Looking to buy a home in a rural area? Read our recent blog to see how to qualify for the perks, which may include low to no down payment requirements and below-market rates: https://bit.ly/4aKPVhL
Puzzled by all the mortgage acronyms? Let us help you decode the language of loans:
APR (Annual percentage rate): Your total yearly cost of borrowing, including interest and fees. APR helps you compare mortgage offers and choose the most cost-effective option.
LTV (Loan-to-value ratio): This compares the loan amount to the appraised value of a property. A lower LTV ratio may lead to lower interest rates and reduced fees.
DTI (Debt-to-income ratio): It measures your monthly debt payments compared to your gross monthly income. A lower DTI ratio is a sign of financial stability and may improve your chances of loan approval and a lower interest rate.
These are just a few of the many mortgage abbreviations--but don't worry, we're here to help you make sense of it all. Reach out anytime.
Homebuyers: Curious about the role property taxes will play in your monthly expenses? Check out our recent blog to understand how they can affect home affordability and personal finances: https://bit.ly/3RrkYsn
In a housing market like this one, a high-performing marketing team can help spark some new mojo into the business. Take a listen to a recent Housingwire Daily podcast where Adam O'Daniel, Guild Mortgage's new Chief Marketing Officer shares his insights on how he's building a stellar squad of cross-functional marketing experts. https://bit.ly/3wOnmlE
Fact check: When you cosign a loan you're making a financial commitment with no rights to the property. It's important to understand your responsibility in this scenario and we're here to offer clarity amidst the confusion. Reach out to learn more.
Boosting your mortgage pre-approval limit is a process that requires time and dedication--and we're here to offer support every step of the way. Read more about it in our recent blog: https://bit.ly/4atNuQK
Did you know that Guild Mortgage has consistently grown through market downturns? We've capitalized on the opportunity to expand our footprint through mergers and acquisitions when times get tough. If you're ready to accelerate your success with a company that faces market challenges head-on, our national reach in 49 states can help take your career to new heights. Switch to Guild--start here: https://bit.ly/3V3PScr
At Guild Mortgage, we express our deepest gratitude to all who have served and continue to serve. Your service and sacrifice are the foundation of our freedom. Thank you for your unwavering commitment.
Recognized as a 2024 Military Friendly Employer, Guild is dedicated to being a pillar of support for our Veterans and Servicepeople. Whether it's providing VA loans or observing Veterans Day as a paid holiday, we're proud to honor our heroes however we can.
If you're looking for a company that celebrates the unique perspectives of Veterans and Military members, search our open positions and apply to join our team: Switch to Guild | Guild Mortgage Career Opportunities
Celebrating National Teacher Day with gratitude for those who light the way and ignite the spark of curiosity within us.
Celebrating National Teacher Day with gratitude for those who light the way and ignite the spark of curiosity within us.
With wedding season upon us, here is an important reminder: If you're planning to say "I do" to marriage AND a new home, consider how updating your name may affect your important financial documents like your loan application. Name changes can take time so plan ahead for a seamless home loan process.
Whether your're a real estate enthusiast or just love trivia, these surprising tidbits about homes and homeownership are sure to entertain and enlighten you: https://bit.ly/3Wg9eMh
