01/06/2026
Some turnarounds are about growth. Others are about survival. But the revival of ABHI Microfinance Bank, Ltd. is a story of institutional resurrection.
What started as one of Pakistan’s most challenging financial sector recovery projects transformed into one of its most remarkable comeback stories. From suspended ratings, incomplete audits, heavy monthly losses, and over 100,000 non-performing customers, the institution achieved a dramatic turnaround through strong shareholder commitment, regulatory support from the State Bank of Pakistan (SBP), disciplined risk management, and the unwavering dedication of its employees.
Within a short period, deposits more than doubled, the loan book nearly tripled, historical audits were completed, governance was strengthened, and the bank delivered Rs. 1 billion in profit after tax by the end of 2025, a remarkable swing of Rs. 2.7 billion in profitability.
This is more than a banking success story; it is proof that with vision, leadership, and belief, even the most difficult institutions can be rebuilt.
Read the inspiring success story by Kabeer Naqvi: https://fintechnews.pk/from-collapse-to-comeback-the-rise-of-abhi-bank/
