Img-Kaiser IPON Challenge

13/03/2024

Think 100x about this👇

An OFW asking for a good business to start in PH.. then I told her this.
Bago po tayo maginvest, pwede po nating sundan/pagisipan ito.
#1. Healthcare. Dahil kapag nagkasakit tayo, baka ibenta rin natin yung “investment” natin. At kung kailangan na kailangan ang pera pampahospital, ibebenta mo ng palugi yung “investment” (e.g. real estate, car, stocks). Sayang. Kung may healthcare, pwedeng di na magalaw yung investment.
#2. Protection / Life Insurance. Instant cash na marereceive ng family kapag kinuha ni Lord ang breadwinner or policyholder. Ito naman ay para sa family natin. Kasi kung kinuha tayo ni Lord at ang naiwan lang natin sa family ay yung “investment” natin, kung wala silang pera (dahil walang life insurance) ay baka ibenta lang din ang ating investment ng palugi. Sayang nanaman. 🙂
If you love yourself, dapat may healthcare. If you love your family, you need to protect them.
#3. Eliminate bad debts. Bago po natin simulan maginvest, siguraduhing walang utang na may malaking interest. Dahil baka mas malaki yung interest ng utang kaysa sa kikitain ng investment. Tignan mabuti.
#4. Emergency fund. Hindi po emergency ang panganganak at pagpapaaral ng anak. Dahil pinaghahandaan po ‘yan. Pwedeng maging emergency ay kung mawalan ng trabaho, nagkacalamity, pangsuporta sa kamaganak kung may di inaasahang mangyari, etc. 3x ng iyong monthly na gastos ay unti unting ipunin pang emergency. Kung wala nito, baka mabenta mo ang investment ng palugi o kaya mangutang ng may interest.
#5. Investment. Pwedeng pwede na at may peace of mind ka na. 🙂 Saan? Kung may goal ka, mas madali mo malalaman kung saan mo ilalagay. Common na investment natin ay sa stocks or sa real estate or business. Kung gusto mo ng business pero ayaw mo ng sakit sa ulo, pwede kang makipartner nalang sa ibang companies. Kung gusto mo real estate, bili ng stocks ni Ayala Land. Kung gusto mo ng food business, bili ng stocks ni Jollibee., Etc. Pwede mong ipaubaya sa experts dahil sila sure na kumikita at di kailangan ng malaking kapital. May kita ka na, di pa stress. Pwede mong gamitin ang iyong oras sa mas productive na bagay.
Paano magsisimula? Pwede nating simulan sa tinatawag na long-term care.
Ano yun? Ganito yan...
☝️ Una, meron kang healthcare ngayon at sa pagtanda. Kahit retired ka na meron pa rin. Kailan ba lumalabas ang sakit? Pagtanda natin.
✌️ Pangalawa, kung sakaling may nangyari sa kumuha nito, yung family makakareceive ng insurance. Considered paid na ang buong plan at malilipat yung buong healthcare sa beneficiary.
👌 Pangatlo, ito yung maganda. Kung di nagagamit yung healthcare fund, nakasave and invest lang sya. Kaya di sayang. 🙂
Pwede nyo pong simulan sa ganyan. Wag po muna traditional business agad kung hindi pa tayo protected at lalo na kung di po kayo hands on at syempre kung wala ring experience ang magmamanage sa business. Normal po yan na pagkakamali lalo na ng ofws. Kadalasan nalulugi.
Sana po ay makatulong ito. 🙂

13/02/2024

28/01/2024

🌺Bawal mag apply ng Insurance pag nasa abroad ka ayon sa batas at Bakit si Kaiser wala sa Top 10 Insurance in the Philippines..Dahil si Kaiser ay hindi Insurance. Sya ay napabilang sa mga HMO companies. The same HMO ang hinahanap ng Ospital pag na admit ka. Magka iba ang Life Insurance Companies sa mga HMO companies. Magkaiba din ang purpose nila. Kaya maigi na magbasa basa kaysa maniwala agad sa mga nega.

https://www.insurance.gov.ph/regulated-entities/health-maintenance-organization/

https://124583sg.imgcorp.com/quote/kaiser

Ctto

22/01/2024

ONE TIME LIFE TIME INVESTMENT ❤ For you and your Family

Gusto mong mag invest at matutunan paano mag invest sa Stock Market?
Join IMG

Gusto mong magkaroon ng 100,000 accident Insurance?
Join IMG

Gusto mong magkaroon ng 50,000 Life insurance hanggang age 60. For just 500 pesos, one time payment?
Join IMG.

Gusto mong magkaroon ng FREE Unlimited Check up.
Discount sa Laboratory pati Family member mo may discount din? Join IMG

Gusto ng malaking discount pag bumili ka ng Brand New car?
Join IMG

Gusto mo ng discount pag nagpainsured ka ng sasakayan sa Non Life insurance?
Join IMG

Gusto mo ng 2 libreng Eye glasses Frame sa isang taon?
Join IMG

Gusto mong magkaroon ng Murang Life insurance na mataas ang coverage?
Join IMG

Gusto mong magkaroon ng LONG TERM HEALTHCARE?
Join IMG

Gusto mong matupad ang pangarap mo at pangarap mo sa pamilya mo?
Join IMG

Gusto mong magkaroon ng calamity assistance na worth 50,000?
Join IMG

Gusto mong mabago ang buhay mo?
Join IMG

Ano ang hinahanap mo para gumanda ang buhay mo at Future ng pamilya mo? Makikita mo yan sa IMG.

Tara usap tayo 🙂

03/01/2024

Pm me for more inquiry

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana until your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung ma-ospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya na-eexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man o hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.

✔Waived na ang payment kung may mangyari sa policy holder, meaning wala ng babayaran ang family kahit 1 year palang nag-invest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong Visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn, projected at 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na or until may fund pa ang iyong account!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat na edad between 10-60 years old, mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.
Click this link to create FREE Quotation:
123583sg.imgcorp/quote/kaiser

Or direct message me

03/01/2024

2024 Ipon Challenge arat na guys

Ano ba ang mabibili sa 20 pesos?
Kaya mo bang mag-save ng 20Pesos everyday? 🤔
kung yes, then kaya mong yumaman!

Thanks to IMG! 🙌
ang mga members ay pwedeng mag-invest sa Mutual Fund for as low as 20 pesos!

Be an IMG member.

Be Financially Educated.

Save and Invest for your future 🙌
Message me po para ma assist kita.

13/12/2023

𝐌𝐚𝐤𝐢-𝐌𝐚𝐫𝐢𝐭𝐞𝐬 𝐭𝐚𝐲𝐨 𝐟𝐫𝐨𝐦 𝐚 𝐛𝐚𝐧𝐤 𝐭𝐞𝐥𝐥𝐞𝐫 𝐚𝐭 𝐬𝐚 𝐢𝐬𝐚𝐧𝐠 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐧𝐚 𝐈𝐌𝐆 𝐌𝐞𝐦𝐛𝐞𝐫, 𝐡𝐚𝐛𝐚𝐧𝐠 𝐧𝐚𝐠𝐝𝐞𝐝𝐞𝐩𝐨𝐬𝐢𝐭 𝐧𝐠 𝐊𝐚𝐢𝐬𝐞𝐫 𝐚𝐧𝐝 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬: :D

𝐓𝐞𝐥𝐥𝐞𝐫: Ano po yung IMG sir?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: International Marketing Group po. Financial distribution company and benefit platform po mam.
𝐓𝐞𝐥𝐥𝐞𝐫: Para saan po itong deposit niyo sa IMG?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Para po sa mutual funds and Kaiser savings plan ko po.
𝐓𝐞𝐥𝐥𝐞𝐫: Safe po ba ang investment niyo sa IMG?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Hindi naman po sa IMG ako nag-iinvest mam, sa mutual funds company po at sa Kaiser.
Naging bridge ko lang po ang IMG para magkaroon ako ng access sa mga investments na ito.
𝐓𝐞𝐥𝐥𝐞𝐫: Magkano naman po ang rate of return dyan sa mutual funds niyo?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Same lang po sa mutual funds na ini-ooffer niyo po. Magbi-base po sa market performance.
𝐓𝐞𝐥𝐥𝐞𝐫: Eh bakit kay IMG pa kayo dumaan para makapag invest sa mutual funds, pwede naman sa amin po?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Kapag thru IMG kasi mam part ng benefit namin ay yong tinatawag na Zero Entry Fee forever.
Halimbawa po yong additional investment na idineposit ko po ngayon, buo po yan ibibili ng shares at walang kaltas.
Everytime po na naglalagay ako, hindi kinakaltasan ng entry fee yong investment ko.... Yong po bang ini-ooffer niyo na mutual funds ay Zero Entry Fee?
𝐓𝐞𝐥𝐥𝐞𝐫:(hindi nakasagot) Ito na po ang resibo niyo sir...

Dito sa IMG madami ka talaga matutunan at makukuha na benefits para mas maintindihan mo ang investment na sinasalihan mo.
Then, we will educate others, not to sell.
The IMG Advantage and Solution!!!
Para malaman sino si IMG, at malaman kung paano magsave and maginvest ng tama, send me your message...📩📩📩 Directly

07/11/2023

WHY KAISER IS THE BEST Investment to START?

❤️ 7 years na pag iipon at protected kana until your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung ma-ospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya na-eexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man o hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.

✔Waived na ang payment kung may mangyari sa policy holder, meaning wala ng babayaran ang family kahit 1 year palang nag-invest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong Visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn, projected at 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na or until may fund pa ang iyong account!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat na edad between 10-60 years old, mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.
Click this link to create FREE Quotation:
123583sg.imgcorp/quote/kaiser

Or direct message me

07/11/2023

Must Read 📃

"Di ko kailangan yan. May SSS naman. May Philhealth naman. May Pag-ibig naman."

Well, automatic na required ang mga ito especially if you are employed. But there are other things na hindi nila kayang i-cover. 🤷🏻‍♂️🤷‍♀️

Let's see kung anong meron sa kanila at kung ano ang difference nila sa Life Insurance. ♥️

Alin sa tingin mo ang pinaka the best for you and for your future?

I-customize natin yung plan na suited for you.
I suggest lahat meron because they are different purposes.

18/09/2023

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?

We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:

“KAISER LONG TERM HEALTHCARE”
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.

HOW Does Kaiser Long Term Healthcare Work?

It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance

✅ This long-term care product is called the Kaiser Ultimate Health Builder.

How does it work?
✅ The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).

👉1. (7years).
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
👍- Free Annual Physical Exam
👍- Free Dental Benefits
👍- Waiver of Installment due to death.
👍- Waiver of Installment due to disability.
👍- Basic Medical Benefits
👍- Member’s choice of room and board
👍- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)

👉 2. (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

The plan holder no longer needs to contribute in his account but just have to wait for its maturity.

The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The BENEFITS under EXTENDED period includes:
☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Lifetime Network access to over 500 major hospitals
☝🏻- Additional Health Bonus when the market is at top performance
☝🏻- Receives the VISA card after full contribution from the accumulation period

👉 3. (beyond 20 years)
Upon MATURITY, the plan holder will receive the following BENEFITS:
✅ - Total accumulation of unused health benefits
✅ - Long term care benefit or the plan coverage
✅ - Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
✅ - Additional health benefits when the market is at top performance.

💰 All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰 Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.

💡Unlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.

Click the link 👇
Message me now for more details ...https://m.me/wendelingalolo.grapa

18/09/2023

Gusto mo bang maging shareholder sa JOLIBEE at sa iba pang big corporations sa Philippines like AYALA, METROBANK, BDO, SM, GLOBE, BPI, PLDT and many more? (and even if you're abroad?)

Are you familiar with Stock Market? There are 2 ways to invest in the Stock Market:
1. Direct Investing sa stock market.
2. Indirect Investing thru a financial product like Mutual Funds, Life Insurance and Healthcare with cash value.

Akala ko dati pang-mayaman lang ang pagiging shareholder, ang hindi ko alam, pwede pala ito sa lahat.

Dahil sa Financial Education classes, natuto ako kung saan at paano makakapag-umpisa. I'm committed to help you learn, understand and start right away.

Sa Mutual Funds pwedeng magsimula sa P1,000 ngunit mas maraming benefits kapag mag-sisimula ka bilang isang IMG Associate Member.
Send us a message if interested.

DISCLAIMER:
International Marketing Group (IMG) is one of the few companies of its kind in the industry today; a company which caters to the financial needs of every individual and families who wish to attain financial independence. IMG is a financial educator, who has established agreements with many of the world's leading financial services companies who offer a broad array of financial products & services. IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.