Adams Mortgage Group

09/07/2026

September is bringing plenty to do around Fort Worth. 🤠

From live music and local festivals to family-friendly events and everything in between, there are plenty of ways to get out and enjoy Cowtown as we head into fall.

We put together a few September events worth adding to your calendar. Save this post, send it to someone who needs weekend plans, and let us know what you're looking forward to!

We love being part of the Fort Worth community and helping our clients put down roots right here in North Texas.

Which September event are you most excited about? Let us know in the comments!

09/05/2026

5.0 star review received on Experience.com for William Adams Jr by Amber R - Communication and professionalism by all

Click to see all 569 reviews of Guild Mortgage - William Adams, Branch Manager | NMLS # 1450122

09/05/2026

August was another month of helping families move forward.

Clear communication, seamless processes, and a team that stayed present from the first conversation to the final signature. That is not just how we close loans. It is how we do business every single time.

First time buyers who felt confident every step of the way. Families who never had to wonder what was happening next. That is the standard we hold ourselves to and these reviews are proof that it shows.

We don't just care about your loan. We care about your life and the experience you have along the way. If you are ready to work with a team that treats your goals like their own, click the link in our bio or send us a message to get started.

09/04/2026

5.0 star review received on Experience.com for William Adams Jr by Lisa W - love the Tuesday updates! Every step in the process was communicated and we were never left wondering what was happening. I will always pick the Adams team for a smooth transaction!

Click to see all 569 reviews of Guild Mortgage - William Adams, Branch Manager | NMLS # 1450122

09/03/2026

Work with a lender that will spend the time to understand your life, financial commitments, saving goals, debt etc. Your max pre-approval amount should be viewed as a ceiling. Then work with your lender to understand what payment range fits YOU best.

A homebuyer can get pre-approved and immediately start shopping at the top of that number. But that approval was calculated on your gross income, before taxes, before daycare, before groceries, before the actual life you are living every single month.

The max approval ignores all of that. And most lenders are not going to bring it up unless you ask.

At Adams Mortgage Group, we do things differently. As a mortgage broker, we look beyond the approval amount and talk about what actually works for your life. A payment you can breathe under will always beat a house that owns you.

Most first-time buyers wait too long because they are afraid the answer is no. Schedule a free consultation and let's find out exactly where you stand. We will never recommend a loan that does not align with your goals. Link in bio.

08/26/2026

5.0 star review received on Experience.com for William Adams Jr by Jonathan B - Williams knowledge of the VA loan process is excellent.

Everything was handled promptly and professionally.
William and his team provide updates throughout the entire process so I never had to wonder if anything was falling behind or being missed.

Click to see all 565 reviews of Guild Mortgage - William Adams, Branch Manager | NMLS # 1450122

08/26/2026

We believe buyers make better decisions when they understand the full picture. That starts with knowing every cost involved before you get to the closing table.

The good news is that closing costs aren't meant to catch you off guard. When you understand the numbers from the beginning, you can build a plan, prepare with confidence, and avoid last-minute surprises.

At Adams Mortgage Group, we believe every buyer deserves a clear picture of what to expect before making one of the biggest financial decisions of their life.

Most first-time buyers wait too long because they are afraid the answer is no. Schedule a free consultation and let's find out exactly where you stand. We will never recommend a loan that doesn't align with your goals. Link in bio.

08/24/2026

For many buyers, the biggest obstacle isn’t the monthly payment.

A lot of the time, it’s the belief that they need to spend years saving for a down payment before homeownership can even become a reality.

The truth is, loan programs change, new opportunities become available, and every buyer's financial situation is different. That's why it's worth exploring your options before deciding to put your plans on hold.

At Adams Mortgage Group, we believe every mortgage is a puzzle. We take the time to understand your full financial picture and look for solutions that align with your goals, including programs that may help reduce your upfront costs.

Most first-time buyers wait too long because they are afraid the answer is no. Schedule a free consultation and let's find out exactly where you stand. We will never recommend a loan that doesn't align with your goals. Link in bio.

08/22/2026

Every market has its challenges, but every market also creates new opportunities.

One of the biggest shifts we're seeing is that today's buyers are taking their time, asking more questions, and making thoughtful decisions before moving forward. At the same time, sellers are often more willing to offer concessions, creating opportunities that weren't as common just a few years ago.

Success in this market isn't about rushing. It's about understanding your options, having a strategy, and making decisions that align with your long-term goals.

At Adams Mortgage Group, we don't just care about your loan. We care about your life. Whether you're buying your first home or preparing for your next move, we take the time to understand your full financial picture and build a plan tailored to your goals.

08/20/2026

Wondering how we came up with these numbers?

A common starting point is the 28% rule, which suggests keeping your monthly mortgage payment at around 28% of your gross monthly income.

For the examples in this Reel, we used estimated payments based on:
• 10% down
• A 6% interest rate
• Estimated taxes and insurance

From there, we matched those monthly payments to an estimated income range to give you a realistic starting point.

But here's the most important thing to remember: just because a lender approves you for a certain amount doesn't always mean that's the right budget for you.

At Adams Mortgage Group, we don't just care about your loan. We care about your life. We take the time to understand your full financial picture and build a plan tailored to your goals because one rule doesn't fit every buyer.