Easy Budget

30/08/2025

What is U.S. Sales Tax?
You know that little extra amount added to your total when you buy something? That’s sales tax! It is a consumer tax that goes straight to the government.

Most of the time, the shopkeeper collects it from you right when you make your purchase. Now, in lots of other places around the world, they call this a Value Added Tax or a Goods and Services Tax.

Those work a bit differently from our sales tax here. Sometimes, the price tag shows you the cost before tax, and the sales tax gets added on at checkout. Other times, the price already includes all the tax.

Sales Tax Across the United States
Here in the US, things are a bit unique. Our federal government does not charge a sales tax. Instead, it is up to each state to decide. Most states have their own sales tax rates.

However, if you live in Alaska, Delaware, Montana, New Hampshire, or Oregon, you will not see a statewide sales tax. Even in states that have one, local towns or cities can add their own sales tax too.

Unlike how Value Added Tax works in many countries, our sales tax usually only applies to retail purchases. Most transactions between businesses are not taxed this way.

The sales tax rate can really vary, from zero all the way up to sixteen percent, depending on where you are and what you are buying. Every state has its own specific rules.

For example, in Texas, you might find that prescription medicines and food seeds are exempt. Vermont has a general sales tax, but if you buy an alcoholic drink and consume it right away, there is an additional tax on top of that.

These are just a few examples that show how much the rules can change from one place to another.

On average, sales tax takes about two percent of what Americans earn. It is a big deal for state governments, making up almost a third of their total income.

You will notice it is much more important for states in the south and west compared to places like New England. States like Florida, Washington, Tennessee, and Texas often get more than half of their tax money from sales tax alone. New York, on the other hand, gets a much smaller portion from it.

Below this explanation, you will find a detailed overview of the sales tax rates for various states.

https://easybuget.com/sales-tax-calculator/

Use our free Sales tax calculator: https://easybuget.com/sales-tax-calculator/

08/08/2025

Managing money isn’t always easy, but a good budget planner books can change everything. Whether you’re trying to track your spending, save for a big goal, or simply understand where your money goes each month, a budget planner notebook or money organizer book gives you structure, clarity, and motivation.

In this guide, we’ll review 11 top-rated budget planner books that are not only user-friendly but also come highly recommended by personal finance enthusiasts.

Each one is carefully selected based on functionality, design, and usability. Let’s dive in and find the best budget planner books for budgeting that suit your lifestyle

read the full blog here:

Managing money isn’t always easy, but a good budget planner books can change everything. Whether you're trying to track your spending, save for a big goal, or simply understand where your money goes each month, a budget planner notebook or money organizer book gives you structure, clarity, and mot...

21/07/2025

Let’s be real—nobody teaches you how to manage money in school. You graduate, get your first job, and suddenly you’re expected to know how to budget, save, invest, and plan for retirement. It’s overwhelming, right?

But, you don’t need to be a financial expert to build a strong financial foundation. With the right habits and a little discipline, you can set yourself up for long-term success. Whether you’re just starting your career, paying off student loans, or trying to figure out how to save for your first home, these financial tips for young adults will help you to take control of your money and secure your future.

Common Financial Mistakes to Avoid
Even with the best intentions, it’s easy to make mistakes. Here are some common pitfalls to watch out for:

Overspending on Non-Essentials: Fancy coffee, designer clothes, and expensive gadgets can add up quickly.
Ignoring Retirement Savings: The earlier you start, the better.
Not Having a Financial Plan: Without a plan, it’s hard to stay on track.
Falling for Get-Rich-Quick Schemes: If it sounds too good to be true, it probably is.

https://easybuget.com/financial-tips-for-young-adults/

With the right habits and a little discipline, you can set yourself up for long-term success. Whether you’re just starting your career, paying off student loans, or trying to figure out how to save for your first home, these financial tips for young adults will help you to take control of your mon...

21/07/2025

Do you know exactly how much money you’re earning each month? If your answer is “not really,” you’re not alone. According to a 2023 survey, nearly 60% of Americans don’t track their income regularly. But here’s the thing: understanding your income is the first step to taking control of your finances.

Whether you’re trying to stick to a budget, save for a big goal, or just get a clearer picture of your cash flow, tracking your income is essential. And the best part? You don’t need fancy apps or complicated spreadsheets to do it.

Introducing our Free Printable Income Tracker—a simple, effective tool to help you track your income, stay organized, and achieve your financial goals. In this post, we’ll walk you through how to use it, why it’s so powerful, and tips to make the most of it. Plus, you can download your free printable income tracker at the end of this post!

https://easybuget.com/free-printable-income-tracker/

21/07/2025

Let’s be honest—keeping track of monthly bills can feel like a full-time job. Between rent, utilities, subscriptions, and credit card payments, it’s easy to lose track of what’s due and when. Missed payments can lead to late fees, damaged credit scores, and unnecessary stress. But what if there was a simple, effective way to stay on top of your bills?

https://easybuget.com/monthly-bill-tracker-template-free-pdf/

21/07/2025

Are you tired of watching your paycheck vanish before the month ends?. Almost everyone is facing this situation. Rising costs, unexpected bills, and everyday expenses can drain your income quickly. But with the right strategies, you can take control of your money and make every dollar count.

✅ Quick Recap:
Let’s sum up these clever budget hacks. Here are the 10 clever budget hacks to stretch your paycheck:

Automate your savings
Plan meals and prep weekly
Use the 48-hour rule
Cancel unused subscriptions
Try no-spend weekends
Round-up your change
Shop secondhand
Negotiate your bills
Use cash envelopes
Set monthly money-saving challenges

In this post, we’ll explore 10 clever budget hacks that help you to stretch your paycheck further without sacrificing your lifestyle. These tips are practical, beginner-friendly, and easy to start today

https://easybuget.com/clever-budget-hacks/

Stretch your paycheck further with these 10 clever budget hacks. Learn how to save money every month, reduce expenses, and take control of your finances with simple lifestyle tweaks.

21/07/2025

At EasyBuget, we believe that managing money shouldn’t be complicated. Our mission is to provide practical tools, resources, and tips that empower individuals, families, and small business owners to take control of their finances with confidence

Give a try to our free Tools:

https://easybuget.com/finance-tools/

17/07/2025

https://easybuget.com/best-budget-apps-for-adhd/

17/07/2025

https://easybuget.com/10-reasons-why-you-should-invest-in-cryptocurrency/

17/07/2025

https://easybuget.com/personal-finance-using-chatgpt/

In this blog post, you’ll learn how to manage your personal finance using ChatGPT and yes step by step. These are real, practical uses, based on how people

16/07/2025

Are you still worried about savings??? And also live on rent????
So don't worry
And Read this article
Hope so this will help you a lot

https://easybuget.com/how-to-save-money-on-rent/

13/07/2025

Nobody teaches you how to manage money in school. You graduate, get your first job, and suddenly you’re expected to know how to budget, save, invest, and plan for retirement. It’s overwhelming, right?
So this article is for you 😊

https://easybuget.com/financial-tips-for-young-adults/