10/29/2020
💕
6 PLACES YOU SHOULD NEVER USE A DEBIT CARD🙅🏽♀️💳🚫
You should never even think about using a debit card in any of these situations‼️
1) ✈️Buying airline tickets – Lots of things can go wrong when flying the “friendly” skies — up to and including your airline going bust. For example, travelers who booked using WOW Air using a debit card had no way to get their money back when the airline went out of business in 2019.
2) 🏧Using independent ATMs – You increase your risk of becoming a victim of skimmers if you use unbranded ATMs. While skimmers can be found on bank ATMs, too, they’re less likely because there are often security cameras in place.
3) ⛽️ Paying at the pump – When you swipe your debit card at the gas pump, the station usually puts a $1 hold on your account to validate the account. Sometimes that amount is a lot more than a dollar and the hold lasts more than a few hours. That scenario could cause you to overdraft the account. If you must pay with debit at a gas station, go inside and pay at the cashier to avoid this.
4) 🛍Buying online – A credit card is a much better option when buying anything online. If you don’t get your merchandise or something else goes wrong with the transaction, you can do a chargeback during a 60-day window and get your money back from the bank that issued your card.
5) 🍽Dining out – Because there is such high turnover at some restaurants, you run the risk of a dishonest employee getting access to your digits.
6) 💻Purchasing appliances – Many credit cards will double the manufacturer’s warranty on products purchased with the card, giving you extra peace of mind when you’re making a large purchase. Debit cards certainly won’t do this!