
27/05/2025
💸 How financially literate is Gen Z — and why does it matter?
A new article by Beata Świecka presents findings from a 2022 survey of Polish consumers exploring the link between financial literacy (FL) and consumer over-indebtedness (OI). The study shows that while FL alone doesn’t strongly reduce over-indebtedness, its impact grows when analyzed alongside other variables.
📉 The most at-risk group? Generation Z — with the lowest financial literacy, minimal savings, and high exposure to debt risk.
🔍 Insightful reading for policymakers, educators, and anyone focused on financial well-being and consumer protection.
➡️ Read more: https://press.wz.uw.edu.pl/jbfe/vol2025/iss1/2/