XRP MEMO

XRP MEMO Great updates on Airdrops and events in the XRP Network

🇺🇸 SENATE PASSES BILL BANNING THE FED FROM ISSUING CBDC UNTIL 2030The final version of the bill has passed the Senate wi...
06/25/2026

🇺🇸 SENATE PASSES BILL BANNING THE FED FROM ISSUING CBDC UNTIL 2030

The final version of the bill has passed the Senate with a vote of 85-5.

The bill is expected to pass the House and be signed into law, officially blocking the creation of a Central Bank Digital Currency -- at least for a few years.

JUST IN: SBI VC Trade lists RLUSD as Japan's first regulated USD stablecoin under the country's 4th electronic payment m...
06/24/2026

JUST IN: SBI VC Trade lists RLUSD as Japan's first regulated USD stablecoin under the country's 4th electronic payment method framework, effective June 24, 2026, in partnership with Ripple Labs.

from rob cunningham…Ripple and Franklin Templeton are not randomly adjacent. They are converging around the same future:...
06/24/2026

from rob cunningham…

Ripple and Franklin Templeton are not randomly adjacent. They are converging around the same future: regulated assets, tokenized yield, institutional custody, stablecoin settlement, active crypto management, and always-on global liquidity.

Franklin Crypto is another signal that the professional money world is no longer asking whether digital assets matter. It is organizing itself to manage them.

Franklin Templeton has now closed its 250 Digital acquisition and formally launched Franklin Crypto, led by Christopher Perkins, Seth Ginns, and Tony Pecore, reporting to Sandy Kaul. Its purpose is explicit: active institutional crypto strategies with Franklin’s global distribution.

The alignment is not fantasy; it is already public market structure. launched XRPZ, a regulated XRP ETF on Arca, describing XRP as a digital asset for real-time, low-cost cross-border payments. Franklin, , and also partnered around tokenized money market funds, RLUSD, and sgBENJI, with Franklin issuing sgBENJI on the XRP Ledger.

Ripple, meanwhile, has built the institutional plumbing: custody through Metaco/Ripple Custody, prime brokerage through Hidden Road/Ripple Prime, payments, stablecoin rails through RLUSD, and the XRP Ledger as settlement infrastructure. Ripple closed Hidden Road and became the first crypto company to own and operate a global multi-asset prime broker. Ripple acquired Metaco to expand institutional custody and tokenization capabilities.

👇🏼 Press Release 👇🏼

🌎 franklintempleton.com/press-releases…

🚨BREAKING: XRP WHALES NOW CONTROL SUPPLYOn-chain data confirms wallets holding at least 1 million XRP now control 74.1% ...
06/23/2026

🚨BREAKING: XRP WHALES NOW CONTROL SUPPLY

On-chain data confirms wallets holding at least 1 million XRP now control 74.1% of the entire circulating supply, the highest concentration on record, after adding 1.53 billion XRP over the past six months. At the same time, XRP exchange reserves hit a seven year low, meaning the supply actually available to sell is the thinnest it has been in years.

Crypto.news called the reserve figure the cleaner signal, since thin sellable supply sitting in front of a major catalyst like the Clarity Act is exactly the setup where a large demand shock can produce an outsized move. Spot XRP ETFs have already pulled in $1.44 billion since November 2025.
Whales are not selling into that demand. They are absorbing it.

If the $XRP price has you worried, look at the volume data instead. It tells a very different story than the chart.In th...
06/23/2026

If the $XRP price has you worried, look at the volume data instead. It tells a very different story than the chart.

In the last 7 days, XRP saw nearly $3 billion in trading volume across major exchanges.

During one of the weakest market stretches we've seen. The spread is what gives me confidence. Binance led at $777.78M.

Upbit hit $562.05M, showing how strong Korean demand remains.

Coinbase posted $425.94M, real US spot-market participation.

Gate, OKX, Kraken, Bitstamp, and Bitget all contributed serious activity.

The top three alone make up about $1.77 billion.

Here's my honest read.

When an asset is genuinely losing relevance, volume dries up and concentrates in one or two places.

XRP is the opposite. Heavy, liquid, and spread across the entire globe, from Asia to the US to international venues.

Add the institutions still accumulating XRP through spot ETFs during this dip, and the message becomes hard to ignore.

The price is quiet. The participation is loud. I'd trust the participation.

I'm still holding.

Seen this one? Don’t scroll past it. Step back and look at what’s being built around $XRP, $XLM, and $QNT.The biggest fi...
06/23/2026

Seen this one? Don’t scroll past it. Step back and look at what’s being built around $XRP, $XLM, and $QNT.

The biggest financial institutions in the world are quietly building on these three networks.

Not testing logos for a press release. Building.

$XRP Ledger connects banks like Santander, Standard Chartered, DBS, and Mizuho, payment hubs like SBI Remit and Nium, and even the Dubai Land Department tokenizing real property. Top universities like Oxford and MIT research on it.

$XLM Stellar Network links DTCC, the backbone of US securities, alongside Franklin Templeton, Circle, MoneyGram, IBM, and humanitarian giants like the UN and World Food Programme.

$QNT Quant Network is embedded with the Bank of England, the ECB, the BIS, and a wall of banks: Barclays, HSBC, Lloyds, NatWest, Citi.

My honest conviction? The price charts test your patience daily. But adoption at this level doesn't reverse.

Central banks and global banks don't pick rails on a whim.

When the world's institutions all build on the same three networks, that's not hype. That's the future being assembled in front of you.

Hold accordingly.

🚨 XRP has a market cap of $71 billion, yet the XRP Ledger has generated less than $120,000 in fees this year. That's a g...
06/22/2026

🚨 XRP has a market cap of $71 billion, yet the XRP Ledger has generated less than $120,000 in fees this year. That's a gap that's getting a lot of investors talking.

According to DeFi Llama, the XRP Ledger has generated just $119,182 in 2026. For comparison, it generated $2.35 million in fees last year and $1.41 million in 2024.

Meanwhile, some of the biggest players in crypto have posted much larger numbers:

• Tether: $2.5 billion
• Tron (TRX): $1.2 billion
• Circle: $1.1 billion
• Hyperliquid: $333 million

It's important to remember that Ripple and XRP are not the same thing.

Ripple Labs is a fintech company behind products like Ripple Prime and Ripple Treasury. Its valuation reportedly reached $50 billion earlier this year. XRP, meanwhile, powers the XRP Ledger, a decentralized network focused on low-cost payments and real-world asset tokenization.

The network has faced challenges. Total value locked (TVL) has fallen to $40 million, down from a record $120 million. By comparison, Ethereum's TVL exceeds $37 billion.

Still, there are some bright spots:

• Ripple USD (RLUSD) on XRP Ledger has surpassed $760 million
• Combined RLUSD market cap across XRP Ledger and Ethereum has reached $1.6 billion
• XRP Ledger's represented real-world asset value has climbed above $3.6 billion
• 30-day transfer volume jumped 132% to $106.1 million

At the same time, XRP has fallen 70% from its peak last year, while the total crypto market has dropped from over $4 trillion to $2 trillion. Some investors have also shifted capital into stocks to benefit from the ongoing AI boom.

📈 What's more important when valuing a cryptocurrency: network revenue, real-world utility, or future growth potential?


Smart money is coming to Ledger!With Aviva Investors and Ripple exploring fund tokenization on the XRP Ledger, institu...
06/22/2026

Smart money is coming to Ledger!

With Aviva Investors and Ripple exploring fund tokenization on the XRP Ledger, institutional adoption is accelerating.


🚨 SCAM ALERT: Another XRP holder just lost 14,646 XRP $16.8K to a payment request attack.The bait? "10% monthly rewards"...
06/21/2026

🚨 SCAM ALERT: Another XRP holder just lost 14,646 XRP $16.8K to a payment request attack.

The bait? "10% monthly rewards" + a memo that reads Safe XRPL verify message." Attackers write the memo themselves Safe in there means absolutely nothing.

Always double check what you're signing. Your wallet won't save you your habits will. 🔐

it’s coming…🇺🇸 THE CLARITY ACT COULD CHANGE THE ENTIRE CRYPTO INDUSTRY🚨🇺🇸 America is moving closer to providing clear ru...
06/21/2026

it’s coming…

🇺🇸 THE CLARITY ACT COULD CHANGE THE ENTIRE CRYPTO INDUSTRY
🚨🇺🇸 America is moving closer to providing clear rules for digital assets, and this could become one of the biggest turning points in crypto history.
For years, uncertainty has kept institutions on the sidelines.
Once regulations become clearer, billions of dollars that were previously hesitant could begin entering the market.
The winners may not just be Bitcoin, but also XRP, stablecoins and blockchain infrastructure companies.
The biggest wealth opportunities often appear when uncertainty disappears.

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