Finances with Deanna

03/09/2026

One of the best financial habits you can build is this:

Pay yourself first.

Before you pay bills, before you spend money, before anything else — put a little money into savings.

It doesn’t have to be a lot. Even $10–$20 a week builds the habit.

Small amounts consistently turn into big results over time.

💰 Build an emergency fund
📈 Invest for your future
🧠 Create peace of mind

Financial freedom isn’t about making huge amounts of money — it’s about building consistent habits with the money you have.

03/04/2026

Teach your kids early so they have smart money habits.
The Market Hustle

03/02/2026

This economy is so tough on people right now. Not one single person I know who makes a normal wage could purchase a home right now.

03/02/2026

Mine would be eating out for lunch everyday. We meal prep at our house. Saves us tons of money!!

03/01/2026

What are you missing on this list?

02/28/2026

What could you give up for just SIX months… to see $1,000 sitting in your high-yield savings account? 💰

Let’s break it down:

☕️ $5 coffee, 5 days a week = $100/month
🍔 Fast food twice a week = $120/month
🍷 Weekend drinks = $80/month
🛍 Random Target/Amazon “just because” buys = $100/month

That’s $400/month.
In 6 months? 👉 $2,400.

Even if you only cut HALF of that, you’d still have over $1,000 saved — not just sitting there… but growing in a high-yield savings account earning interest while you sleep. 🌱

Six months is going to pass anyway.
The question is…

Do you want:
✨ Temporary convenience
or
✨ Financial peace?

Imagine opening your banking app and seeing four digits in savings.
Emergency fund started.
Vacation fund building.
Stress level lower.

Small sacrifices.
Short season.
Long-term security.

What’s one thing you could give up for six months to build your $1,000 cushion? 👇

02/27/2026

💵 The $5-a-Day Rule That Can Change Your Financial Future

Most people think you need a big income to build savings.

You don’t.

You need consistency.

If you saved just $5 a day, here’s what that looks like:

✔️ $35 a week
✔️ About $150 a month
✔️ $1,825 in one year

Now here’s where it gets powerful…

Instead of letting it sit in a regular savings account, put it into a high-yield savings account so your money earns interest while you sleep.

That means:

✨ Your $5 a day grows.
✨ Your discipline compounds.
✨ Your future gets funded.

That’s one drive-thru coffee.
That’s one impulse buy.
That’s one small daily decision.

But small decisions create big results.

Instead of asking, “Can I afford this today?”
Ask, “Is this worth taking $5 away from my future?”

Open a separate high-yield savings account.
Name it something powerful — “Peace Fund” or “Freedom Account.”
Set up automatic transfers.
Let it grow.

Small daily discipline builds financial confidence.
And confidence builds freedom.

Start today. Just $5. Your future self will thank you. 💛

02/27/2026

🚗💸 DoorDash Is Convenient… But It’s EXPENSIVE 💸🚗

We love convenience. After a long shift, busy day, or when you just don’t feel like cooking, tapping a button on DoorDash feels easy.

But let’s talk numbers 👇

🍔 Average DoorDash order:
• Meal: $15–$20
• Delivery fee: $3–$6
• Service fee: $3–$5
• Tip: $4–$8
• Marked-up menu prices

👉 One $18 meal can easily turn into $30–$40

Now imagine you order just 2 times per week:

$35 x 2 = $70 per week
$70 x 52 weeks = $3,640 per year

Even if you only order once a week?
That’s still around $1,800+ per year.

And many people order more than that.

For $3,000–$4,000 a year, you could:
✔️ Fully fund a Roth IRA
✔️ Take a vacation
✔️ Pay off debt
✔️ Invest it and let compound interest grow it

I’m not saying “never order.”
I’m saying be intentional.

Convenience is costing people THOUSANDS a year without realizing it.

Small habits. Big money. 💰

Would you rather eat out of a bag… or build wealth?

02/26/2026

☕💸 Ever wonder how much your daily drive-thru coffee really costs you?

On average in the U.S., a regular cup of coffee from a drive-thru or café costs about $2.50–$3.50 — and specialty drinks (like lattes or cold brew) can run $4–$7 or more per cup. 

That adds up FAST! Let’s break it down:

📅 Daily Coffee Habit
• $3.50 per day × 365 days = ~$1,278 a year just on coffee! 

Now compare that to brewing your own ☕:

🏠 Home-Brewed Coffee
• Home coffee typically costs around $0.25–$1.20 per cup depending on beans and method. 
• Even at $1 per cup: $1 × 365 = $365 a year or less.

💡 Annual Savings
That means by making your coffee at home instead of grabbing it daily, you could save roughly $900–$1,100+ per year — or even more if your café habit costs more than average. 

And that’s before you consider what that money could do for your budget, vacations, savings, or goals! 🙌

02/18/2026

How many hours is your new purchase costing you?

Most people do not overspend because they are bad with money.

They overspend because the price tag feels abstract.

Run it through time.

If you make $30 an hour and take home about $22.50 after taxes, then:

• A $300 night out costs about 13.3 hours of take-home time
• A $60,000 truck costs about 2,667 hours of take-home time

That one shift changes everything.
Because you stop asking, “Can I afford it?” and start asking, “Is this worth my life?”

Spend your money. Enjoy your money.

Just do it on purpose.