Future Forward Finance

Future Forward Finance I’m Pamela Coleman, Founder and CEO and the creator of the ALFRED App — your automated backend business advisor built for entrepreneurs.

Founder and CEO of Fintech Reimagined | Creator of ALFRED is smart tech that empowers entrepreneurs —built to grow with you | ALFRED meets you where you are | Help make ALFRED better | Take the Survey | Join the Waitlist I AM Less than 1% Black Woman Fintech Founder, Changemaker | getalfredapp.com

Welcome to Fintech Reimagined — where we’re transforming how entrepreneurs think about

credit, capital, and ownership. From idea to funding, ALFRED is designed to grow with the user through machine learning and strategic prompts that make business building smarter, not harder. This page will documents my journey as a Black woman fintech founder in a male-dominated space — less than 1% of us exist, but we're changing that. Expect real talk on raising pre-seed capital without bootstrapping, app development behind the scenes, founder lessons, and the systems I'm building to democratize access to funding and business credit.

🔗Take the Survey
💡 Join the Waitlist
📈 Learn, Grow. Prosper
💰 Get ALFRED and GROW

This just needed to be said, so I will say it.🗣️ Having a fraud consumer statement does not help your credit, increase y...
05/07/2025

This just needed to be said, so I will say it.🗣️ Having a fraud consumer statement does not help your credit, increase your score, improve your credibility to a prospective lender.

If you think AI is helping you write Social Media post just wait to see what these banks and credit issuers have for you with their multi-billion dollar valuation AI investments😳

Small Business owners and entrepreneurs your time is now to get your credit straight and businesses bankable. Buying a home is the fastest and easiest way to begin to build net worth.

🔗 in the bio

Realtor Partners or Other service partners follow let’s connect

Amazing home in Decatur! Move in Ready! Calling my investors, this is a must see! No rehab required! Tenants ready! Get ...
05/06/2025

Amazing home in Decatur! Move in Ready! Calling my investors, this is a must see! No rehab required! Tenants ready! Get pre-approved. This home won’t last long.

Move In Ready! 4 bedrooms/2 bath home. Fresh New Paint inside, New carpet, clean hardwood floors, freshly painted. Great investor property or for 1st time homebuyer. House is Sold "As-IS"

3 𝙈𝙔𝙏𝙃𝙎 About Mortgage Credit Inquiries 𝘽𝙐𝙎𝙏𝙀𝘿‼️Don’t let misinformation stop you from getting approved. Here’s what you...
05/02/2025

3 𝙈𝙔𝙏𝙃𝙎 About Mortgage Credit Inquiries 𝘽𝙐𝙎𝙏𝙀𝘿‼️

Don’t let misinformation stop you from getting approved. Here’s what you really need to know before pulling credit:

💥The score you see online is NOT the same score used for your mortgage. Lenders use different scoring models (like FICO 2, 4, or 5)—the closest match? Check MyFICO.com.

💥Multiple mortgage inquiries within a short window (under 25 days) = 1 inquiry. You’re allowed to shop! You won’t get penalized unless you drag it out past 30-45 days.

💥Paying old collections won’t necessarily help. In fact, it could hurt. Every account is different—always consult before paying anything off.

𝙋𝙍𝙊 𝙏𝙄𝙋:
Working with our team? We use 1 credit pull for all lenders—saving your score AND your time.

Avoid These Mistakes:
• Don’t pay old debt before we evaluate your report
• Don’t assume all debt needs to be paid
• Stop all late payments immediately if you’re getting serious about buying

IMPORTANT: Credit reporting changes are coming—get ahead of them. Let’s strategize the right way.

DM “𝘾𝙍𝙀𝘿𝙄𝙏 𝙎𝙏𝙍𝘼𝙏𝙀𝙂𝙔” to book your consultation

My first live but I have the YouTube bug 😂😜 I will go in more detail about this subject, however I think it’s important ...
05/02/2025

My first live but I have the YouTube bug 😂😜 I will go in more detail about this subject, however I think it’s important for small business owners and entrepreneurs understand the impact it could have on your homeownership goals.

The best 3 minutes of your life 🚀

Show your support by liking the video and subscribing to be sure not to miss out on my next videos. 🤩

Did you know that you can qualify for an entrepreneur home loan even if you have not filed your personal OR business tax...
02/25/2025

Did you know that you can qualify for an entrepreneur home loan even if you have not filed your personal OR business taxes?

That’s right there are many amazing options available for small business owners, and entrepreneurs that may not have the documentation required to get approved for a conventional or government backed loan. Although these loan products offer a gateway to homeownership there are a few differences.

Here’s a quick read about Expense factors, this is a percentage rate lenders use to calculate a business’ expenses to determine how much revenue can be used as income for qualification purposes.

Have any questions on Expense factors? Comment below and I will be happy to answer your questions.

Ready to move forward with a prequalification, you can go to our website and submit a Prequalification form or schedule a FREE Consultation call at your earliest convenience.

Address

Atlanta, GA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 12pm - 4pm

Website

http://getalfredapp.com/

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