06/15/2026
Thinking about buying a home in 2026?
While mortgage rates remain higher than the historic lows of 2020 and 2021, the good news is that they've become much more stable and predictable. Many experts expect rates to remain in the 6% range for much of the year, with the possibility of modest declines as inflation continues to ease.
📈 What does that mean for buyers?
✅ More housing inventory in many markets
✅ Slower home price appreciation
✅ Increased opportunities to negotiate seller concessions
✅ Potential rate buydowns and closing cost assistance
Rather than trying to perfectly time the market, many buyers are focusing on finding the right home now and considering refinancing later if rates improve.
The reality is that real estate decisions are about more than interest rates. Your financial goals, timeline, and housing needs should drive the decision—not headlines.
If you're considering buying, now may be a great time to explore your options and develop a strategy that works for you. 🔑🏠