WNAV

10/24/2025

What Can We All Learn From Hulk Hogan’s Estate

Terry Gene Bollea, better known as WWE Superstar Hulk Hogan, passed away on July 24, 2025, at the age of 71. Though he could have consulted experts in the field of estate planning, it seems Hulk Hogan faced several Estate planning challenges that many average people face.
First, Hogan's Estate is being handled through a public proceeding known as probate. While an estate is going through probate, the deceased's assets, the beneficiaries, potential legal challenges, and other unpleasant family matters can become part of the public record. For this reason, it has been widely reported by media outlets, such as US Weekly Magazine, that despite his long public career, at the time of his death, Hogan was worth around $5 million, with a majority of that being his intellectual property, valued at $4 million alone.
Second, Hogan chose to disinherit his daughter, Brooke E. Bollea. While parents may decide to disinherit their children for many reasons, it seems the decision to have Ms. Bollea removed may have been mutual. According to a report from People Magazine, Bollea and her father became estranged years before his death, and both gave conflicting reasons as to why their relationship fell apart.
Third, Hogan had to balance his desire to leave his entire Estate to his son, Nick Bollea, from his first marriage, with his third wife's, Sky Daily's, statutory interest in his Estate. While it is relatively easy to disinherit a child, sibling, or parent, most states have protections that prevent spouses from being completely disinherited. Spousal disinheritance can still be achieved through a pre- or post-nuptial agreement. A skilled estate planning attorney can help you draft a prenuptial agreement that will protect your interests and make sure that it is implemented in a way that will hold up after your passing.
At Sinclair, Prosser, Gasior, our talented Estate planning attorneys are equipped to take on the challenges of everything from protecting a superstar's assets to helping you plan for your future. If you would like to discuss estate planning in more detail, please attend one of our free estate planning seminars or schedule a consultation with one of our attorneys.
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Terry Gene Bollea, better known as WWE Superstar Hulk Hogan, passed away on July 24, 2025, at the age of 71. Though he could have consulted experts in the

10/15/2025

It's the Time Machine with Charlie Stinchcomb this Saturday, Oct. 18th from 9:30am until..... The best doowop, street corner harmony and rhythm and blues on the radio! Tune in and enjoy. 1430am and streaming on line. Click Listen Live on wnav.com or get there with Audacy, iHeart Radio or Tunein.

10/15/2025

How Do I Know When It’s Time to Start Estate Planning?
If you’re wondering whether it’s time to begin your estate planning journey, it likely already is.
Estate planning is often seen as a task for the wealthy or the elderly — but the truth is, everyone can benefit from having a plan in place. Many people delay this important step, unsure about when the right time is to start. Here are some key indicators to know when the time is right:
1. You’ve Experienced a Major Life Change
Marriage, divorce, the birth of a child, purchasing property, or starting a business — these milestones impact your financial and personal situation and are clear signs that it’s time to establish or revise your estate plan to reflect your new circumstances.
2. You’ve Accumulated Substantial Assets
If you’ve built up savings, investments, real estate, or other valuable property, having a comprehensive estate plan ensures these assets are distributed according to your wishes. Without a plan, state laws dictate asset distribution and may not align with your intentions.
3. You Want to Protect Your Family and Loved Ones
Estate planning goes beyond asset distribution. It involves safeguarding your family’s future by appointing guardians for minor children, establishing trusts to avoid probate, and providing clear instructions to manage your estate and care for loved ones.
4. You Are Concerned About Taxes and Probate Costs
Proper estate planning can significantly reduce the tax burden and legal fees your estate may face, preserving more of your assets for your heirs. A tailored plan also helps your family avoid the costly and time-consuming probate process.
5. You Need to Establish Healthcare Directives and Powers of Attorney
Planning for incapacity is essential. With the right legal documents — including healthcare directives and durable powers of attorney — you can ensure trusted individuals are empowered to make healthcare and financial decisions on your behalf.
6. You Seek Peace of Mind
Ultimately, the greatest benefit of estate planning is peace of mind. Knowing that your wishes will be respected and your family protected allows you to focus on what truly matters.
Even if you already have a plan in place, we recommend reviewing your documents in the situations listed above, or at least every 3-5 years, to confirm your plan aligns with your intentions and complies with current laws.
For more information, please join us for an upcoming FREE seminar. If you have questions or concerns about your estate plan, contact the experienced estate planning attorneys at Sinclair Prosser Gasior by calling (410) 573-4818 to schedule an appointment. Sinclair Prosser Gasior Annapolis Headquarters office is now located at 183 Harry S. Truman Pkwy, Suite 104.
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If you’re wondering whether it’s time to begin your estate planning journey, it likely already is. Estate planning is often seen as a task for the wealthy

10/09/2025

Charlie is back! It's the Time Machine with Charlie Stinchcomb this Saturday, Oct. 11th from 8am until 11am. Yup it's earlier than normal to accommodate Navy Football and other programming, but it's worth getting up for! The best doowop, street corner harmony and rhythm and blues on the radio! Tune in and enjoy. 1430am and streaming on line. Click Listen Live on wnav.com or get there with Audacy, iHeart Radio or Tunein.

10/09/2025

Adoption and the Maryland Inheritance Tax
Maryland is the only state remaining where residents are subject to three death taxes: the Maryland estate tax, the federal estate tax, and the Maryland inheritance tax.
The Maryland inheritance tax is especially tricky. It is an antiquated law, and while there have been carve outs added over the years to exempt groups like lineal descendants and, most recently, registered domestic partners, it still is in effect.
If you pass away in Maryland and leave your assets to someone who is NOT exempt from inheritance tax, there will be a 10% tax due. The following beneficiaries are exempt from inheritance tax: spouse, children, grandchildren and other lineal descendants, parents and grandparents, siblings, and registered domestic partners.
This can be especially difficult if there are no liquid assets available to pay the tax.
There are not many ways around the inheritance tax. One simple caveat is that life insurance is exempt from inheritance tax – so, if you have a niece or nephew you want to leave something to, maybe consider making them a beneficiary of your life insurance.
Another, slightly more complicated, way around inheritance tax is adoption. Typically, this is adult adoption. It may be a good fit if, for example, you raised a child as your own, but they were never formally adopted.
If you are considering leaving assets to a beneficiary who would not be exempt under current Maryland laws, please come see us at Sinclair Prosser Gasior to discuss the implications and any potential solutions. Click Here for More Details -

https://spgasior.com/adoption-and-the-maryland-inheritance-tax/

For more information, please join us for an upcoming FREE seminar. If you have questions or concerns about your estate plan, contact the experienced estate planning attorneys at Sinclair Prosser Gasior by calling (410) 573-4818 to schedule an appointment.
Sinclair Prosser Gasior Annapolis Headquarters office is now located at 183 Harry S. Truman Pkwy, Suite 104.

Maryland is the only state remaining where residents are subject to three death taxes: the Maryland estate tax, the federal estate tax, and the Maryland

10/08/2025

Power of Attorney – How Vital Are They?

A power of attorney is a staple to have within a proper estate plan. Without them, there’s no telling who could be put in charge of your belongings and care in a time of incapacitation. The alternative, a court supervised guardianship proceeding, is an expensive and time-consuming procedure that is one to avoid whenever possible.
There are two main types of powers of attorney – health and financial.
A healthcare power of attorney allows someone to appoint an agent, or a list of potential agents, to work with healthcare professionals in order to maintain proper care for them when they may be incapacitated. This document can include specific details regarding who is to be appointed, when they would take over care, and important details as to their care that would otherwise not be known. Likely included with this document is something called an advance directive, otherwise known as a “living will”.
On the other hand, a financial power of attorney then allows someone to appoint an agent, or agents, to work with their property in their best interest, whether effective immediately or only upon disability.
When having both of these documents in place, you will be able to effectively avoid court involvement and ensure care for your person and property is exactly how you would want it to be.
To learn more, please join us for an upcoming FREE seminar. If you have questions or concerns about your estate plan, contact the experienced estate planning attorneys at Sinclair Prosser Gasior by calling (410) 573-4818 to schedule an appointment.
Sinclair Prosser Gasior Annapolis Headquarters office is now located at 183 Harry S. Truman Pkwy, Suite 104.
Click Here for More Information -

A power of attorney is a staple to have within a proper estate plan. Without them, there’s no telling who could be put in charge of your belongings and

09/30/2025

Does your family know about your hidden treasures?
Many of our clients have collections they are proud of. Some of those items may not look special, but hold a significant financial value.
We once had a client receive a painting from his grandmother with no supporting information. It wasn’t till later in his life, when he was doing his own estate planning, that he learned that the painting was worth upwards of a million dollars.
Some people may assume their family will know the value of their items, but that is not always the case. Even if you tell your loved ones about the value of your property, they may not remember. The best way you can pass on that information along with the possession is through detailed estate planning.
There are several ways this can be done. The most common way is through a specific bequest in either a Trust or a Will. This is the language that people most often associate with Wills and Estate planning. There are other tools that can be used such as a separate written instrument accompanying a Trust. Speaking with a licensed attorney who specializes in estate planning is the best way to select the proper tool for identifying and bequeathing your hidden treasures.
Proper Estate planning, with an attorney, can help your family identify your valuable items, let them know how you want them cared for, and make sure they are either sold for their fair value or passed on to their next owner. Without an estate plan, these diamonds in the rough may be hauled off in bulk trash collection or sold for far less than what they are worth at an estate sale.
When administering an Estate, it may be just as important that you hire a good attorney and appraisal service who can help you identify valuable items that may need to be reported to the Register of Wills or other Estate beneficiaries. By doing so, you will ensure that your loved one’s possessions are treated with the same care they gave them. I have heard horror stories about families who have hired companies to empty out their parent’s home for a quick sale with not taking the time to consider what was inside first.
At Sinclair, Prosser, Gasior we have a talented team of attorneys experienced in both estate planning and administration. If you would like to discuss estate planning or administration in more detail please attend a free estate planning seminar or schedule a consultation with one of our attorneys.
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Many of our clients have collections they are proud of. Some of those items may not look special, but hold a significant financial value. We once had a

09/26/2025

Preparing to Review your Estate Plan
When thinking about the estate plan you set up five, ten or twenty years ago, you might be overwhelmed with how much has changed in your life and how much your documents may need to be updated.
When coming in to review your estate plan, whether you are already a client of ours or you are coming in to meet with us for the first time, there are some things that you can do ahead of time to prepare.
First, find your documents. We ask that you bring in any originals that you have.
Second, you should think about who you want to be your decision makers. This is who steps in if you become incapacitated and/or when you pass away.
Third, think about who you want your beneficiaries to be. This is who will inherit from you. Maybe your beneficiaries are young, or disabled, or you have other concerns. These are things to think about and discuss with your estate planning attorney in your review.
We know that reviewing your estate plan can be overwhelming. When you come in for a review, we take the time to walk you through your documents and make sure you understand exactly what your plan means. If you have questions about your existing estate plan, please reach out to us at Sinclair Prosser Gasior.
For more information, CLICK HERE...

When thinking about the estate plan you set up five, ten or twenty years ago, you might be overwhelmed with how much has changed in your life and how much

09/20/2025

This week's TIME MACHINE on WNAV 1430 AM will be from 9:30 AM - 11:30 AM Saturday. You can also go to WNAV.com on your tablet, laptop or cell phone, hit the "Listen Now" button and enjoy. Get ready to call in your requests. Thanks for listening!

09/13/2025

Charlie Stinchcomb and the Time Machine
on the air today from noon to 3:30pm.
Join Charlie for the best of doowop, street corner harmony, soul and rhythm and blues.... plus your requests!

09/11/2025

The Perfect Gift for your College Bound Freshman?
(It may not be what you think).

As summer draws to an end, many parents and grand parents are selecting gifts for loved ones headed off to college. While many consider new computers, phones, or tablets, one gift that is overlooked is a Power of Attorney. I know, this probably isn’t the gift they are hoping for, but it may be the gift that they need.
Most departing freshman have recently turned 18 years old. For the first time in their lives, they are entitled to privacy and protections they may not be aware of or expect. A set of powers of attorney can help them be prepared for the unexpected and continue to allow their parents to help them with their day to day financial and medical needs as they may already be accustomed.
A financial power of attorney can allow a parent to continue to do business on their child’s behalf at a local bank that may not have a branch where the new freshman is attending school.
Up until now, their parents have been able to discuss medical issues with their doctors, and even though they can remain on their parent’s insurance till they are 23, after turning 18, HIPPA prevents parents from speaking to their son or daughter’s doctor without some form of medical power of attorney.
Finally, a Medical Power of Attorney comes with a Living Will or Advance Medical Directive. This document asks the subject person how they would like to be treated if they are in a terminal condition, a persistent vegetative state, and/or an end-stage condition and cannot make decisions for themselves.
No one likes to think about their own death, but sometimes a dose of reality is a healthy pill to swallow for someone ready to take on the world. If you or your child would like to discuss these documents in more detail, contact us at Sinclair Prosser Gasior for an appointment. Click Here

As summer draws to an end, many parents and grandparents are selecting gifts for loved ones headed off to college. While many consider new computers,

09/03/2025

Estate Planning Lessons from Naruto (Yes, Really) by Beth Burgee

You don’t need to be a ninja to learn something from Naruto—one of the most popular anime series in the world. While the show is packed with battles, ancient rivalries, and magic-like “chakra,” it also contains surprisingly useful lessons about estate planning and estate administration.
Here’s what Naruto (and a few of its more dramatic characters) can teach you about smart, responsible planning.
1. If You Have Kids, Name a Guardian. Don’t Let the Village Decide.
2. Backup Plans Aren’t Just for Ninja Missions
3. Don’t Be an Itachi: Explain Yourself
4. Jiraiya Shows That Legacy Isn’t Just About Wealth
5. Choose Your Executor Like You’re Picking the Next Hokage
Final Thought: Plan Like a Ninja, Even If You’re Not One
Naruto is about legacy, loyalty, and preparing the next generation to thrive—just like estate planning. You don’t need jutsu or battle armor or to spend three seasons on filler episodes. You just need a solid estate plan and clear communication with your loved ones.
Because while life isn’t an anime, it can still get messy fast when there’s no plan.
For more explanation and Naruto life lessons click the link https://spgasior.com/estate-planning-lessons-from-naruto/
Contact the experienced estate planning attorneys at Sinclair Prosser Gasior by calling (410) 573-4818 to schedule an appointment or visit SPGasior.com.
Sinclair Prosser Gasior Annapolis Headquarters office is now located at 183 Harry S. Truman Pkwy, Suite 104.

You don’t need to be a ninja to learn something from Naruto—one of the most popular anime series in the world. While the show is packed with battles,