04/08/2026
If a storm flattened your crops next month, how long would you wait for money?
There is insurance sold directly to farmers that pays out within 14 days of a trigger being reached, with no damage assessment and no adjuster visit. It launched in Jamaica in December 2025, and Belize, Grenada and Saint Lucia were named for 2026. It is not perfect, and the article is honest about where it falls short, but you cannot arrange it after a storm. Only before one.
That is one of the shorter routes. There are longer ones. Grant money is real, but most windows are closed to individual farmers and open only to registered groups, which is one practical reason to join or strengthen one now, before a call opens.
The new AgriFocus Caribbean article walks through each route in plain language. What you can reach on your own, what needs a group behind you, what your government has to apply for, and the four things worth doing this season regardless.
It was developed in collaboration with UnaMay Gordon, MSc, who has spent years working on climate finance across the region.
Making Climate Finance Work for Caribbean Farmers
https://agrifocuscaribbean.com/making-climate-finance-work-for-caribbean-farmers/