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03/23/2025

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03/19/2025

High-Risk & Restricted Industries: What Small Businesses Must Know!

Opening a business bank account seems simple—until your industry is labeled high-risk. Many businesses, from crypto exchanges and online gambling to luxury resale and subscription-based services, struggle with banking restrictions. Some face higher fees, compliance hurdles, or frequent account closures, while others are outright denied access to financial services.

Banks classify industries as high-risk due to concerns over fraud, chargebacks, regulatory uncertainty, and reputational damage. For instance, forex trading, payday lending, adult entertainment, and digital asset platforms often experience strict scrutiny. Meanwhile, businesses involved in counterfeit goods, weapons, unlicensed financial services, or high-cash operations frequently find themselves on banks’ restricted lists, making it nearly impossible to secure financial services.

For small businesses operating in these industries, transparency and compliance are key. Banks prefer clients who provide clear documentation, maintain clean financial records, and adhere to strict regulations. Exploring high-risk merchant accounts, fintech banking solutions, and alternative payment processors can help businesses navigate these challenges.

To understand these risks further, here are some valuable sources:
Fee Navigator – High-Risk Industries https://www.feenavigator.com/which-industries-do-banks-consider-high-risk/
CreditDonkey – Guide to High-Risk Businesses https://www.creditdonkey.com/high-risk-business.html
LegitScript – Banking Challenges for High-Risk Businesses https://www.legitscript.com/fraud-risk-and-prevention/high-risk-industries/
Planning.net – SIC Codes for High-Risk Industries https://planning.net/business/credit/sic/
Capitalixe – Securing Banking in High-Risk Sectors https://capitalixe.com/blog/what-industries-are-considered-to-be-high-risk/

Have you faced banking challenges due to your industry? Share your experiences! Let’s support each other in navigating high-risk banking challenges.

Like and share - Stay tuned for more insights from DIELBNews!



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In the business world, risk is unavoidable. But while all businesses have some degree of it, several factors make some industries riskier than others.

02/25/2025

Sénégal : Un « New Deal Technologique » à 1 105 milliards FCFA pour changer la donne numérique !

Imaginez un Sénégal hyper-connecté, où les petites entreprises se développent grâce au digital, où les démarches administratives se font en quelques clics, et où les jeunes trouvent plus facilement des opportunités d’emplois dans la tech. C’est exactement ce que promet le « New Deal Technologique », un projet ambitieux lancé par le gouvernement avec un investissement colossal de 1 105 milliards FCFA.
Mais qu’est-ce que ça change concrètement pour les Sénégalais ?
D’abord, la souveraineté numérique et la cybersécurité seront renforcées. En clair, les données seront mieux protégées, et le pays pourra compter sur ses propres infrastructures technologiques sans dépendre d’acteurs étrangers. C’est une assurance pour les entreprises locales et un signal fort envoyé aux investisseurs !
Ensuite, 90 % des services publics seront numérisés. Fini les longues files d’attente et la paperasse interminable ! Obtenir un document administratif, payer ses impôts ou accéder aux services de santé se fera plus rapidement et facilement, en ligne. Un vrai soulagement pour les citoyens et un gain de temps énorme pour les entreprises.
Côté économie, c’est une accélération fulgurante du secteur digital. Avec ce plan, 500 start-ups tech seront labellisées et 150 000 emplois seront créés. Des opportunités concrètes pour les jeunes talents, les entrepreneurs et les petites entreprises qui veulent se lancer et se développer grâce au numérique.
Mais ce n’est pas tout. Le Sénégal veut aussi devenir un géant de l’exportation de services numériques en Afrique. Plus d’entreprises sénégalaises auront la capacité de proposer leurs services à l’international, d’attirer des investisseurs et d’intégrer la grande scène technologique mondiale.

En résumé, ce « New Deal Technologique », c’est un Sénégal qui se modernise, des opportunités en plus pour les entreprises, des services plus accessibles pour tous et un marché du travail qui s’élargit.
Et vous, que pensez-vous de ce grand tournant numérique ? Peut-il changer votre quotidien, votre business ou votre avenir ?

Partagez votre avis en commentaire et suivez-nous pour ne rien manquer des grandes tendances du digital en Afrique !

Source & Image : Agence EcoFin



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02/17/2025

Senegal Steps into the Future: A Strategic Meeting with Aliko Dangote & Afreximbank

It’s not every day that giants of African business and finance sit at the same table with a visionary leader to shape the future of a nation. But that’s exactly what happened as President Bassirou Diomaye Faye welcomed Nigerian business magnate Aliko Dangote and Dr. Okey Oramah, President of Afreximbank, for a high-stakes discussion on investment, energy, fertilizer production, and industrial growth.
This isn’t just a meeting—it’s a defining moment for Senegal’s economic trajectory. The conversation revolved around unlocking major financing and investment opportunities in strategic sectors, all in alignment with Senegal’s National Development Strategy 2024-2029. The goal? Strengthening the country’s productive capacities and accelerating industrial transformation.

President Faye’s commitment was crystal clear: Senegal is open for business, innovation, and transformation. By fostering strong partnerships with African private sector leaders, his administration is setting the stage for sustainable economic growth, job creation, and increased industrial self-sufficiency.
The presence of Aliko Dangote, one of Africa’s most influential entrepreneurs, signals real momentum. His expertise in infrastructure, cement, energy, and manufacturing could be a game-changer for Senegal’s industrialization. Meanwhile, Afreximbank’s commitment to financing African enterprises reinforces the region’s potential to drive growth from within, rather than relying on external influences.

This meeting isn’t just about Senegal—it’s a statement about Africa’s economic future. The era of African nations relying solely on external investment is shifting toward continental collaboration and homegrown industrialization. By leveraging African expertise and financial resources, Senegal is positioning itself as a model for economic independence and innovation.
The roadmap is set, the partnerships are forming, and the vision is bold. Will Senegal emerge as a leader in Africa’s industrial revolution? All signs point to yes—with the right investments, policies, and leadership in place.

Source: Présidence de la République du Sénégal (Official page)
What are your thoughts? Could this be the start of a new era for Africa’s economic powerhouse? Drop your insights below!



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02/12/2025

Turning Amazon Search Data into Business Growth

Every Amazon search is a window into shifting consumer demand, shaping industries and uncovering major opportunities for businesses. With over 12 billion searches analyzed monthly, these trends aren’t just interesting—they’re strategic. Businesses that track and respond to emerging demand can position themselves ahead of the competition, tapping into high-growth markets before they reach saturation.
Tech and productivity continue to dominate Amazon’s search trends. Laptops lead the rankings with 1.1 million searches per month, reinforcing their importance in work, education, and entertainment. Wireless earbuds (703K searches) and Bluetooth headphones (550K searches) reflect the growing demand for seamless, wireless experiences, while iPads (697K searches) remain a go-to for productivity and digital content. Streaming and gaming are also thriving, with Fire Stick (622K searches) and gaming chairs (482K searches) ranking among the most searched items, demonstrating the continued expansion of home entertainment setups.
Home and kitchen essentials are another powerhouse category. Air fryers (561K searches) maintain their status as a must-have kitchen gadget, while office chairs (408K searches) and desks (429K searches) highlight the ongoing shift toward home office optimization. Everyday household necessities continue to drive high search volumes, with paper towels (440K searches), trash bags (109K searches), and laundry baskets (131K searches) proving that Amazon remains a go-to for household staples.
Health and wellness trends show no signs of slowing down. Fitbit (591K searches) continues to dominate the wearable fitness tracker market, while supplements like vitamin D (164K searches) and fish oil (127K searches) highlight a strong consumer focus on self-care and preventive health. Meanwhile, small businesses are finding success in niche categories, with pet supplies, shower heads, and kitchen organizers seeing increased search volume as consumers look for functional, high-quality alternatives beyond major brands.
The power of this data isn’t just in knowing what’s trending—it’s in taking action. Businesses that optimize SEO, align marketing strategies, and refine product positioning can turn high search volume into actual sales. Some products see consistent, year-round demand, while others experience seasonal spikes or react to cultural and technological shifts. The key to staying ahead is tracking these changes, adapting quickly, and seizing opportunities before competitors do.
With 24% of Amazon’s top searches related to consumer electronics, 13% focused on kitchen and food products, and 11% on personal care, businesses can clearly identify where demand is growing. Even gift cards represent 3.5% of searches, with Amazon, Xbox, and multi-purpose gift cards ranking among consumer favorites.
Success in today’s digital marketplace belongs to businesses that use data strategically, act fast, and position their products to meet demand before the market catches up.

The referenced data chart is sourced from www.MeetGlimpse.com, a platform that analyzes search trends to provide insights into consumer behavior. For a deeper dive into the most searched products on Amazon, check out Meet Glimpse and start making data-driven business decisions today.



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02/07/2025

IA : un data center géant va être construit en France par les Émirats arabes unis

Paris, sommet mondial de l'IA. Un accord qui change la donne. Emmanuel Macron et Mohamed ben Zayed al-Nahyane se serrent la main sous les flashs des caméras. Une annonce de taille : un data center géant, entre 30 et 50 milliards de dollars d'investissement, et le plus grand campus européen d'IA en vue.
Ce n'est pas juste un data center. C'est une infrastructure massive, capable de fournir jusqu'à un gigawatt de puissance de calcul. Chercheurs, startups, grandes entreprises—tous y trouveront un espace pour innover. Piloté par un consortium franco-émirati, avec le fonds MGX en première ligne, ce campus veut redéfinir l'avenir de l'IA en Europe.

À une époque où les infrastructures cloud sont dominées par les géants américains et chinois, cet investissement marque une volonté claire : faire de la France un leader européen. Mais au-delà des ambitions technologiques, c'est une bataille géopolitique qui se joue.
Dans un monde où les données sont une ressource plus précieuse que le pétrole, qui les possède détient le pouvoir. Pour la France, cet accord avec les Émirats n'est pas anodin. "Nous devons développer nos propres capacités pour maîtriser notre avenir numérique", insiste Clara Chappaz, ministre de l'IA. Ce projet, c'est une déclaration d'indépendance face à la domination américaine et chinoise.
Mais une question subsiste : qui aura le contrôle de ces infrastructures ? Avec un investissement émirati aussi massif, certains s'inquiètent des enjeux de souveraineté sur les données.

Si la localisation exacte reste un mystère, 35 sites en France sont déjà présélectionnés. Un total de 1 200 hectares est réservé pour accueillir ce centre de données qui pourrait bouleverser l'écosystème numérique européen. La ministre annonce que le choix final sera révélé d'ici quelques jours.
Si ce campus d'IA promet des avancées technologiques spectaculaires, il pose également des questions cruciales. Qui accédera aux données stockées dans ce data center ? Comment prévenir la cybersécurité et garantir la protection des informations sensibles ? Quel sera son impact écologique ?

Le sommet mondial de l'IA, qui se tient jusqu'au 11 février, tentera d'apporter des réponses. Avec plus de 100 pays participants, dont les États-Unis, la Chine et l'Union européenne, la régulation de ces infrastructures sera au cœur des discussions.
Ce n'est pas juste un projet d'infrastructure—c'est une stratégie. Un pied-de-nez aux mastodontes américains et chinois qui dominent le cloud et l'IA. Si ce projet tient ses promesses, la France pourrait bien devenir un leader européen incontournable dans la course à l'intelligence artificielle.

Mais sommes-nous prêts à relever ce défi et à en assumer toutes les conséquences ?



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02/06/2025

Google’s AI just got smarter—And now it explains itself

At the New York Times DealBook Summit in New York, Alphabet CEO Sundar Pichai took the stage, all smiles, to unveil something big. Sitting in a white chair against a blue backdrop, hands up as he spoke, he introduced a breakthrough in AI—Gemini 2.0 Flash Thinking. (Photo: Michael M. Santiago/Getty Images)

This isn’t just another AI update. For the first time, AI isn’t just giving answers, showing its thought process. Instead of making decisions in a black box, Gemini 2.0 Flash Thinking breaks down complex problems step by step, allowing users to see how it reached a conclusion.
This shift is huge. Businesses will no longer have to blindly trust AI-generated insights; they’ll see the logic behind them. Doctors can use AI for diagnoses with a clear understanding of why certain conditions are flagged. Students and researchers won’t just get results; they’ll be able to trace the reasoning behind every answer. AI isn’t just assisting—it’s thinking like a human, and now, it’s explaining itself.

Google is embedding this AI across its ecosystem, from YouTube to Maps to AI Studio, making it a seamless part of daily life. Expect smarter recommendations, AI-driven navigation that justifies route choices, and business tools that provide clear, data-backed reasoning for every decision. AI is about to feel less robotic and more intuitive.

But with transparency comes new challenges. If AI can now explain itself, will we trust it more or question it harder? Who controls the data? How do we prevent bias in AI-driven decision-making? As AI takes on bigger roles in business, healthcare, and policy, the world needs clear rules, ethical leadership, and accountability.

This isn’t just a software update—it’s a turning point. AI is stepping out of the shadows, proving that it can be trusted, understood, and integrated into real-world decision-making. Businesses that embrace explainable AI will gain a massive advantage. Industries that demand AI transparency will shape the future. We’re moving fast—are we ready for what comes next?



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01/31/2025

ServiceNow AI is Transforming Business and Job Growth

ServiceNow is leading the AI revolution, with its AI-driven business growing by 150% this quarter, according to CEO Bill McDermott in a recent CNBC interview. This explosive growth highlights the increasing adoption of AI-powered enterprise solutions that are reshaping industries.
🎥 Watch the CNBC interview: ServiceNow CEO on Earnings https://www.youtube.com/watch?v=gNJYfVLDX6s

ServiceNow is automating workflows across IT service management (ITSM), HR service delivery (HRSD), and customer service, reducing manual processes and boosting efficiency. AI-powered virtual agents, predictive intelligence, and machine learning are redefining how businesses operate.
At the same time, ServiceNow AI is making a significant impact across industries, from healthcare and finance to retail and manufacturing, optimizing operations, reducing costs, and driving innovation. Its scalability makes it a go-to platform for enterprises of all sizes.

With rapid AI adoption, demand for ServiceNow-certified professionals is skyrocketing. The platform is also creating new business models, revenue streams, and expansion opportunities for companies worldwide.
As businesses increasingly embrace ServiceNow AI, they gain a competitive edge, reduce costs, and future-proof operations. Those who delay risk falling behind in the AI-driven economy.

ServiceNow is shaping the future of business—are you ready?



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Bill McDermott, ServiceNow chairman and CEO, joins 'Squawk on the Street' to discuss the company's quarterly earnings results, guidance for the second half o...

01/28/2025

🚗 JAMM GROUP: L'Excellence Américaine au Service de la Location de Véhicules à Libreville 🌟

Houston, TX – Avec son parc de véhicules composés de marques variées et d’origine américaine, JAM Group s’impose comme un acteur incontournable de la location de voitures à Libreville. Alliant fiabilité, confort et accessibilité, l’entreprise révolutionne l’expérience de mobilité au Gabon.

Lors d’une rencontre exclusive à Houston, où JAMM GROUP est basé, nous avons eu l’opportunité d’échanger avec son fondateur. Visionnaire et ambitieux, il a partagé des perspectives prometteuses pour l’avenir. Parmi elles, des projets d’investissement majeurs dans le secteur des transports au Gabon, visant à renforcer l’offre locale et à explorer de nouvelles solutions innovantes.

Pourquoi JAMM GROUP est unique ?
• Une sélection diversifiée de véhicules adaptés à tous les besoins, des berlines élégantes aux SUV spacieux.
• Des marques américaines renommées, synonymes de qualité et de performance.
• Un engagement pour offrir des tarifs compétitifs et un service client irréprochable.

Avec une base solide aux États-Unis et une présence croissante au Gabon, JAM Group incarne l’excellence et l’innovation dans le domaine de la mobilité. Leurs projets à venir promettent de transformer encore davantage le paysage du transport local, tout en créant de nouvelles opportunités économiques.

📍 Disponible dès maintenant à Libreville, Owendo, Akanda, et au-delà, pour répondre aux besoins d’une clientèle diversifiée.

JAMM GROUP– All in One.

Restez connectés avec DIELBNews DIELBNews pour suivre les actualités de JAMM GROUP et leurs initiatives inspirantes !

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09/27/2024

ISSINE eTire Shops – Bientôt disponible !

Pré-inscrivez-vous dès maintenant et soyez acteur du futur des services pneumatiques

ISSINE eTire Shops coming soon!

09/25/2024

🚀 Big things are coming. 🚗

ISSINE eTire Shops – Bientôt disponible !Besoin d’un pneu ou tout autre produit et service lié à l’automobile ? ISSINE eTire Shops transforme et améliore vot...

09/25/2024

🚀 Big things are coming. 🚗

ISSINE eTire Shops is about to change the game for independent tire shops and customers alike. Why struggle with limited choices, inconsistent services, and outdated systems? We’ve built a platform that puts the power in your hands.

Customers:
✔️ Book online
✔️ Choose from a wide range of tires
✔️ Track orders in real time
✔️ Earn loyalty rewards

Tire shops:
🔧 Streamline inventory management
🔧 Boost your online presence
🔧 Attract more customers, grow faster.

Don’t just watch the future happen—be a part of it. Pre-register now and let’s revolutionize the tire industry together.
🎥 Watch how we’re transforming the game: https://youtu.be/yK8_Hh1r7KM?si=TUQIcxQwz3DXao2A


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ISSINE eTire Shops – Bientôt disponible !Besoin d’un pneu ou tout autre produit et service lié à l’automobile ? ISSINE eTire Shops transforme et améliore vot...

09/25/2024

ISSINE eTire Shops – Coming Soon!

Get ready for a new way to shop for tires! ISSINE eTire Shops is here to connect you with independent tire shops, making tire shopping and service easier than ever. With our platform, you can book services online, choose from a wide range of tire options, track your orders, and even earn loyalty rewards!
For tire shops, we provide powerful tools to manage inventory, boost online visibility, and build better customer relationships—all designed to help you grow.

Don’t miss out! Pre-register now and be part of the future of tire services: www.issineetires.com https://youtu.be/G9y62m4cRBk?si=HpG38nmeHAvwPcTt

ISSINE eTire Shops – Steering Value for Everyone!

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ISSINE eTire Shops – Coming Soon!Need tires or any other automotive products and services? ISSINE eTire Shops transforms and enhances your experience! No mor...

08/06/2024

ISSINE eTire Shops Coming Soon!

ISSINE eTire Shops is poised to revolutionize the tire industry by seamlessly connecting customers with independent tire shops through a cutting-edge online platform. Independent tire shops are crucial to the U.S. automotive service sector, which was valued at $40 billion in 2023 (IBISWorld). With over 150,000 tire dealers across the country, many of which are independent, the market is both extensive and competitive.

Despite their significance, independent tire shops face several challenges that hinder their growth. One major issue is the struggle to provide flexible payment methods and maintain consistent service quality, leading to unreliable services and payment options. Additionally, many shops have limited resources, resulting in difficulties managing inventory efficiently. Another significant challenge is establishing a strong online presence, which is essential for visibility and customer reach but often challenging for independent shops to achieve.

ISSINE eTire Shops address these challenges with innovative solutions. For customers, the platform offers easy scheduling with convenient online booking of tire services, access to a wide range of tire options, and real-time order tracking for transparency. Customers can also benefit from a loyalty rewards program designed to enhance retention and satisfaction. For independent tire shops, ISSINE eTire Shops provides advanced tools to optimize inventory management and reduce inefficiencies, enhance online presence to attract and engage more customers, and build stronger customer relationships to drive repeat business.

Here's how it works: Customers can easily book, track, and manage their orders online with comprehensive support and rewards. Tire shops can utilize advanced tools to streamline inventory management, connect with a broader audience, and boost sales. By addressing these key challenges, ISSINE eTire Shops aims to empower both customers and independent tire shops, creating a more efficient and customer-friendly tire service industry.

Discover more at www.issineetires.com. ISSINE eTire Shops is launching soon and is set to transform tire shopping and services. Be part of the future of tire services by pre-registering today at www.issineetires.com!

ISSINE eTire Shops – Steering Value for Everyone!

References:
• IBISWorld. (2023). Tire Services in the U.S. Market Research Report.
• Statista. (2023). Number of tire dealers in the U.S.
• Automotive News. (2024). Trends in the U.S. Tire Industry.

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08/03/2024

FYI -

Pour financer les projets de développement contenus dans le Plan national de développement de la Transition au Gabon, Yunus SA, une Fintech camerounaise, nom