Reality on Tape

10/10/2025

Paying your credit card in full every month helps avoid interest charges and shows lenders you’re financially responsible. It also keeps your credit utilization low, which boosts your credit score over time. Some people mistakenly believe leaving a balance helps build credit, but that’s a myth—what matters is consistent on-time payments, not carrying debt. In fact, leaving a balance can cost you money and hurt your score if it grows too high. 📈📊 💳
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10/04/2025

You can dispute unauthorized credit checks with the credit bureaus by filing a formal complaint and requesting removal from your report. It’s also wise to contact the dealership directly and demand documentation proving your consent. If they can’t provide it, you may have grounds for legal action under the Fair Credit Reporting Act (FCRA).
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10/03/2025

You should always ask whether a credit check is a hard or soft inquiry because hard pulls can lower your credit score and stay on your report for up to two years. Soft pulls don’t affect your score and are typically used for pre-approvals or background checks.Another tip! If the inquiry was unauthorized or done in error, you can file a dispute with the credit bureaus to have it removed. 💵💳🏦

10/09/2024

10/09/2024

Do y’all think it is good what the street preachers do?
Is there a reason why you start feeling guilty when coming in contact with them?
Thoughts 💭

10/09/2024

You liked it ? 😂

09/13/2024

DAMN 10 HOURS 😱🤯🤯🤯😆 That’s true dedication right there though! Got people in a comma and shi 😆 ••••

08/25/2024

He really liked the smell 😂 always a good talk when discussing about things back in (2013) 😆

08/14/2024

Salute 🫡 Every step matters! Good to know somebody is appreciative and sees the hard work and dedication 📈•••••••