The Generous Investor

06/24/2025

This week's Generous Investor guest, David Palmer, kept hearing the same thing from the men he helped serve at Wheeler Mission: we need jobs. Eleven years later the company he founded, Purposeful Design, gives people the chance to develop woodworking and metalworking skills as they construct beautiful - and highly demanded - office furniture.

For more about Purposeful Design: www.pdindy.com

To listen to the episode, visit www.generousinvestor.com, or Apple Podcasts, Spotify, Amazon Music, and Podbean.

06/16/2025

“Good comes to those who lend money generously and conduct their business fairly. Such people will not be overcome by evil.”

‭‭Psalms 112‬:‭5‬-6a

06/10/2025

In this solo episode I explain the very basics of crypto currency by segmenting different coins into one of four buckets.

06/03/2025

Yes, you* can but you* can't time the market.

I'll explain.

Here's the truth - Warren has let cash & equivalents build to around 30% of Berkshire Hathaway's balance sheet. He and other deeply skilled investors occasionally have large, liquid asset balances when they can't find compelling value among investment opportunities. That works for them.

However, unless you're both deeply skilled at recognizing compelling and able to find enough opportunities, you'll probably get creamed trying to follow them.

In any given calendar year, the annual returns of indices typically accrue in only 10-15% of trading days. That means that the remaining 85-90% of trading days sum to a roughly 0% return. I've run the analysis several times and the results are remarkably consistent, whether the year is good or bad.

That's why you* should stay invested and forget timing the market.

Send a message to learn more

05/28/2025

Andy Kirby has always believed that people live up to - or down to - expectations, and that's the mindset he's carried forward as Executive Director of ILADD, Inc.. ILADD stands for Independent Living for Adults with Developmental/Intellectual Disabilities. In this episode, you'll learn about some of the exciting ways ILADD is providing encouragement and opportunities for their Self-Advocates in Boone County to develop up to their true potential.

For more information about ILADD, Inc. please visit: www.iladdinc.org

To listen, please visit www.generousinvestor.com, or access through Apple, Spotify, or Amazon.

05/22/2025

Happy 15th Bitcoin ! On 22 May 2010, Laszlo Hanyecz paid 10,000 for two pizzas. Those pies were a little pricey at the time, costing the equivalent of $41.

At today’s price of $111,000 per coin, those pizzas would now be priced at $1.11 billion. That’s .

05/20/2025

Let’s be clear: is currently more volatile than , and because it’s divisible into far smaller dollar amounts than gold, it’s easier for more people to own tiny amounts.

With those things said, Bitcoin is designed to be easily and globally transferable, fungible, secure, highly portable, and programatically “harder” than gold. Over time, its volatility will decline toward that of gold. In the meantime, it will function as pristine digital capital for holding periods over 3 years.

05/13/2025

There’s a consistent theme among some of the best investors: buy great businesses which you can hold for many years while they generate increasing cash flow. Today’s episode features Brian Pitkin, founder and portfolio manager of URI Capital Management. Brian’s and my conversation covered several long-term value creation strategies from TARP warrants, to pipelines, to banks. If you admire investors with mindsets similar to Warren Buffett, you will enjoy this deep dive with Brian.

For more about Brian's fund: www.uricapital.com

This episode and others are available at www.generousinvestor.com and on Apple, Spotify, and Amazon.

Disclaimer: The opinions contained on this site are for informational and educational purposes only and should not be construed as a recommendation to buy or sell the stocks mentioned or to solicit transactions or clients. Past performance of the companies discussed may not continue and the companie...

05/01/2025

U.S. indices are pointing higher and bond yields lower following this news, which seems darkly ironic on the surface. But a weakening jobs market means the will be more likely to intervene by lowering or, if it should get challenging, more . Prices quickly rising when the real economy slows illustrates the longer term challenge of and demonstrates the speed with which news is factored into capital asset prices.

Initial unemployment claims posted an unexpected increase last week in a potential trouble sign for the wobbling U.S. economy.

05/01/2025

is multidimensional for , and related directly to anticipated holding periods. Inside 4 years, becomes the dominant risk measure, whereas over longer time frames and pose the greatest threats. The probability of permanent is relevant throughout all investment horizons.

04/22/2025

What is cultural entrepreneurship and why is it to be valued? My guest for today's episode is Joanna Taft, founder and Executive Director of Harrison Center for the Arts. The Center's aim is to grow art patrons in a way that draws in all the members of our community. Be sure to visit www.harrisoncenter.org for information about the Center's next open house on May 2, where you can peruse their galleries, meet the artists, and buy original .

Listen to this episode at www.generousinvestor.com or on Apple Podcasts, Spotify, and Amazon Music.

04/11/2025

Tariffs, yes, but what drove yields down, then up, so suddenly?