaunlad ng komunidad sa pamamagitan ng mga institusyong kanilang pinaglilingkuran. Layunin ng parangal na kilalanin ang mga indibidwal na nagbigay ng mahalagang kontribusyon sa pag-unlad ng lungsod at nagsisilbing huwaran sa kani-kanilang larangan.Makabagong edukasyonGinawaran si Dr. Ramos bilang Namumukod Tanging San Pableño para sa Transformative Education. Ang naturang kategorya ay para sa mga indibidwal na nagsusulong ng dekalidad at abot-kayang edukasyon sa pamamagitan ng mga makabuluhang programa, proyekto, at pakikipagtulungan.Si Dr. Ramos ay kasalukuyang Presidente ng CARD-MRI Development Institute Inc. (CMDI), ang learning at training institute ng CARD MRI na nag-aalok ng tertiary education, senior high school, at iba’t ibang capacity-building program. Isa siya sa mga pangunahing personalidad na tumulong sa paglago ng CMDI mula sa isang training unit noong taong 2000 hanggang sa maging ganap na institusyong pang-edukasyon.Nagsimula si Dr. Ramos sa CARD MRI noong 1996 bilang Technical Officer ng CARD, Inc. (a microfinance NGO). Sa kaniyang mga unang taon sa organisasyon, naging malapit siya sa mga komunidad at personal niyang nakita ang mga hamon na kinahaharap ng mga pamilyang kulang sa oportunidad. Dahil dito, mas tumibay ang kaniyang paniniwala sa kahalagahan ng edukasyon at people development.Habang lumalawak ang mga training initiative ng CARD MRI, lumipat siya sa mga tungkuling may kaugnayan sa training at development. Noong maging pormal na training institution ang CMDI noong 2005, nagsilbi siyang Training Director at tumulong sa pagpapatupad ng mga programang nagturo ng financial education sa mahigit 300 empleyado para maibahagi rin ito sa mga estudyante at miyembro ng komunidad.Sa mga sumunod na taon, lalo pang pinalawak ng CMDI ang mga programang nakatuon sa edukasyon ng komunidad. Noong 2013, inilunsad nito ang kursong Microfinance Technology NC II sa ilalim ng Technical Education and Skills Development Authority (TESDA) at kalaunan ay naging accredited assessment center para rito. Noong 2015 naman, nabigyan ito ng pahintulot ng Commission on Higher Education (CHED) upang mag-operate bilang tertiary education institution. Nitong 2024, naging presidente si Dr. Ramos ng paaralan at pinangunahan ang pagbubukas ng senior high school program.Sa kasalukuyan, may apat nang campus ang CMDI sa San Pablo City at Bay, Laguna; Tagum City, Davao del Norte; at Buenavista, Agusan del Norte. Nakatuon ang mga programa nito sa pagbibigay ng praktikal at values-driven education para sa mga mag-aaral mula sa iba’t ibang komunidad.“Naniniwala kami na ang edukasyon ay mahalagang kasangkapan sa paghubog ng kinabukasan ng kabataan. Malaking karangalan para sa akin na maging bahagi ng paglalakbay ng CMDI,” ani Dr. Ramos. Dagdag pa niya, magsisilbing inspirasyon ang pagkilalang ito upang maabot pa ng institusyon ang mas maraming estudyante, empleyado, at komunidad na limitado ang access sa dekalidad na edukasyon.Pagpapalawak ng oportunidad sa kabuhayan
Samantala, kinilala naman si Ginoong Torres bilang Namumukod Tanging San Pableño para sa Social Entrepreneurship. Iginagawad ang parangal na ito sa mga indibidwal na nagtataguyod ng mga negosyo at programang lumilikha ng kabuhayan at oportunidad para sa komunidad.Si Torres ay kasalukuyang Chairman ng Mga Likha Ni Inay, CARD-Business Development Services Foundation Inc. (CARD-BDSFI), at CARD Leasing and Finance Corporation (CARD LFC). Siya rin ang Executive Vice President ng CARD Indogrosir at Ottokonek.Nagsimula siya bilang management trainee sa mga financial institution ng CARD MRI, kabilang ang CARD, Inc. at CARD SME Bank. Sa paglipas ng panahon, humawak siya ng iba’t ibang posisyon sa operasyon at pamamahala, bagay na nagbigay sa kaniya ng mas malalim na pag-unawa sa kalagayan ng mga nasa laylayan ng lipunan at sa pangangailangan ng mga ito sa oportunidad para sa negosyo at kabuhayan.Noong 2013, tumulong si Torres sa pagtatatag ng CARD LFC upang mapalawak ang support services para sa mga kliyente sa pamamagitan ng leasing, business assistance, at housing finance program.Sa ilalim ng kaniyang pamumuno, tinulungan ng CARD-BDSFI ang mga microentrepreneur na makapasok sa mas malawak na merkado sa pamamagitan ng pagsusulong ng mga lokal na produkto. Mula rito ay nabuo ang Mga Likha ni Inay, isang social enterprise na ginagawang mas marketable ang mga produktong gawa ng mga rural microentrepreneur.Patuloy ding pinalalakas ng CARD Indogrosir at Ottokonek ang maliliit na negosyo sa komunidad sa pamamagitan ng wholesale at retail ng grocery products sa presyo ng distributor. Nakatutulong din ang mga ito sa mga may-ari ng mobile store, carts, at sari-sari store sa iba’t ibang lugar.Ayon kay Torres, ang pagkilalang natanggap niya ay para sa mga “Nanay” na patuloy na inaangat ng misyon ng CARD MRI. “Mas nagiging makahulugan ang entrepreneurship kapag nagbibigay ito ng oportunidad at pag-asa sa komunidad. Kapag natutulungan nating umunlad ang mga microenterprise, napatutunayan nating maaaring maging sustainable ang negosyo,” pahayag niya.Sa likod ng kanilang ambagSa likod ng pagkilala kina Dr. Ramos at Ginoong Torres ay ang iisang layunin ng CARD MRI na makatulong sa pag-angat ng kalagayan ng mga komunidad na kulang sa oportunidad at mabawasan ang kahirapan sa lipunan.Sa pamamagitan ng edukasyon, enterprise development, at mga programang nakatuon sa komunidad, patuloy na pinalalawak ng CARD MRI ang mga serbisyong nagbibigay ng oportunidad sa mga estudyante, microentrepreneur, at pamilyang nangangailangan ng suporta.Ipinakita rin ng pagkilalang natanggap ng dalawang opisyal ang naging epekto ng kanilang mga programa sa larangan ng edukasyon at social entrepreneurship, gayundin ang kanilang patuloy na malasakit sa pagbuo ng mas inklusibo at mas matatag na mga komunidad.Dumalo rin sa programa sina CARD MRI Founder and Chairman Emeritus Dr. Jaime Aristotle B. Alip, CARD MRI Managing Director Aristeo A. Dequito, at mga CARD MRI Senior Adviser na sina Aniceta Alip, Dr. Lorenza dT. Bañez, at Dr. Dolores Torres bilang suporta sa mga ginawaran.

Keeping It Fresh: Why Simpler Milk Choices May Be Better for Kids 3 years old and aboveFor many Filipino mothers, making...
30/05/2026

Keeping It Fresh: Why Simpler Milk Choices May Be Better for Kids 3 years old and above

For many Filipino mothers, making sure their children get the right nutrition is a daily priority. Milk remains a dietary staple for growing children, an essential source of vitamins and minerals. But today, choosing the “right” milk is no longer as simple as it used to be.

Supermarket shelves are now filled with a wide range of options, from flavored milk drinks to highly processed formulations. For parents, this abundance can lead to decision fatigue especially when some products contain added sugars or undergo multiple processing steps that may affect their nutritional quality.

Amid this growing complexity, nutrition science is pointing to a surprisingly simple principle: keep it fresh and natural.

The Science of Freshness and Nutrient Absorption

Research shows that milk kept closer to its natural state helps protect important nutrients, making them easier for children to absorb. When milk undergoes excessive heat or multiple processing steps, its natural structure can change.

Excessive heat treatments, specifically temperatures exceeding 60°C, can denature essential, native whey proteins and alter the milk's natural structure. On the other hand, milk that is minimally processed, is better able to retain its natural structure. This means better gastrointestinal absorption of essential nutrients. By keeping the milk fresh, critical components like calcium and vitamins remains intact, ensuring children get the maximum nutritional value from every glass.

Freshness also plays a role in preserving naturally occurring bioactive components. One example is Lactoferrin, a protein found in milk that supports a child’s immune system.

According to Biometals (2022), lactoferrin helps protect children from respiratory infections and diarrhea. Additional studies published in the Nutrients (2025) and Children (2024) show it does this by binding iron in the gut, limiting the growth of bad bacteria while promoting good bacteria.

A Simpler Approach to Nutrition

As more parents look for cleaner and more transparent nutrition, some brands are shifting toward formulations that prioritize freshness and minimal processing.

FEIHE, the dairy company behind AceKid Activegro, is championing Fresh Milk as the foundational ingredient. Aptly called Fresh Milk Formula, raw cow's milk undergoes a one-step freshness process that goes from milking to powder in two hours. This rapid transition ensures that natural nutrients are locked in at the source.

AceKid Activegro, along with other FEIHE products for ages 3+, contains no added sucrose or maltodextrin, relying on the natural flavor of milk. In addition, selected FEIHE products for ages 3+ contain lactoferrin, which helps support immunity and gut health.

When it comes to a child's growth, natural simplicity is the soundest choice. By prioritizing fresh, minimally processed milk backed by clinical data, mothers can confidently provide nutrition that helps support immune function, and fundamentally designed to help support overall growth and development, when taken with proper diet and a healthy lifestyle.

AceKid Activegro is intended for children aged 3 years and above.
To be consumed as part of a balanced diet and healthy lifestyle.

ASC Ref No. F0029N043026A

29/05/2026

Supporting Parents in Children’s Nutrition: AceKid Activegro in the Philippines Recognized with the Superior Taste Award

For many parents, mealtime can feel like a daily negotiation, balancing nutrition with what their children are actually willing to eat. AceKid Activegro the milk brand of dairy company FEIHE, are helping make that balance easier, earning international recognition at the Superior Taste Awards by the International Taste Institute, proving that nutritious food can also be genuinely enjoyable for kids.

Often dubbed the “Oscars of the food industry,” the Superior Taste Award is a globally respected certification based in Brussels, Belgium, where products undergo a strict blind-tasting process by an independent jury of taste experts. The award recognizes products that excel in flavor, texture, and overall sensory quality.

AceKid Activegro received recognition at this year’s awards with a one-star rating, acknowledging it as a quality product with high taste appeal within its category.

The Superior Taste Award is based on strict testing across several sensory criteria, where AceKid Activegro scored highly. This is due to its fresh milk formula, made from fresh raw milk sourced from dairy regions at 47° North Latitude, known for their high-quality milk. FEIHE’s one step freshness process helps preserve the milk’s natural nutrients and authentic flavor from source to product.

Taste plays a critical role in children’s food choices. A study from the University of Cambridge by Chan M. et al highlights that while parents influence food availability and values, children are more likely to consume foods they enjoy. The study reveals that taste is a key factor in sustaining healthy eating habits for children.

This presents a familiar challenge for parents: how to ensure children receive essential nutrients without the daily struggle of refusal or unfinished meals. FEIHE addresses this by developing products containing essential nutrients that appeal to young taste buds, helping parents build positive food experiences for school-age children.

AceKid Activegro is formulated with vitamins and minerals to help support children’s overall growth, when taken with a proper diet and healthy lifestyle. It also contains key essential nutrients to help support brain and eye development, and helps promote better digestion.


AceKid Activegro is made with a fresh milk formula, providing natural nutrition. With no added sucrose or maltodextrin, these products help prevent tooth decay, unhealthy weight gain and diabetes later in life.

By prioritizing taste alongside nutrition, AceKid Activegro helps support not just physical growth, but also help contribute to better eating habits, when taken as part of a proper diet and healthy lifestyle.

The Superior Taste Award affirms FEIHE’s commitment to quality, innovation, and understanding what families truly need: nutrition that children enjoy and parents can trust.

ASC Ref No. F0035N041026A
AceKid Activegro is intended for children aged 3 years and above.
To be consumed as part of a balanced diet and healthy lifestyle.

23/04/2026

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