Wasomi Experties Camp -WEC

17/08/2025

08/08/2025

Bank inakua na Mtaji wa WanaHisa Unakua

07/08/2025

SOKO LA HISA LA DAR ES SALAAM (DSE)

17/07/2025

Do you know YOUR WORTH?

Calculate Your Net Worth & Boost Financial Awareness! 💼💰

Ever wondered, “What am I really worth? 💭

It’s not about your salary or job title it’s about your NET WORTH!

📊 The formula is simple;

ASSETS (what you OWN) ➖ LIABILITIES (what you OWE) = YOUR NET WORTH

Why does this matter?
✅ Track financial progress
✅ Spot debt leaks
✅ Set smarter wealth goals

✨ Take action today:

1️⃣ List your assets (cash, investments, property).

2️⃣ Subtract liabilities (loans, credit card debt).

3️⃣ Celebrate growth or pivot strategy!

🔁 Share this to help others start their financial journey!

👇 Comment below: What’s one goal you’ll achieve by tracking your net worth?

15/07/2025

Ever heard of the 80/20 rule?

Apple’s revenue shows it perfectly!

Check this out:
📱 iPhone (50% of revenue)
💻 Services (26% of revenue)

👉 Together, just these TWO make up 76% of Apple’s $$

The rest? Macs, iPads, Watches – all great, but just 24% combined.

That’s the 80/20 Rule: A small number of things (20%) often create most results (80%).

For businesses (and even personal goals!), it pays to find your "big hitters" and focus there!

Agree? 👇

09/07/2025

SWIPE ↪️

07/07/2025

"Pesa nyingi haipo katika kununua na kuuza bali kwenye kusubiri" - Charlie Munger

Munger ni mtu aliyefanikiwa sana katika Soko la hisa Duniani na ni rafiki na mwekezaji mwenza wa Warren Buffet.

Haya si mameno tu bali yamebeba siri ya kipekee ya mafanikio katika Soko la Hisa.

Wengi wamekua wakiingia katika soko la hisa k**a wanakwenda kununua mabalo ya nguo then wakauze (sikatai kuna Trader na Investor) lakini k**a wewe unawekeza katika hisa Muda ndio mali.

■Usiinunue hisa kwa kuwa rafiki zako wanakimbilia kununua hisa.
■Usiuze hisa kwa sababu bei inaporomoka unataka usipoteze(usiweke stop loss 😁)

Wengi tunapoteza pesa si kwa sababu tumewekeza katika kampuni mbaya, hapana. Bali hatuna knowledge nzuri kuhusiana na hisa zinavyofanya kazi.

Mfano. Mwaka 2019 Hisa moja ya CRDB PLC katika soko la Hisa la Dar Es Salaam Stock of Exchange (DSE) ilishuka mpaka TZS 95 kwa Hisa.

Hii inamaanisa Watu walioogopa na kuuza share zao walipata hasara, lakini watu waliotumia fursa hiyo kununua kwa wingi hivi Leo Mwezi July ijumaa tarehe 4, 2025 soko lilifungwa CRDB hisa moja ikiuzwa TZS 875 kwa Hisa.

Hii inamaanisa watu walionunua kipindi kipindi cha TZS 95 ndio watu wanaoshuhudia Ongezeko kubwa zaidi la mtaji mpaka sasa. (SOMO LA UVUMILIVU)

Nununua hisa yako Ishikilie kwa kipindi cha miaka 3, 5, 10 hata 15 kutengeneza pesa nyindi ambazo unazitamani.

Aliyenunua hisa za TZS 1,000,000 kwa TZS 95 kwa hisa hivi Leo ile 1M ina thamani ya TZS 9.2M + yaani mtaji wake umekuwa mara kumi hapo hatujapiga hesabu za magawio.

Mwisho!

Je una swali lolote kuhusu Hisa? Usisite kuniuliza.

28/06/2025

Master These 3 Income Types 💰

Your earnings aren’t just about how much you make but how you make it.

Here’s a breakdown of the 3 core income streams:

1️⃣ Active Income
➡️ What it is: Trading time, energy, or skills for money.
➡️ Examples: Salaries, wages, commissions, tips.
❗ Reality check: This income stops when you stop working.

2️⃣ Portfolio Income
➡️ What it is: Earnings from investments.
➡️ Examples: Dividends, interest, royalties, capital gains.
📈 Grows with smart asset allocation, not active effort.

3️⃣ Passive Income
➡️ What it is: Money from ventures requiring minimal daily involvement.
➡️ Examples: Rental properties, angel investing, royalties, automated businesses.
🔥 The holy grail: Earn while you sleep.

Why this matters;

Building wealth isn’t just about working harder it’s about diversifying your income streams.
Relying solely on active income limits your freedom.
True financial resilience lives at the intersection of all three.

💬 Reflect: When is the last time you audited your bank statement?

Your spending habits reveal your priorities but your income mix determines your future.

Action step:
Audit your income sources today.
How much comes from each bucket?
Start shifting toward portfolio/passive streams even if it’s just 1%.

Regards🤌

11/06/2025

KABLA YA KUWEKEZA KWENYE HISA JUA BAADHI YA VITU VYA MSINGI.

1.HISA NI NINI?

HISA ni Sehemu ya umiliki katika kampuni.

2. GAWIO NI NINI?

GAWIO ni Sehemu Faida anayolipwa Mwanahisa kutokana na Faida iliyopata kampuni.

3. SOKO LINALOFANYA VIBAYA

Maana yake bei za hisa zinashuka katika soko husika.

4. SOKO LINALOFANYA VIZURI.

Maana yake bei zina za hisa zinapanda katika soko husika.

05/04/2025

Benki Kuu ya Tanzania BOT imetoa ufafanuzi kuhusu taharuki iliyojitokeza kuhusiana na noti za shilingi 10,000 na 5,000 toleo la 2003 zinazopaswa kuondolewa kwenye mzunguko, zinazofananishwa na noti za thamani hiyo toleo la 2010 ambazo zinaendelea kutumika.

Zoezi la kubadilisha noti hizi lilianza rasmi tarehe 06 Januari 2025 na kufikia ukomo Leo tarehe 5 Aprili, 2025 k**a ilivyotangazwa kupitia tangazo la Serikali namba 857 na 858 la tarehe 11 Oktoba 2024.

Noti za Shilingi 10,000 na 5,000 ambazo ni toleo la 2010 na marejeo yake yote zitaendelea kutumika na hazihusiki kwenye zoezi hili la ubadilishaji.

Noti hizo toleo la 2010 zinatambuliwa kwa rangi za manjano na kijani na picha ya simba katika upande wa mbele na picha ya Waziri wa Fedha na Gavana wa Benki Kuu na ni kati ya Mh. Saada Mkuya na Prof. Benno Ndulu, Mh. Mustafa Mkulo na Prof. Benno Ndulu, Dkt. Philip Mpango, Prof. Florens Luoga pamoja na Dkt. Mwigulu Nchemba Benki Kuu ya Tanzania imetoa ufafanuzi kuhusu taharuki iliyojitokeza kuhusiana na noti za shilingi 10,000 na 5,000 toleo la 2003 zinazopaswa kuondolewa kwenye mzunguko zinazofananishwa na noti za thamani hiyo toleo la 2010 ambazo zinaendelea kutumika.

30/10/2024

Shutdown Internet for one year and you will see divorce cases reduced to 30% in the world.

//
Zima Intaneti kwa mwaka mmoja na uone jinsi Matatizo ya ndoa kufunjika yanapungua kwa zaidi ya 30%

28/10/2024

Elon Musk Addressed before graduates 🎓 that,

The Prime time to take risks is when you don't have great obligations, you don’t have kids and wife.

Because you can take risks without consideration of the family it is you against you.

Even when things go south you don't get external pressure.

what do you think should the Elons advise be the benchmark or we should have to take risks either way?